US Bank Directory
Banks in Topsfield, MA
3 FDIC-insured banks operate 3 offices in Topsfield, Massachusetts.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Topsfield
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Topsfield, according to the FDIC. 3 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Topsfield
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: TD Bank, M&T Bank and Institution for Savings in Newburyport and Its Vicinity have the most locations in Topsfield, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Institution for Savings in Newburyport and Its Vicinity Bank · 1
Institution for Savings in Newburyport and Its Vicinity has 1 branch in Topsfield, 13 across Massachusetts and 13 nationwide. FDIC records list its main office in Newburyport, MA and show it operating since 1820. With $5.56 billion in total assets on June 30, 2026, it ranks No. 264 of 4,232 U.S. banks by total assets. The Topsfield Office Branch at 5 Main St dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Topsfield Office Branch5 Main St, 01983
M&T Bank Bank · 1
M&T Bank has 1 branch in Topsfield, 62 across Massachusetts and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Topsfield Branch at 38 Main St dates to 1990 in FDIC branch records. Its published hours do not list Saturday.
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Topsfield Branch38 Main St, 01983
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
TD Bank Bank · 1
TD Bank has 1 branch in Topsfield, 114 across Massachusetts and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Topsfield Branch at 16 Main St dates to 1955 in FDIC branch records. It opens on Saturday.
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Topsfield Branch16 Main St, 01983
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Banking in Topsfield: the local picture
Short answer: 3 banks run 3 branches in Topsfield according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Topsfield, 1 elsewhere in Massachusetts and 2 out of state, according to the FDIC.
The bank with the longest record here is Institution for Savings in Newburyport and Its Vicinity, operating since 1820 according to the FDIC. In FDIC branch records, the longest-running branch is TD Bank's office at 16 Main St, dating to 1955; the newest is Institution for Savings in Newburyport and Its Vicinity's at 5 Main St, from 2016.
Of the 2 locations with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.
Banks open on Saturday in Topsfield
Short answer: 1 of the 2 Topsfield locations with published hours opens on Saturday, run by 1 institution.
- TD Bank: 1 of 1 branch (16 Main St: Saturday 9 am to 1 pm)
Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Topsfield, and where the nearest one is if they do not.
Short answer: In Topsfield: TD Bank (1). No branches in Topsfield: Chase (nearest in Middleton, 5 mi), Wells Fargo (nearest in Boston, 20 mi), Bank of America (nearest in Beverly, 5 mi), PNC Bank (nearest in Lynnfield, 9 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, BMO.
| Bank | In Topsfield | Nearest branch if none here |
|---|---|---|
| TD Bank | 1 branch | here |
| Chase | None | Middleton, 5 miles away |
| Wells Fargo | None | Boston, 20 miles away |
| Bank of America | None | Beverly, 5 miles away |
| PNC Bank | None | Lynnfield, 9 miles away |
| U.S. Bank | None | none in Massachusetts |
| Truist | None | none in Massachusetts |
| Fifth Third Bank | None | none in Massachusetts |
| Huntington | None | none in Massachusetts |
| Regions Bank | None | none in Massachusetts |
| BMO | None | none in Massachusetts |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Topsfield to the nearest branch in Massachusetts.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Topsfield residents like anyone else.
Banks near Topsfield
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are South Hamilton (5 miles) and Middleton (5 miles). Beverly, 6 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in South Hamilton, MA | 5 mi | 3 | 3 |
| Banks in Middleton, MA | 5 mi | 7 | 7 |
| Banks in Rowley, MA | 5 mi | 4 | 4 |
| Banks in Danvers, MA | 6 mi | 9 | 11 |
| Banks in Beverly, MA | 6 mi | 10 | 17 |
| Banks in Georgetown, MA | 6 mi | 2 | 2 |
| Banks in Ipswich, MA | 6 mi | 4 | 4 |
| Banks in Peabody, MA | 7 mi | 10 | 16 |
Bank branch openings and closings in Topsfield
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Topsfield between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Topsfield by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Topsfield offices.
Short answer: TD Bank is the largest bank with offices in Topsfield, with $342.80 billion in total assets on June 30, 2026, No. 13 among U.S. banks by total assets. M&T Bank is second with $218.79 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| M&T Bank | $218.79 billion | No. 21 | 1 | Buffalo, NY |
| Institution for Savings in Newburyport and Its Vicinity | $5.56 billion | No. 264 | 1 | Newburyport, MA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Topsfield: FAQ
How many banks are in Topsfield, MA?
Topsfield has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Topsfield?
TD Bank, with 1. M&T Bank has 1 and Institution for Savings in Newburyport and Its Vicinity has 1.
Is there a TD Bank in Topsfield, MA?
Yes. FDIC data lists 1 TD Bank branch in Topsfield as of September 5, 2026. The address and directions are under TD Bank above.
Is there a M&T Bank in Topsfield, MA?
Yes. FDIC data lists 1 M&T Bank branch in Topsfield as of September 5, 2026. The address and directions are under M&T Bank above.
Is there a Institution for Savings in Newburyport and Its Vicinity in Topsfield, MA?
Yes. FDIC data lists 1 Institution for Savings in Newburyport and Its Vicinity branch in Topsfield as of September 5, 2026. The address and directions are under Institution for Savings in Newburyport and Its Vicinity above.
Is there a Chase in Topsfield, MA?
No. FDIC data lists no Chase branch in Topsfield as of September 5, 2026. The nearest is in Middleton, about 5 miles away in a straight line.
Which banks in Topsfield are open on Saturday?
TD Bank publishes Saturday hours for one or more Topsfield locations. The Saturday section above lists each one with its hours. 1 of the 3 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Topsfield?
Institution for Savings in Newburyport and Its Vicinity has the longest record among banks with a branch here: the FDIC shows it operating since 1820.
Did any bank branches open or close in Topsfield in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Topsfield?
Nearby cities with more banks include South Hamilton, Middleton, Rowley. South Hamilton is 5 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (2 of 3 branches: M&T Bank, TD Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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