US Bank Directory
Banks in Frostburg, MD
3 FDIC-insured banks operate 4 offices in Frostburg, Maryland, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Frostburg
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 6 locations in Frostburg, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Frostburg
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Somerset Trust has the most locations in Frostburg, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Somerset Trust Bank · 2
Somerset Trust has 2 branches in Frostburg, 3 across Maryland and 49 nationwide. FDIC records list its main office in Somerset, PA and show it operating since 1889. With $2.47 billion in total assets on June 30, 2026, it ranks No. 508 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Frostburg location is the Frostburg Branch Office at 3 S Broadway, dating to 2020; the newest, at 351 E Main St, to 2021. It does not publish hours in the sources this page uses; check its site before you go.
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Frostburg Branch Office3 S Broadway, 21532
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Frostburg Branch Office351 E Main St, 21532
Chessie Credit Union Credit union · 1
Chessie Credit Union has 1 office in Frostburg, 7 across Maryland. It is based in Cumberland, MD and $433.2 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Frostburg100 Bishop Murphy Dr, 21532
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
First Peoples Community Credit Union Credit union · 1
First Peoples Community Credit Union has 1 office in Frostburg, 13 across Maryland. It is based in Cumberland, MD and $659.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Frostburg17610 Old National Pike Sw, 21532
All hours
Mon to Fri 8 am to 6 pm; Sat 8 am to 3 pm; Sun not published
Hours: NCUA, March 31, 2026
M&T Bank Bank · 1
M&T Bank has 1 branch in Frostburg, 152 across Maryland and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Frostburg Branch at 10600 New Georges Creek Rd Sw dates to 1928 in FDIC branch records. It opens on Saturday.
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Frostburg Branch10600 New Georges Creek Rd Sw, 21532
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
Truist Bank · 1
Truist has 1 branch in Frostburg, 138 across Maryland and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Frostburg Plaza Branch at 10721 New Georges Creek Rd Sw dates to 1973 in FDIC branch records. It opens on Saturday.
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Frostburg Plaza Branch10721 New Georges Creek Rd Sw, 21532
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Frostburg
2 credit unions have 2 offices here: First Peoples Community Credit Union and Chessie Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Frostburg page has every office in the state's directory.
Banking in Frostburg: the local picture
Short answer: 3 banks run 4 branches in Frostburg according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Frostburg and 3 out of state, according to the FDIC.
The bank with the longest record here is M&T Bank, operating since 1856 according to the FDIC. In FDIC branch records, the longest-running branch is M&T Bank's office at 10600 New Georges Creek Rd Sw, dating to 1928; the newest is Somerset Trust's at 351 E Main St, from 2021.
2 credit unions have 2 offices in Frostburg, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 4 open on Saturday. 2 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Frostburg
Short answer: 4 of the 4 Frostburg locations with published hours open on Saturday, run by 4 institutions.
- Truist: 1 of 1 branch (10721 New Georges Creek Rd Sw: Saturday 9 am to 12 pm)
- M&T Bank: 1 of 1 branch (10600 New Georges Creek Rd Sw: Saturday 9 am to 12 pm)
- First Peoples Community Credit Union: 1 of 1 office (17610 Old National Pike Sw: Saturday 8 am to 3 pm)
- Chessie Credit Union: 1 of 1 office (100 Bishop Murphy Dr: Saturday 9 am to 12:30 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Frostburg, and where the nearest one is if they do not.
Short answer: In Frostburg: Truist (1). No branches in Frostburg: Chase (nearest in Frederick, 83 mi), Wells Fargo (nearest in Frederick, 82 mi), Bank of America (nearest in Frederick, 80 mi), PNC Bank (nearest in Hagerstown, 62 mi), U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Germantown, 94 mi), BMO.
| Bank | In Frostburg | Nearest branch if none here |
|---|---|---|
| Truist | 1 branch | here |
| Chase | None | Frederick, 83 miles away |
| Wells Fargo | None | Frederick, 82 miles away |
| Bank of America | None | Frederick, 80 miles away |
| PNC Bank | None | Hagerstown, 62 miles away |
| U.S. Bank | None | none in Maryland |
| Fifth Third Bank | None | none in Maryland |
| Huntington | None | none in Maryland |
| Regions Bank | None | none in Maryland |
| TD Bank | None | Germantown, 94 miles away |
| BMO | None | none in Maryland |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Frostburg to the nearest branch in Maryland.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Frostburg residents like anyone else.
Banks near Frostburg
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Cumberland (6 miles) and Grantsville (12 miles). Hagerstown, 64 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Cumberland, MD | 6 mi | 4 | 6 |
| Banks in Grantsville, MD | 12 mi | 3 | 3 |
| Banks in Oakland, MD | 31 mi | 5 | 6 |
| Banks in Hancock, MD | 40 mi | 2 | 2 |
| Banks in Hagerstown, MD | 64 mi | 12 | 30 |
| Banks in Boonsboro, MD | 68 mi | 4 | 4 |
| Banks in Myersville, MD | 73 mi | 2 | 2 |
| Banks in Middletown, MD | 75 mi | 2 | 2 |
Bank branch openings and closings in Frostburg
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Frostburg between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Frostburg by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Frostburg offices.
Short answer: Truist is the largest bank with offices in Frostburg, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. M&T Bank is second with $218.79 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| M&T Bank | $218.79 billion | No. 21 | 1 | Buffalo, NY |
| Somerset Trust | $2.47 billion | No. 508 | 2 | Somerset, PA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Frostburg: FAQ
How many banks are in Frostburg, MD?
Frostburg has 3 banks with 4 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Frostburg?
Somerset Trust, with 2. Truist has 1 and M&T Bank has 1.
Is there a Somerset Trust in Frostburg, MD?
Yes. FDIC data lists 2 Somerset Trust branches in Frostburg as of September 5, 2026. Its branches are listed under Somerset Trust above, with the address and directions for each.
Is there a Truist in Frostburg, MD?
Yes. FDIC data lists 1 Truist branch in Frostburg as of September 5, 2026. The address and directions are under Truist above.
Is there a M&T Bank in Frostburg, MD?
Yes. FDIC data lists 1 M&T Bank branch in Frostburg as of September 5, 2026. The address and directions are under M&T Bank above.
Is there a Chase in Frostburg, MD?
No. FDIC data lists no Chase branch in Frostburg as of September 5, 2026. The nearest is in Frederick, about 83 miles away in a straight line.
Which banks in Frostburg are open on Saturday?
Truist, M&T Bank, First Peoples Community Credit Union and Chessie Credit Union publish Saturday hours for one or more Frostburg locations. The Saturday section above lists each one with its hours. 2 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Frostburg?
M&T Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1856.
Which credit unions can I join in Frostburg?
First Peoples Community Credit Union and Chessie Credit Union have offices in Frostburg. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Frostburg in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Frostburg?
Nearby cities with more banks include Cumberland, Grantsville, Oakland. Cumberland is 6 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 4 branches: M&T Bank, Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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