US Bank Directory
Banks in Ashland, KY
9 FDIC-insured banks operate 15 offices in Ashland, Kentucky, and 5 credit unions have 12 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Ashland
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 14 banks and credit unions operate 27 locations in Ashland, according to the FDIC and the NCUA. 25 of them have coordinates on record and are on the map. 14 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
25 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Ashland
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: City National Bank of West Virginia has the most locations in Ashland, with 4. It is followed by Peoples Bank (2), Community Trust Bank (2), Kentucky Farmers Bank Corporation (2). 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Members Choice Credit Union Credit union · 5
Members Choice Credit Union has 5 officees in Ashland, 7 across Kentucky. It is based in Ashland, KY and $425.8 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 5 Ashland locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office145 Russell Rd, 41101
All hours
Mon to Fri 7 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Cannonsburg Office1315 Cannonsburg Rd, 41102
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Cannonsburg Office1315 Cannonsburg Rd, 41102
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Central Office1401 Central Ave, 41101
All hours
Mon to Fri 7 am to 5 pm; Sat 8 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Bellefonte Office800 Saint Christopher Dr Ste 2, 41101
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
City National Bank of West Virginia Bank · 4
City National Bank of West Virginia has 4 branches in Ashland, 23 across Kentucky and 97 nationwide. FDIC records list its main office in Charleston, WV and show it operating since 1957. With $6.76 billion in total assets on June 30, 2026, it ranks No. 229 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ashland location is the Ashland Main Br at 1500 Carter Ave, dating to 1889; the newest, at 9431 Us Highway 60, to 2007. It does not publish hours in the sources this page uses; check its site before you go.
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Ashland Main Br1500 Carter Ave, 41101
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Ashland Wal-Mart Branch351 River Hill Dr, 41101
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Messenger Service At Ashland9431 Us Highway 60, 41102
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Cannonsburg Branch9431 Us Route 60, 41102
Bluegrass Community Credit Union Credit union · 3
Bluegrass Community Credit Union has 3 officees in Ashland, 3 across Kentucky. It is based in Ashland, KY and $12.7 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Ashland locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office2321 Carter Ave, 41101
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Area Advertising824 Winchester Ave, 41101
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Back Up824 Winchester Ave, 41101
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Ashland Credit Union Credit union · 2
Ashland Credit Union has 2 officees in Ashland, 4 across Kentucky. It is based in Ashland, KY and $412.5 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Ashland locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office305 Martin Luther King Jr Blvd, 41101
All hours
Mon to Thu 8 am to 5 pm; Fri 8 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Boyd Co Branch10700 Us Route 60, 41102
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Community Trust Bank Bank · 2
Community Trust Bank has 2 branches in Ashland, 69 across Kentucky and 78 nationwide. FDIC records list its main office in Pikeville, KY and show it operating since 1903. With $6.95 billion in total assets on June 30, 2026, it ranks No. 223 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ashland location is the Ashland Branch at 1544 Winchester Ave, dating to 1888; the newest, at 7100 Us Route 60, to 1978. It does not publish hours in the sources this page uses; check its site before you go.
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Ashland Branch1544 Winchester Ave, 41101
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Ashland Summit Branch7100 Us Route 60, 41102
Kentucky Farmers Bank Corporation Bank · 2
Kentucky Farmers Bank Corporation has 2 branches in Ashland, 4 across Kentucky and 5 nationwide. FDIC records list its main office in Catlettsburg, KY and show it operating since 1931. With $328.5 million in total assets on June 30, 2026, it ranks No. 2,357 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ashland location is the Suburban Branch at 6313 Us Route 60, dating to 1969; the newest, at 835 Carter Ave, to 2004. It does not publish hours in the sources this page uses; check its site before you go.
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Suburban Branch6313 Us Route 60, 41102
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Ashland Office Branch835 Carter Ave, 41101
Peoples Bank Bank · 2
Peoples Bank has 2 branches in Ashland, 42 across Kentucky and 135 nationwide. FDIC records list its main office in Marietta, OH and show it operating since 1902. With $9.53 billion in total assets on June 30, 2026, it ranks No. 169 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ashland location is the Ashland Branch at 1999 Winchester Ave, dating to 1977; the newest, at 6601 Us Route 60, to 1992. 1 of its 2 Ashland locations with published hours open on Saturday.
