US Bank Directory
Banks in Covington, KY
9 FDIC-insured banks operate 9 offices in Covington, Kentucky.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Covington
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 9 locations in Covington, according to the FDIC. 9 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
9 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Covington
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 9 banks share the most locations in Covington, with 1 each. 9 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Citizens Federal Savings and Loan Association Bank · 1
Citizens Federal Savings and Loan Association has 1 branch in Covington, 1 across Kentucky and 1 nationwide. FDIC records list its main office in Covington, KY and show it operating since 1886. With $41.9 million in total assets on June 30, 2026, it ranks No. 4,111 of 4,232 U.S. banks by total assets. Its main office at 433 Madison Ave dates to 1886 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office433 Madison Ave, 41011
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Covington, 68 across Kentucky and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Covington Banking Center at 107 Brent Spence Sq dates to 1908 in FDIC branch records. Its published hours do not list Saturday.
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Covington Banking Center107 Brent Spence Sq, 41011
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
First Financial Bank Bank · 1
First Financial Bank has 1 branch in Covington, 12 across Kentucky and 165 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $22.35 billion in total assets on June 30, 2026, it ranks No. 97 of 4,232 U.S. banks by total assets. The Covington Branch at 601 Madison Ave dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Covington Branch601 Madison Ave, 41011
Heritage Bank Bank · 1
Heritage Bank has 1 branch in Covington, 17 across Kentucky and 19 nationwide. FDIC records list its main office in Burlington, KY and show it operating since 1990. With $1.99 billion in total assets on June 30, 2026, it ranks No. 611 of 4,232 U.S. banks by total assets. The Covington Ky Branch at 3600 Decoursey Ave dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Covington Ky Branch3600 Decoursey Ave, 41015
Huntington Bank · 1
Huntington has 1 branch in Covington, 10 across Kentucky and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Covington Main Branch at 540 Madison Ave dates to 1995 in FDIC branch records. Its published hours do not list Saturday.
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Covington Main Branch540 Madison Ave, 41011
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Covington, 67 across Kentucky and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Covington Branch at 404 Madison Ave dates to 1974 in FDIC branch records. Its published hours do not list Saturday.
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Covington Branch404 Madison Ave, 41011
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Republic Bank Bank · 1
Republic Bank has 1 branch in Covington, 29 across Kentucky and 48 nationwide. FDIC records list its main office in Louisville, KY and show it operating since 1982. With $7.05 billion in total assets on June 30, 2026, it ranks No. 220 of 4,232 U.S. banks by total assets. The Covington Branch at 535 Madison Ave dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Covington Branch535 Madison Ave, 41011
Truist Bank · 1
Truist has 1 branch in Covington, 53 across Kentucky and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The 19Th & Madison Branch at 1831 Madison Ave dates to 1887 in FDIC branch records. Its published hours do not list Saturday.
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19Th & Madison Branch1831 Madison Ave, 41014
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Covington, 69 across Kentucky and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Sixth And Madison Branch at 602 Madison Ave dates to 1903 in FDIC branch records. Its published hours do not list Saturday.
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Sixth And Madison Branch602 Madison Ave, 41011
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Banking in Covington: the local picture
Short answer: 9 banks run 9 branches in Covington according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 9 banks, 1 has its main office in Covington, 2 elsewhere in Kentucky and 6 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Citizens Federal Savings and Loan Association's office at 433 Madison Ave, dating to 1886; the newest is First Financial Bank's at 601 Madison Ave, from 2021.
Of the 5 locations with published hours. None open on Saturday. 4 locations have no published hours in these sources.
Banks by ZIP code in Covington
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 41011 has the most bank and credit union offices in Covington (7), followed by 41014 (1) and 41015 (1). Offices are spread across 3 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 41011 | 7 | 7 | Citizens Federal Savings and Loan Association, Fifth Third Bank, First Financial Bank |
| 41014 | 1 | 1 | Truist |
| 41015 | 1 | 1 | Heritage Bank |
Saturday hours in Covington
Short answer: None of the 5 Covington locations with published hours lists Saturday hours. 4 locations do not publish hours in these sources; call ahead.
Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Covington, and where the nearest one is if they do not.
Short answer: In Covington: PNC Bank (1), U.S. Bank (1), Truist (1), Fifth Third Bank (1), Huntington (1). No branches in Covington: Chase (nearest in Fort Thomas, 3 mi), Wells Fargo, Bank of America (nearest in Crescent Springs, 4 mi), Regions Bank (nearest in Franklin, 198 mi), TD Bank, BMO.
| Bank | In Covington | Nearest branch if none here |
|---|---|---|
| PNC Bank | 1 branch | here |
| U.S. Bank | 1 branch | here |
| Truist | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| Huntington | 1 branch | here |
| Chase | None | Fort Thomas, 3 miles away |
| Wells Fargo | None | none in Kentucky |
| Bank of America | None | Crescent Springs, 4 miles away |
| Regions Bank | None | Franklin, 198 miles away |
| TD Bank | None | none in Kentucky |
| BMO | None | none in Kentucky |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Covington to the nearest branch in Kentucky.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Covington residents like anyone else.
Banks near Covington
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Newport (2 miles) and Bellevue (2 miles). Fort Mitchell, 4 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Newport, KY | 2 mi | 6 | 6 |
| Banks in Bellevue, KY | 2 mi | 2 | 2 |
| Banks in Fort Wright, KY | 2 mi | 4 | 4 |
| Banks in Latonia, KY | 2 mi | 2 | 2 |
| Banks in Fort Thomas, KY | 3 mi | 6 | 6 |
| Banks in Fort Mitchell, KY | 4 mi | 7 | 7 |
| Banks in Crescent Springs, KY | 4 mi | 6 | 6 |
| Banks in Highland Heights, KY | 4 mi | 4 | 4 |
Bank branch openings and closings in Covington
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Covington between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Covington
Short answer: 1 institution has its main office in Covington: Citizens Federal Savings and Loan Association.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Citizens Federal Savings and Loan Association | Bank | $41.9 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Covington by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Covington offices.
Short answer: U.S. Bank is the largest bank with offices in Covington, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. 1 of the 9 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| First Financial Bank | $22.35 billion | No. 97 | 1 | Cincinnati, OH |
| Republic Bank | $7.05 billion | No. 220 | 1 | Louisville, KY |
| Heritage Bank | $1.99 billion | No. 611 | 1 | Burlington, KY |
| Citizens Federal Savings and Loan Association | $41.9 million | No. 4,111 | 1 | Covington, KY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Covington: FAQ
How many banks are in Covington, KY?
Covington has 9 banks with 9 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Covington?
U.S. Bank, with 1. PNC Bank has 1 and Truist has 1.
Is there a U.S. Bank in Covington, KY?
Yes. FDIC data lists 1 U.S. Bank branch in Covington as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a PNC Bank in Covington, KY?
Yes. FDIC data lists 1 PNC Bank branch in Covington as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Truist in Covington, KY?
Yes. FDIC data lists 1 Truist branch in Covington as of September 5, 2026. The address and directions are under Truist above.
Is there a Chase in Covington, KY?
No. FDIC data lists no Chase branch in Covington as of September 5, 2026. The nearest is in Fort Thomas, about 3 miles away in a straight line.
Which banks in Covington are open on Saturday?
None of the 5 locations with published hours lists Saturday hours. 4 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Covington?
Citizens Federal Savings and Loan Association has its main office in Covington, according to the FDIC.
What is the oldest bank in Covington?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Did any bank branches open or close in Covington in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Covington?
Nearby cities with more banks include Newport, Bellevue, Fort Wright. Newport is 2 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (5 of 9 branches: Fifth Third Bank, Huntington, PNC Bank, Truist, U.S. Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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