US Bank Directory
Banks in Essex, MA
2 FDIC-insured banks operate 2 offices in Essex, Massachusetts.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Essex
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Essex, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Essex
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Beacon Bank and Trust and BankGloucester have the most locations in Essex, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
BankGloucester Bank · 1
BankGloucester has 1 branch in Essex, 3 across Massachusetts and 3 nationwide. FDIC records list its main office in Gloucester, MA and show it operating since 1887. With $386.9 million in total assets on June 30, 2026, it ranks No. 2,120 of 4,232 U.S. banks by total assets. The Essex Branch at 15 Martin St dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Essex Branch15 Martin St, 01929
Beacon Bank and Trust Bank · 1
Beacon Bank and Trust has 1 branch in Essex, 70 across Massachusetts and 151 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1871. With $22.20 billion in total assets on June 30, 2026, it ranks No. 98 of 4,232 U.S. banks by total assets. The Essex Branch at 8 Martin St dates to 1957 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Essex Branch8 Martin St, 01929
Banking in Essex: the local picture
Short answer: 2 banks run 2 branches in Essex according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Essex, 2 elsewhere in Massachusetts, according to the FDIC.
The bank with the longest record here is Beacon Bank and Trust, operating since 1871 according to the FDIC. In FDIC branch records, the longest-running branch is Beacon Bank and Trust's office at 8 Martin St, dating to 1957; the newest is BankGloucester's at 15 Martin St, from 2014.
None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Essex, and where the nearest one is if they do not.
Short answer: No branches in Essex: Chase (nearest in Gloucester, 6 mi), Wells Fargo (nearest in Boston, 24 mi), Bank of America (nearest in Beverly, 6 mi), PNC Bank (nearest in Lynnfield, 15 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Ipswich, 4 mi), BMO.
| Bank | In Essex | Nearest branch if none here |
|---|---|---|
| Chase | None | Gloucester, 6 miles away |
| Wells Fargo | None | Boston, 24 miles away |
| Bank of America | None | Beverly, 6 miles away |
| PNC Bank | None | Lynnfield, 15 miles away |
| U.S. Bank | None | none in Massachusetts |
| Truist | None | none in Massachusetts |
| Fifth Third Bank | None | none in Massachusetts |
| Huntington | None | none in Massachusetts |
| Regions Bank | None | none in Massachusetts |
| TD Bank | None | Ipswich, 4 miles away |
| BMO | None | none in Massachusetts |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Essex to the nearest branch in Massachusetts.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Essex residents like anyone else.
Banks near Essex
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Manchester (4 miles) and Ipswich (5 miles). Beverly, 7 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Manchester, MA | 4 mi | 3 | 3 |
| Banks in Ipswich, MA | 5 mi | 4 | 4 |
| Banks in South Hamilton, MA | 5 mi | 3 | 3 |
| Banks in Gloucester, MA | 6 mi | 8 | 9 |
| Banks in Beverly, MA | 7 mi | 10 | 17 |
| Banks in Rockport, MA | 8 mi | 2 | 2 |
| Banks in Rowley, MA | 8 mi | 4 | 4 |
| Banks in Topsfield, MA | 9 mi | 3 | 3 |
Bank branch openings and closings in Essex
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Essex between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Essex by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Essex offices.
Short answer: Beacon Bank and Trust is the largest bank with offices in Essex, with $22.20 billion in total assets on June 30, 2026, No. 98 among U.S. banks by total assets. BankGloucester is second with $386.9 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Beacon Bank and Trust | $22.20 billion | No. 98 | 1 | Boston, MA |
| BankGloucester | $386.9 million | No. 2,120 | 1 | Gloucester, MA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Essex: FAQ
How many banks are in Essex, MA?
Essex has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Essex?
Beacon Bank and Trust, with 1. BankGloucester has 1.
Is there a Beacon Bank and Trust in Essex, MA?
Yes. FDIC data lists 1 Beacon Bank and Trust branch in Essex as of September 5, 2026. The address and directions are under Beacon Bank and Trust above.
Is there a BankGloucester in Essex, MA?
Yes. FDIC data lists 1 BankGloucester branch in Essex as of September 5, 2026. The address and directions are under BankGloucester above.
Is there a Chase in Essex, MA?
No. FDIC data lists no Chase branch in Essex as of September 5, 2026. The nearest is in Gloucester, about 6 miles away in a straight line.
What is the oldest bank in Essex?
Beacon Bank and Trust has the longest record among banks with a branch here: the FDIC shows it operating since 1871.
Did any bank branches open or close in Essex in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Essex?
Nearby cities with more banks include Manchester, Ipswich, South Hamilton. Manchester is 4 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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