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Ashland Branch1999 Winchester Ave, 41101
All hours
Mon to Fri 8:30 am to 4:30 pm; Sat to Sun closed
Hours: Peoples Bank branch locator (All The Places), checked Oct 10, 2026
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Summitt Branch6601 Us Route 60, 41102
All hours
Mon to Fri 8:30 am to 4:30 pm; Sat 8:30 am to 12 pm; Sun closed
Hours: Peoples Bank branch locator (All The Places), checked Oct 10, 2026
Citizens Bank · 1
Citizens has 1 branch in Ashland, 1 across Kentucky and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Ashland Ky Lpo Branch at 332 15th St dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ashland Ky Lpo Branch332 15th St, 41101
Citizens Bank of Kentucky Bank · 1
Citizens Bank of Kentucky has 1 branch in Ashland, 12 across Kentucky and 12 nationwide. FDIC records list its main office in Paintsville, KY and show it operating since 1910. With $669.9 million in total assets on June 30, 2026, it ranks No. 1,421 of 4,232 U.S. banks by total assets. The Ashland Branch at 735 Central Ave dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ashland Branch735 Central Ave, 41101
Desco Credit Union Credit union · 1
Desco Credit Union has 1 office in Ashland, 2 across Kentucky. It is based in Portsmouth, OH and $538.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Desco1211 Carter Ave, 41101
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
F.c.i. Ashland Credit Union Credit union · 1
F.c.i. Ashland Credit Union has 1 office in Ashland, 1 across Kentucky. It is based in Ashland, KY and $8.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main officeState Route 716, 41101
All hours
Mon to Fri 8 am to 3:45 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Ashland, 68 across Kentucky and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Ashland/Winchester Branch at 1422 Winchester Ave dates to 1966 in FDIC branch records. It opens on Saturday.
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Ashland/Winchester Branch1422 Winchester Ave, 41101
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Ashland, 67 across Kentucky and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Carter Avenue Branch at 1000 Carter Ave dates to 1916 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Carter Avenue Branch1000 Carter Ave, 41101
The First National Bank of Grayson Bank · 1
The First National Bank of Grayson has 1 branch in Ashland, 7 across Kentucky and 7 nationwide. FDIC records list its main office in Grayson, KY and show it operating since 1902. With $371.9 million in total assets on June 30, 2026, it ranks No. 2,180 of 4,232 U.S. banks by total assets. The Cannonsburg Branch at 12496 Us Route 60 dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cannonsburg Branch12496 Us Route 60, 41102
Join a credit union in Ashland
5 credit unions have 12 offices here: Members Choice Credit Union, Bluegrass Community Credit Union, Ashland Credit Union, Desco Credit Union and F.c.i. Ashland Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Ashland page has every office in the state's directory.
Banking in Ashland: the local picture
Short answer: 9 banks run 15 branches in Ashland according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 9 banks, 0 have their main office in Ashland, 4 elsewhere in Kentucky and 5 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Community Trust Bank's office at 1544 Winchester Ave, dating to 1888; the newest is The First National Bank of Grayson's at 12496 Us Route 60, from 2021.
5 credit unions have 12 offices in Ashland, according to the NCUA. Who can join each one is on the credit unions page.
Of the 14 locations with published hours. 3 open on Saturday. 13 locations have no published hours in these sources.
Banks by ZIP code in Ashland
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 41101 has the most bank and credit union offices in Ashland (18), followed by 41102 (9). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 41101 | 18 | 13 | Bluegrass Community Credit Union, Members Choice Credit Union, City National Bank of West Virginia |
| 41102 | 9 | 7 | City National Bank of West Virginia, Members Choice Credit Union, Ashland Credit Union |
Banks and credit unions open on Saturday in Ashland
Short answer: 3 of the 14 Ashland locations with published hours open on Saturday, run by 3 institutions.
- Peoples Bank: 1 of 2 branches (6601 Us Route 60: Saturday 8:30 am to 12 pm)
- Fifth Third Bank: 1 of 1 branch (1422 Winchester Ave: Saturday 9 am to 12 pm)
- Members Choice Credit Union: 1 of 5 offices (1401 Central Ave: Saturday 8 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 13 of the 27 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Ashland, and where the nearest one is if they do not.
