US Bank Directory
Banks in Fancy Farm, KY
1 FDIC-insured bank operates 1 office in Fancy Farm, Kentucky.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Fancy Farm
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Fancy Farm, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Fancy Farm
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Community Bank of the Heartland is the only bank with an office in Fancy Farm. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Community Bank of the Heartland Bank · 1
First Community Bank of the Heartland has 1 branch in Fancy Farm, 5 across Kentucky and 11 nationwide. FDIC records list its main office in Clinton, KY and show it operating since 1934. With $506.0 million in total assets on June 30, 2026, it ranks No. 1,780 of 4,232 U.S. banks by total assets. The Fancy Farm Banking Center Branch at 10308 State Route 80 W dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fancy Farm Banking Center Branch10308 State Route 80 W, 42039
Banking in Fancy Farm: the local picture
Short answer: 1 bank runs 1 branch in Fancy Farm according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
First Community Bank of the Heartland has its main office in Clinton, KY, according to the FDIC.
The bank with the longest record here is First Community Bank of the Heartland, operating since 1934 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Fancy Farm, and where the nearest one is if they do not.
Short answer: No branches in Fancy Farm: Chase (nearest in Owensboro, 113 mi), Wells Fargo, Bank of America (nearest in Louisville, 188 mi), PNC Bank (nearest in Owensboro, 113 mi), U.S. Bank (nearest in Mayfield, 10 mi), Truist (nearest in Paducah, 20 mi), Fifth Third Bank (nearest in Eddyville, 44 mi), Huntington (nearest in Walton, 270 mi), Regions Bank (nearest in Mayfield, 10 mi), TD Bank, BMO.
| Bank | In Fancy Farm | Nearest branch if none here |
|---|---|---|
| Chase | None | Owensboro, 113 miles away |
| Wells Fargo | None | none in Kentucky |
| Bank of America | None | Louisville, 188 miles away |
| PNC Bank | None | Owensboro, 113 miles away |
| U.S. Bank | None | Mayfield, 10 miles away |
| Truist | None | Paducah, 20 miles away |
| Fifth Third Bank | None | Eddyville, 44 miles away |
| Huntington | None | Walton, 270 miles away |
| Regions Bank | None | Mayfield, 10 miles away |
| TD Bank | None | none in Kentucky |
| BMO | None | none in Kentucky |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Fancy Farm to the nearest branch in Kentucky.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Fancy Farm residents like anyone else.
Banks near Fancy Farm
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Cunningham (10 miles) and Mayfield (10 miles). Paducah, 20 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Cunningham, KY | 10 mi | 2 | 2 |
| Banks in Mayfield, KY | 10 mi | 6 | 10 |
| Banks in Bardwell, KY | 13 mi | 2 | 2 |
| Banks in Clinton, KY | 14 mi | 2 | 2 |
| Banks in Paducah, KY | 20 mi | 9 | 23 |
| Banks in Wickliffe, KY | 20 mi | 2 | 2 |
| Banks in Kevil, KY | 20 mi | 2 | 2 |
| Banks in Fulton, KY | 21 mi | 2 | 3 |
Bank branch openings and closings in Fancy Farm
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Fancy Farm between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Fancy Farm by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Fancy Farm offices.
Short answer: First Community Bank of the Heartland is the largest bank with offices in Fancy Farm, with $506.0 million in total assets on June 30, 2026, No. 1,780 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| First Community Bank of the Heartland | $506.0 million | No. 1,780 | 1 | Clinton, KY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Fancy Farm: FAQ
How many banks are in Fancy Farm, KY?
Fancy Farm has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a First Community Bank of the Heartland in Fancy Farm, KY?
Yes. FDIC data lists 1 First Community Bank of the Heartland branch in Fancy Farm as of September 5, 2026. The address and directions are under First Community Bank of the Heartland above.
Is there a Chase in Fancy Farm, KY?
No. FDIC data lists no Chase branch in Fancy Farm as of September 5, 2026. The nearest is in Owensboro, about 113 miles away in a straight line.
What is the oldest bank in Fancy Farm?
First Community Bank of the Heartland has the longest record among banks with a branch here: the FDIC shows it operating since 1934.
Did any bank branches open or close in Fancy Farm in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Fancy Farm?
Nearby cities with more banks include Cunningham, Mayfield, Bardwell. Cunningham is 10 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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