US Bank Directory

Banks in Gloucester, MA

8 FDIC-insured banks operate 9 offices in Gloucester, Massachusetts, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Gloucester

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 9 banks and credit unions operate 10 locations in Gloucester, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 4 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

10 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Gloucester

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Cape Ann Savings Bank has the most locations in Gloucester, with 2. The other 7 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Cape Ann Savings Bank 2 branches · main office Gloucester, MA Bank · 2

Cape Ann Savings Bank has 2 branches in Gloucester, 4 across Massachusetts and 4 nationwide. FDIC records list its main office in Gloucester, MA and show it operating since 1846. With $1.07 billion in total assets on June 30, 2026, it ranks No. 986 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Gloucester location is its main office at 109 Main St, dating to 1846; the newest, at 4 School House Rd, to 2022. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    109 Main St, 01930
    Hours: see the bank's site
  • Gloucester Crossing Branch
    4 School House Rd, 01930
    Hours: see the bank's site
Cape Ann Savings Bank: profile, branches and contacts
BankGloucester 1 branch · main office Gloucester, MA Bank · 1

BankGloucester has 1 branch in Gloucester, 3 across Massachusetts and 3 nationwide. FDIC records list its main office in Gloucester, MA and show it operating since 1887. With $386.9 million in total assets on June 30, 2026, it ranks No. 2,120 of 4,232 U.S. banks by total assets. Its main office at 160 Main St dates to 1887 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    160 Main St, 01930
    Hours: see the bank's site
BankGloucester: profile, branches and contacts
Beacon Bank and Trust 1 branch · main office Boston, MA Bank · 1

Beacon Bank and Trust has 1 branch in Gloucester, 70 across Massachusetts and 151 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1871. With $22.20 billion in total assets on June 30, 2026, it ranks No. 98 of 4,232 U.S. banks by total assets. The Gloucester Branch at 207 Main St dates to 1980 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Beacon Bank and Trust: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Gloucester, 99 across Massachusetts and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Gloucester Branch at 233 Main St dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Chase: profile, branches and contacts
Citizens Citizens Bank, National Association · 1 branch · main office Providence, RI Bank · 1

Citizens has 1 branch in Gloucester, 179 across Massachusetts and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Gloucester, Main Street Branch at 147 Main St dates to 1796 in FDIC branch records. It opens on Saturday.

  • Gloucester, Main Street Branch
    147 Main St, 01930
    (978) 283-0610Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published

    Hours: Citizens branch locator (All The Places), checked Oct 10, 2026

Citizens: profile, branches and contacts
Institution for Savings in Newburyport and Its Vicinity 1 branch · main office Newburyport, MA Bank · 1

Institution for Savings in Newburyport and Its Vicinity has 1 branch in Gloucester, 13 across Massachusetts and 13 nationwide. FDIC records list its main office in Newburyport, MA and show it operating since 1820. With $5.56 billion in total assets on June 30, 2026, it ranks No. 264 of 4,232 U.S. banks by total assets. The Gloucester Branch at 4 Parker St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Institution for Savings in Newburyport and Its Vicinity: profile, branches and contacts
Luso-american Credit Union 1 office · main office Peabody, MA Credit union · 1

Luso-american Credit Union has 1 office in Gloucester, 3 across Massachusetts. It is based in Peabody, MA and $122.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Luso American Credit Union
    128 Rogers St, 01930
    (978) 531-5767Today: hours not published
    All hours

    Mon to Wed not published; Thu to Fri 1 pm to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Luso-american Credit Union: profile, branches and contacts
Santander Santander Bank, N.A. · 1 branch · main office Wilmington, DE Bank · 1

Santander has 1 branch in Gloucester, 130 across Massachusetts and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Gloucester Branch at 102 Rogers St dates to 1891 in FDIC branch records. It opens on Saturday.

  • Gloucester Branch
    102 Rogers St, 01930
    (978) 283-0059Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: Santander branch locator (All The Places), checked Oct 10, 2026

Santander: profile, branches and contacts
TD Bank TD Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

TD Bank has 1 branch in Gloucester, 114 across Massachusetts and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Gloucester-Harbor Loop Branch at 2 Harbor Loop dates to 1987 in FDIC branch records. It opens on Saturday.

  • Gloucester-Harbor Loop Branch
    2 Harbor Loop, 01930
    (978) 282-1200Today 9 am to 5 pm
    All hours

    Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed

    Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026

TD Bank: profile, branches and contacts

Join a credit union in Gloucester

1 credit union has 1 office here: Luso-american Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Gloucester page has every office in the state's directory.

Banking in Gloucester: the local picture

Short answer: 8 banks run 9 branches in Gloucester according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 8 banks, 2 have their main office in Gloucester, 2 elsewhere in Massachusetts and 4 out of state, according to the FDIC.

