US Bank Directory
Banks in Fort Wright, KY
4 FDIC-insured banks operate 4 offices in Fort Wright, Kentucky, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Fort Wright
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 6 locations in Fort Wright, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Fort Wright
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Fort Wright, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Cinfed Credit Union Credit union · 1
Cinfed Credit Union has 1 office in Fort Wright, 2 across Kentucky. It is based in Cincinnati, OH and $856.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Ft. Wright Office15 George Huser Dr, 41011
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
FIRST NATIONAL BANK OF KENTUCKY Bank · 1
FIRST NATIONAL BANK OF KENTUCKY has 1 branch in Fort Wright, 6 across Kentucky and 6 nationwide. FDIC records list its main office in Carrollton, KY and show it operating since 1881. With $258.0 million in total assets on June 30, 2026, it ranks No. 2,683 of 4,232 U.S. banks by total assets. The Ft. Wright Branch at 2001 Dixie Hwy dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ft. Wright Branch2001 Dixie Hwy, 41011
Guardian Savings Bank Bank · 1
Guardian Savings Bank has 1 branch in Fort Wright, 6 across Kentucky and 13 nationwide. FDIC records list its main office in West Chester, OH and show it operating since 1895. With $1.39 billion in total assets on June 30, 2026, it ranks No. 791 of 4,232 U.S. banks by total assets. The Kyles Lane Branch at 10 Kyles Ln dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kyles Lane Branch10 Kyles Ln, 41011
Heritage Bank Bank · 1
Heritage Bank has 1 branch in Fort Wright, 17 across Kentucky and 19 nationwide. FDIC records list its main office in Burlington, KY and show it operating since 1990. With $1.99 billion in total assets on June 30, 2026, it ranks No. 611 of 4,232 U.S. banks by total assets. The Fort Wright Branch at 1911 Dixie Hwy dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fort Wright Branch1911 Dixie Hwy, 41011
L & N Credit Union Credit union · 1
L & N Credit Union has 1 office in Fort Wright, 25 across Kentucky. It is based in Louisville, KY and $2.58 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Ft Wright3425 Valleyplaza Pkwy, 41017
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
The First National Bank of Williamson Bank · 1
The First National Bank of Williamson has 1 branch in Fort Wright, 2 across Kentucky and 4 nationwide. FDIC records list its main office in Williamson, WV and show it operating since 1903. With $120.3 million in total assets on June 30, 2026, it ranks No. 3,543 of 4,232 U.S. banks by total assets. The Fort Wright Branch at 1717 Dixie Hwy. dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fort Wright Branch1717 Dixie Hwy., 41011
Join a credit union in Fort Wright
2 credit unions have 2 offices here: L & N Credit Union and Cinfed Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Fort Wright page has every office in the state's directory.
Banking in Fort Wright: the local picture
Short answer: 4 banks run 4 branches in Fort Wright according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Fort Wright, 2 elsewhere in Kentucky and 2 out of state, according to the FDIC.
The bank with the longest record here is FIRST NATIONAL BANK OF KENTUCKY, operating since 1881 according to the FDIC. In FDIC branch records, the longest-running branch is Guardian Savings Bank's office at 10 Kyles Ln, dating to 1996; the newest is The First National Bank of Williamson's at 1717 Dixie Hwy., from 2026.
2 credit unions have 2 offices in Fort Wright, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. 2 open on Saturday. 4 locations have no published hours in these sources.
Banks by ZIP code in Fort Wright
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 41011 has the most bank and credit union offices in Fort Wright (5), followed by 41017 (1). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 41011 | 5 | 5 | Cinfed Credit Union, FIRST NATIONAL BANK OF KENTUCKY, Guardian Savings Bank |
| 41017 | 1 | 1 | L & N Credit Union |
Credit unions open on Saturday in Fort Wright
Short answer: 2 of the 2 Fort Wright locations with published hours open on Saturday, run by 2 institutions.
- L & N Credit Union: 1 of 1 office (3425 Valleyplaza Pkwy: Saturday 9 am to 12 pm)
- Cinfed Credit Union: 1 of 1 office (15 George Huser Dr: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Fort Wright, and where the nearest one is if they do not.
