FDIC-insured bank
Citizens Federal Savings and Loan Association — Covington, KY
Bank headquartered in Covington, Kentucky.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 433 Madison Ave Covington, KY 41011 |
| County | Kenton |
| Metro area | Cincinnati, OH-KY-IN |
| Website | www.citizens-federal.com |
| Phone | not published in FDIC data, see the bank's website |
FDIC record
| FDIC Certificate | 27841 |
| Federal Reserve RSSD ID | 673477 |
| Status | Active |
| Charter class | SB (OCC) |
| Ownership | Mutual |
| Domestic offices | 1 |
| Financials as of | June 30, 2026 |
How to find your Citizens Federal Savings and Loan Association routing number
FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.citizens-federal.com.
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Offices nearest to headquarters
| Citizens Federal Savings And Loan Association main office Covington, KY |
433 Madison Ave, 41011 |
Where Citizens Federal Savings and Loan Association has offices
Cities with the most Citizens Federal Savings and Loan Association offices
Largest banks headquartered elsewhere in Kentucky
| Stock Yards Bank & Trust Company Louisville | $10.36 billion |
| Republic Bank & Trust Company Louisville | $7.05 billion |
| Community Trust Bank, Inc. Pikeville | $6.95 billion |
| Central Bank & Trust Co. Lexington | $4.01 billion |
| Independence Bank of Kentucky Owensboro | $3.83 billion |
| Traditional Bank, Inc. Mount Sterling | $2.44 billion |
| South Central Bank, Inc. Glasgow | $2.26 billion |
| Heritage Bank, Inc. Burlington | $1.99 billion |
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