US Bank Directory

Banks in Fort Thomas, KY

6 FDIC-insured banks operate 6 offices in Fort Thomas, Kentucky.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Fort Thomas

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 6 locations in Fort Thomas, according to the FDIC. 6 of them have coordinates on record and are on the map. 3 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

6 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Fort Thomas

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 6 banks share the most locations in Fort Thomas, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Fort Thomas, 46 across Kentucky and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Grand Avenue Branch at 11 S Grand Ave dates to 1969 in FDIC branch records. It opens on Saturday.

  • Grand Avenue Branch
    11 S Grand Ave, 41075
    (859) 441-6294Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
Fifth Third Bank Fifth Third Bank, National Association · 1 branch · main office Cincinnati, OH Bank · 1

Fifth Third Bank has 1 branch in Fort Thomas, 68 across Kentucky and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Fort Thomas Branch at 131 N Fort Thomas Ave dates to 1882 in FDIC branch records. It opens on Saturday.

  • Fort Thomas Branch
    131 N Fort Thomas Ave, 41075
    Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026

Fifth Third Bank: profile, branches and contacts
German American Bank 1 branch · main office Jasper, IN Bank · 1

German American Bank has 1 branch in Fort Thomas, 30 across Kentucky and 96 nationwide. FDIC records list its main office in Jasper, IN and show it operating since 1910. With $8.43 billion in total assets on June 30, 2026, it ranks No. 192 of 4,232 U.S. banks by total assets. The Fort Thomas Branch at 602 S Fort Thomas Ave dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Fort Thomas Branch
    602 S Fort Thomas Ave, 41075
    Hours: see the bank's site
German American Bank: profile, branches and contacts
Guardian Savings Bank 1 branch · main office West Chester, OH Bank · 1

Guardian Savings Bank has 1 branch in Fort Thomas, 6 across Kentucky and 13 nationwide. FDIC records list its main office in West Chester, OH and show it operating since 1895. With $1.39 billion in total assets on June 30, 2026, it ranks No. 791 of 4,232 U.S. banks by total assets. The Fort Thomas Branch at 14 S Fort Thomas Ave dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Fort Thomas Branch
    14 S Fort Thomas Ave, 41075
    Hours: see the bank's site
Guardian Savings Bank: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Fort Thomas, 69 across Kentucky and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Fort Thomas Branch at 2 S Fort Thomas Ave dates to 1960 in FDIC branch records. Its published hours do not list Saturday.

  • Fort Thomas Branch
    2 S Fort Thomas Ave, 41075
    (859) 442-2008Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts
WesBanco WesBanco Bank, Inc. · 1 branch · main office Wheeling, WV Bank · 1

WesBanco has 1 branch in Fort Thomas, 25 across Kentucky and 218 nationwide. FDIC records list its main office in Wheeling, WV and show it operating since 1870. With $27.75 billion in total assets on June 30, 2026, it ranks No. 78 of 4,232 U.S. banks by total assets. The Ft. Thomas Branch at 34 N Fort Thomas Ave dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Ft. Thomas Branch
    34 N Fort Thomas Ave, 41075
    Hours: see the bank's site
WesBanco: profile, branches and contacts

Banking in Fort Thomas: the local picture

Short answer: 6 banks run 6 branches in Fort Thomas according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 6 banks, 0 have their main office in Fort Thomas and 6 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Fifth Third Bank's office at 131 N Fort Thomas Ave, dating to 1882; the newest is German American Bank's at 602 S Fort Thomas Ave, from 2006.

Of the 3 locations with published hours. 2 open on Saturday. 3 locations have no published hours in these sources.

Banks open on Saturday in Fort Thomas

Short answer: 2 of the 3 Fort Thomas locations with published hours open on Saturday, run by 2 institutions.

  • Chase: 1 of 1 branch (11 S Grand Ave: Saturday 9 am to 1 pm)
  • Fifth Third Bank: 1 of 1 branch (131 N Fort Thomas Ave: Saturday 9 am to 12 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Fort Thomas, and where the nearest one is if they do not.

Short answer: In Fort Thomas: Chase (1), U.S. Bank (1), Fifth Third Bank (1). No branches in Fort Thomas: Wells Fargo, Bank of America (nearest in Crescent Springs, 7 mi), PNC Bank (nearest in Newport, 2 mi), Truist (nearest in Newport, 3 mi), Huntington (nearest in Covington, 3 mi), Regions Bank (nearest in Franklin, 200 mi), TD Bank, BMO.

BankIn Fort ThomasNearest branch if none here
Chase1 branchhere
U.S. Bank1 branchhere
Fifth Third Bank1 branchhere
Wells FargoNonenone in Kentucky
Bank of AmericaNoneCrescent Springs, 7 miles away
PNC BankNoneNewport, 2 miles away
TruistNoneNewport, 3 miles away
HuntingtonNoneCovington, 3 miles away
Regions BankNoneFranklin, 200 miles away
TD BankNonenone in Kentucky
BMONonenone in Kentucky

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Fort Thomas to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Fort Thomas residents like anyone else.

Banks near Fort Thomas

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Newport (2 miles) and Bellevue (3 miles). Covington, 3 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Fort Thomas

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Fort Thomas between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Fort Thomas by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Fort Thomas offices.

Short answer: Chase is the largest bank with offices in Fort Thomas, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
Fifth Third Bank$299.18 billionNo. 141Cincinnati, OH
WesBanco$27.75 billionNo. 781Wheeling, WV
German American Bank$8.43 billionNo. 1921Jasper, IN
Guardian Savings Bank$1.39 billionNo. 7911West Chester, OH

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Fort Thomas: FAQ

How many banks are in Fort Thomas, KY?

Fort Thomas has 6 banks with 6 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Fort Thomas?

Chase, with 1. U.S. Bank has 1 and Fifth Third Bank has 1.

Is there a Chase in Fort Thomas, KY?

Yes. FDIC data lists 1 Chase branch in Fort Thomas as of September 5, 2026. The address and directions are under Chase above.

Is there a U.S. Bank in Fort Thomas, KY?

Yes. FDIC data lists 1 U.S. Bank branch in Fort Thomas as of September 5, 2026. The address and directions are under U.S. Bank above.

Is there a Fifth Third Bank in Fort Thomas, KY?

Yes. FDIC data lists 1 Fifth Third Bank branch in Fort Thomas as of September 5, 2026. The address and directions are under Fifth Third Bank above.

Which banks in Fort Thomas are open on Saturday?

Chase and Fifth Third Bank publish Saturday hours for one or more Fort Thomas locations. The Saturday section above lists each one with its hours. 3 of the 6 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Fort Thomas?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Did any bank branches open or close in Fort Thomas in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Fort Thomas?

Nearby cities with more banks include Newport, Bellevue, Highland Heights. Newport is 2 miles away with 6 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (3 of 6 branches: Chase, Fifth Third Bank, U.S. Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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