Short answer: No branches in Fort Wright: Chase (nearest in Crescent Springs, 2 mi), Wells Fargo, Bank of America (nearest in Crescent Springs, 2 mi), PNC Bank (nearest in Fort Mitchell, 1 mi), U.S. Bank (nearest in Fort Mitchell, 2 mi), Truist (nearest in Fort Mitchell, 2 mi), Fifth Third Bank (nearest in Erlanger, 2 mi), Huntington (nearest in Fort Mitchell, 2 mi), Regions Bank (nearest in Franklin, 196 mi), TD Bank, BMO.
| Bank | In Fort Wright | Nearest branch if none here |
|---|---|---|
| Chase | None | Crescent Springs, 2 miles away |
| Wells Fargo | None | none in Kentucky |
| Bank of America | None | Crescent Springs, 2 miles away |
| PNC Bank | None | Fort Mitchell, 1 mile away |
| U.S. Bank | None | Fort Mitchell, 2 miles away |
| Truist | None | Fort Mitchell, 2 miles away |
| Fifth Third Bank | None | Erlanger, 2 miles away |
| Huntington | None | Fort Mitchell, 2 miles away |
| Regions Bank | None | Franklin, 196 miles away |
| TD Bank | None | none in Kentucky |
| BMO | None | none in Kentucky |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Fort Wright to the nearest branch in Kentucky.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Fort Wright residents like anyone else.
Banks near Fort Wright
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Fort Mitchell (1 mile) and Crescent Springs (2 miles). Covington, 2 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Fort Mitchell, KY | 1 mi | 7 | 7 |
| Banks in Crescent Springs, KY | 2 mi | 6 | 6 |
| Banks in Latonia, KY | 2 mi | 2 | 2 |
| Banks in Covington, KY | 2 mi | 9 | 9 |
| Banks in Crestview Hills, KY | 3 mi | 4 | 4 |
| Banks in Erlanger, KY | 3 mi | 3 | 3 |
| Banks in Edgewood, KY | 3 mi | 4 | 4 |
| Banks in Newport, KY | 4 mi | 6 | 6 |
Bank branch openings and closings in Fort Wright
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Fort Wright between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Mar 25, 2026 | Opened | The First National Bank of Williamson | 1717 Dixie Hwy., 41011 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Largest banks in Fort Wright by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Fort Wright offices.
Short answer: Heritage Bank is the largest bank with offices in Fort Wright, with $1.99 billion in total assets on June 30, 2026, No. 611 among U.S. banks by total assets. Guardian Savings Bank is second with $1.39 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Heritage Bank | $1.99 billion | No. 611 | 1 | Burlington, KY |
| Guardian Savings Bank | $1.39 billion | No. 791 | 1 | West Chester, OH |
| FIRST NATIONAL BANK OF KENTUCKY | $258.0 million | No. 2,683 | 1 | Carrollton, KY |
| The First National Bank of Williamson | $120.3 million | No. 3,543 | 1 | Williamson, WV |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Fort Wright: FAQ
How many banks are in Fort Wright, KY?
Fort Wright has 4 banks with 4 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Fort Wright?
Heritage Bank, with 1. Guardian Savings Bank has 1 and FIRST NATIONAL BANK OF KENTUCKY has 1.
Is there a Heritage Bank in Fort Wright, KY?
Yes. FDIC data lists 1 Heritage Bank branch in Fort Wright as of September 5, 2026. The address and directions are under Heritage Bank above.
Is there a Guardian Savings Bank in Fort Wright, KY?
Yes. FDIC data lists 1 Guardian Savings Bank branch in Fort Wright as of September 5, 2026. The address and directions are under Guardian Savings Bank above.
Is there a FIRST NATIONAL BANK OF KENTUCKY in Fort Wright, KY?
Yes. FDIC data lists 1 FIRST NATIONAL BANK OF KENTUCKY branch in Fort Wright as of September 5, 2026. The address and directions are under FIRST NATIONAL BANK OF KENTUCKY above.
Is there a Chase in Fort Wright, KY?
No. FDIC data lists no Chase branch in Fort Wright as of September 5, 2026. The nearest is in Crescent Springs, about 2 miles away in a straight line.
Which banks in Fort Wright are open on Saturday?
L & N Credit Union and Cinfed Credit Union publish Saturday hours for one or more Fort Wright locations. The Saturday section above lists each one with its hours. 4 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Fort Wright?
FIRST NATIONAL BANK OF KENTUCKY has the longest record among banks with a branch here: the FDIC shows it operating since 1881.
Which credit unions can I join in Fort Wright?
L & N Credit Union and Cinfed Credit Union have offices in Fort Wright. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Fort Wright in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Fort Wright?
Nearby cities with more banks include Fort Mitchell, Crescent Springs, Latonia. Fort Mitchell is 1 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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