The bank with the longest record here is Institution for Savings in Newburyport and Its Vicinity, operating since 1820 according to the FDIC. In FDIC branch records, the longest-running branch is Citizens's office at 147 Main St, dating to 1796; the newest is Chase's at 233 Main St, from 2023.

The only credit union with an office here is Luso-american Credit Union.

Of the 4 locations with published hours. 3 open on Saturday. 6 locations have no published hours in these sources.

Banks open on Saturday in Gloucester

Short answer: 3 of the 4 Gloucester locations with published hours open on Saturday, run by 3 institutions.

  • TD Bank: 1 of 1 branch (2 Harbor Loop: Saturday 9 am to 1 pm)
  • Citizens: 1 of 1 branch (147 Main St: Saturday 9 am to 12 pm)
  • Santander: 1 of 1 branch (102 Rogers St: Saturday 9 am to 1 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Gloucester, and where the nearest one is if they do not.

Short answer: In Gloucester: Chase (1), TD Bank (1). No branches in Gloucester: Wells Fargo (nearest in Boston, 27 mi), Bank of America (nearest in Beverly, 12 mi), PNC Bank (nearest in Lynnfield, 20 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, BMO.

BankIn GloucesterNearest branch if none here
Chase1 branchhere
TD Bank1 branchhere
Wells FargoNoneBoston, 27 miles away
Bank of AmericaNoneBeverly, 12 miles away
PNC BankNoneLynnfield, 20 miles away
U.S. BankNonenone in Massachusetts
TruistNonenone in Massachusetts
Fifth Third BankNonenone in Massachusetts
HuntingtonNonenone in Massachusetts
Regions BankNonenone in Massachusetts
BMONonenone in Massachusetts

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Gloucester to the nearest branch in Massachusetts.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Gloucester residents like anyone else.

Banks near Gloucester

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Rockport (3 miles) and Manchester (6 miles). Beverly, 12 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Gloucester

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Gloucester between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Gloucester

Short answer: 2 institutions have their main office in Gloucester: Cape Ann Savings Bank and BankGloucester.

InstitutionTypeTotal assets, June 30, 2026Offices here
Cape Ann Savings BankBank$1.07 billion2
BankGloucesterBank$386.9 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Gloucester by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Gloucester offices.

Short answer: Chase is the largest bank with offices in Gloucester, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. TD Bank is second with $342.80 billion. 2 of the 8 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
TD Bank$342.80 billionNo. 131Wilmington, DE
Citizens$232.52 billionNo. 201Providence, RI
Santander$103.96 billionNo. 321Wilmington, DE
Beacon Bank and Trust$22.20 billionNo. 981Boston, MA
Institution for Savings in Newburyport and Its Vicinity$5.56 billionNo. 2641Newburyport, MA
Cape Ann Savings Bank$1.07 billionNo. 9862Gloucester, MA
BankGloucester$386.9 millionNo. 2,1201Gloucester, MA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Gloucester: FAQ

How many banks are in Gloucester, MA?

Gloucester has 8 banks with 9 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Gloucester?

Cape Ann Savings Bank, with 2. Chase has 1 and TD Bank has 1.

Is there a Cape Ann Savings Bank in Gloucester, MA?

Yes. FDIC data lists 2 Cape Ann Savings Bank branches in Gloucester as of September 5, 2026, the main office at 109 Main St. Its branches are listed under Cape Ann Savings Bank above, with the address and directions for each.

Is there a Chase in Gloucester, MA?

Yes. FDIC data lists 1 Chase branch in Gloucester as of September 5, 2026. The address and directions are under Chase above.

Is there a TD Bank in Gloucester, MA?

Yes. FDIC data lists 1 TD Bank branch in Gloucester as of September 5, 2026. The address and directions are under TD Bank above.

Is there a Wells Fargo in Gloucester, MA?

No. FDIC data lists no Wells Fargo branch in Gloucester as of September 5, 2026. The nearest is in Boston, about 27 miles away in a straight line.

Which banks in Gloucester are open on Saturday?

TD Bank, Citizens and Santander publish Saturday hours for one or more Gloucester locations. The Saturday section above lists each one with its hours. 6 of the 10 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Gloucester?

Cape Ann Savings Bank and BankGloucester have their main office in Gloucester, according to the FDIC.

What is the oldest bank in Gloucester?

Institution for Savings in Newburyport and Its Vicinity has the longest record among banks with a branch here: the FDIC shows it operating since 1820.

Which credit unions can I join in Gloucester?

Luso-american Credit Union has an office in Gloucester. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Gloucester in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Gloucester?

Nearby cities with more banks include Rockport, Manchester, Essex. Rockport is 3 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (3 of 9 branches: Citizens, Santander, TD Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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