US Bank Directory
Banks in Ipswich, MA
4 FDIC-insured banks operate 4 offices in Ipswich, Massachusetts.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Ipswich
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Ipswich, according to the FDIC. 4 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Ipswich
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Ipswich, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
BankGloucester Bank · 1
BankGloucester has 1 branch in Ipswich, 3 across Massachusetts and 3 nationwide. FDIC records list its main office in Gloucester, MA and show it operating since 1887. With $386.9 million in total assets on June 30, 2026, it ranks No. 2,120 of 4,232 U.S. banks by total assets. The Ipswich Branch at 143 High St dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ipswich Branch143 High St, 01938
Beacon Bank and Trust Bank · 1
Beacon Bank and Trust has 1 branch in Ipswich, 70 across Massachusetts and 151 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1871. With $22.20 billion in total assets on June 30, 2026, it ranks No. 98 of 4,232 U.S. banks by total assets. The First Ipswich Bank Branch at 31 Market St dates to 1892 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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First Ipswich Bank Branch31 Market St, 01938
Institution for Savings in Newburyport and Its Vicinity Bank · 1
Institution for Savings in Newburyport and Its Vicinity has 1 branch in Ipswich, 13 across Massachusetts and 13 nationwide. FDIC records list its main office in Newburyport, MA and show it operating since 1820. With $5.56 billion in total assets on June 30, 2026, it ranks No. 264 of 4,232 U.S. banks by total assets. The Ipswich Depot Square Office And Lending at 2-8 Depot Square dates to 1913 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ipswich Depot Square Office And Lending2-8 Depot Square, 01938
TD Bank Bank · 1
TD Bank has 1 branch in Ipswich, 114 across Massachusetts and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Ipswich Branch at 23 Market St dates to 1869 in FDIC branch records. It opens on Saturday.
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Ipswich Branch23 Market St, 01938
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Banking in Ipswich: the local picture
Short answer: 4 banks run 4 branches in Ipswich according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Ipswich, 3 elsewhere in Massachusetts and 1 out of state, according to the FDIC.
The bank with the longest record here is Institution for Savings in Newburyport and Its Vicinity, operating since 1820 according to the FDIC. In FDIC branch records, the longest-running branch is TD Bank's office at 23 Market St, dating to 1869; the newest is BankGloucester's at 143 High St, from 2020.
Of the 1 location with published hours. 1 opens on Saturday. 3 locations have no published hours in these sources.
Banks open on Saturday in Ipswich
Short answer: 1 of the 1 Ipswich location with published hours opens on Saturday, run by 1 institution.
- TD Bank: 1 of 1 branch (23 Market St: Saturday 9 am to 1 pm)
Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Ipswich, and where the nearest one is if they do not.
Short answer: In Ipswich: TD Bank (1). No branches in Ipswich: Chase (nearest in Newburyport, 10 mi), Wells Fargo (nearest in Boston, 25 mi), Bank of America (nearest in Beverly, 7 mi), PNC Bank (nearest in Lynnfield, 15 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, BMO.
| Bank | In Ipswich | Nearest branch if none here |
|---|---|---|
| TD Bank | 1 branch | here |
| Chase | None | Newburyport, 10 miles away |
| Wells Fargo | None | Boston, 25 miles away |
| Bank of America | None | Beverly, 7 miles away |
| PNC Bank | None | Lynnfield, 15 miles away |
| U.S. Bank | None | none in Massachusetts |
| Truist | None | none in Massachusetts |
| Fifth Third Bank | None | none in Massachusetts |
| Huntington | None | none in Massachusetts |
| Regions Bank | None | none in Massachusetts |
| BMO | None | none in Massachusetts |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ipswich to the nearest branch in Massachusetts.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ipswich residents like anyone else.
Banks near Ipswich
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Rowley (4 miles) and Essex (5 miles). Beverly, 8 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Rowley, MA | 4 mi | 4 | 4 |
| Banks in Essex, MA | 5 mi | 2 | 2 |
| Banks in South Hamilton, MA | 5 mi | 3 | 3 |
| Banks in Topsfield, MA | 6 mi | 3 | 3 |
| Banks in Georgetown, MA | 8 mi | 2 | 2 |
| Banks in Beverly, MA | 8 mi | 10 | 17 |
| Banks in Manchester, MA | 8 mi | 3 | 3 |
| Banks in Newburyport, MA | 10 mi | 8 | 10 |
Bank branch openings and closings in Ipswich
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Ipswich between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Ipswich by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ipswich offices.
Short answer: TD Bank is the largest bank with offices in Ipswich, with $342.80 billion in total assets on June 30, 2026, No. 13 among U.S. banks by total assets. Beacon Bank and Trust is second with $22.20 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| Beacon Bank and Trust | $22.20 billion | No. 98 | 1 | Boston, MA |
| Institution for Savings in Newburyport and Its Vicinity | $5.56 billion | No. 264 | 1 | Newburyport, MA |
| BankGloucester | $386.9 million | No. 2,120 | 1 | Gloucester, MA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ipswich: FAQ
How many banks are in Ipswich, MA?
Ipswich has 4 banks with 4 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Ipswich?
TD Bank, with 1. Beacon Bank and Trust has 1 and Institution for Savings in Newburyport and Its Vicinity has 1.
Is there a TD Bank in Ipswich, MA?
Yes. FDIC data lists 1 TD Bank branch in Ipswich as of September 5, 2026. The address and directions are under TD Bank above.
Is there a Beacon Bank and Trust in Ipswich, MA?
Yes. FDIC data lists 1 Beacon Bank and Trust branch in Ipswich as of September 5, 2026. The address and directions are under Beacon Bank and Trust above.
Is there a Institution for Savings in Newburyport and Its Vicinity in Ipswich, MA?
Yes. FDIC data lists 1 Institution for Savings in Newburyport and Its Vicinity branch in Ipswich as of September 5, 2026. The address and directions are under Institution for Savings in Newburyport and Its Vicinity above.
Is there a Chase in Ipswich, MA?
No. FDIC data lists no Chase branch in Ipswich as of September 5, 2026. The nearest is in Newburyport, about 10 miles away in a straight line.
Which banks in Ipswich are open on Saturday?
TD Bank publishes Saturday hours for one or more Ipswich locations. The Saturday section above lists each one with its hours. 3 of the 4 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Ipswich?
Institution for Savings in Newburyport and Its Vicinity has the longest record among banks with a branch here: the FDIC shows it operating since 1820.
Did any bank branches open or close in Ipswich in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ipswich?
Nearby cities with more banks include Rowley, Essex, South Hamilton. Rowley is 4 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (1 of 4 branches: TD Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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