Short answer: In Ashland: PNC Bank (1), Fifth Third Bank (1). No branches in Ashland: Chase (nearest in Lexington, 100 mi), Wells Fargo, Bank of America (nearest in Lexington, 100 mi), U.S. Bank (nearest in Morehead, 46 mi), Truist (nearest in Paintsville, 45 mi), Huntington (nearest in Independence, 105 mi), Regions Bank (nearest in Franklin, 245 mi), TD Bank, BMO.
| Bank | In Ashland | Nearest branch if none here |
|---|---|---|
| PNC Bank | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| Chase | None | Lexington, 100 miles away |
| Wells Fargo | None | none in Kentucky |
| Bank of America | None | Lexington, 100 miles away |
| U.S. Bank | None | Morehead, 46 miles away |
| Truist | None | Paintsville, 45 miles away |
| Huntington | None | Independence, 105 miles away |
| Regions Bank | None | Franklin, 245 miles away |
| TD Bank | None | none in Kentucky |
| BMO | None | none in Kentucky |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ashland to the nearest branch in Kentucky.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ashland residents like anyone else.
Banks near Ashland
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Russell (4 miles) and Flatwoods (5 miles). Russell, 4 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Russell, KY | 4 mi | 4 | 4 |
| Banks in Flatwoods, KY | 5 mi | 2 | 2 |
| Banks in Greenup, KY | 12 mi | 3 | 3 |
| Banks in Grayson, KY | 17 mi | 4 | 6 |
| Banks in Louisa, KY | 24 mi | 4 | 4 |
| Banks in South Shore, KY | 24 mi | 2 | 2 |
| Banks in Olive Hill, KY | 29 mi | 2 | 2 |
| Banks in Garrison, KY | 29 mi | 2 | 2 |
Bank branch openings and closings in Ashland
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Ashland between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Ashland
Short answer: 4 institutions have their main office in Ashland: Members Choice Credit Union, Bluegrass Community Credit Union, Ashland Credit Union and F.c.i. Ashland Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Members Choice Credit Union | Credit union | $425.8 million | 5 |
| Bluegrass Community Credit Union | Credit union | $12.7 million | 3 |
| Ashland Credit Union | Credit union | $412.5 million | 2 |
| F.c.i. Ashland Credit Union | Credit union | $8.5 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Ashland by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ashland offices.
Short answer: PNC Bank is the largest bank with offices in Ashland, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Fifth Third Bank is second with $299.18 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| Peoples Bank | $9.53 billion | No. 169 | 2 | Marietta, OH |
| Community Trust Bank | $6.95 billion | No. 223 | 2 | Pikeville, KY |
| City National Bank of West Virginia | $6.76 billion | No. 229 | 4 | Charleston, WV |
| Citizens Bank of Kentucky | $669.9 million | No. 1,421 | 1 | Paintsville, KY |
| The First National Bank of Grayson | $371.9 million | No. 2,180 | 1 | Grayson, KY |
| Kentucky Farmers Bank Corporation | $328.5 million | No. 2,357 | 2 | Catlettsburg, KY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ashland: FAQ
How many banks are in Ashland, KY?
Ashland has 9 banks with 15 branches and 5 credit unions with 12 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Ashland?
City National Bank of West Virginia, with 4. Peoples Bank has 2 and Community Trust Bank has 2.
Is there a City National Bank of West Virginia in Ashland, KY?
Yes. FDIC data lists 4 City National Bank of West Virginia branches in Ashland as of September 5, 2026. Its branches are listed under City National Bank of West Virginia above, with the address and directions for each.
Is there a Peoples Bank in Ashland, KY?
Yes. FDIC data lists 2 Peoples Bank branches in Ashland as of September 5, 2026. Its branches are listed under Peoples Bank above, with the address and directions for each.
Is there a Community Trust Bank in Ashland, KY?
Yes. FDIC data lists 2 Community Trust Bank branches in Ashland as of September 5, 2026. Its branches are listed under Community Trust Bank above, with the address and directions for each.
Is there a Chase in Ashland, KY?
No. FDIC data lists no Chase branch in Ashland as of September 5, 2026. The nearest is in Lexington, about 100 miles away in a straight line.
Which banks in Ashland are open on Saturday?
Peoples Bank, Fifth Third Bank and Members Choice Credit Union publish Saturday hours for one or more Ashland locations. The Saturday section above lists each one with its hours. 13 of the 27 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Ashland?
Members Choice Credit Union, Bluegrass Community Credit Union, Ashland Credit Union and F.c.i. Ashland Credit Union have their main office in Ashland, according to the FDIC and the NCUA.
What is the oldest bank in Ashland?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Ashland?
Members Choice Credit Union, Bluegrass Community Credit Union, Ashland Credit Union and Desco Credit Union and 1 more have offices in Ashland. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Ashland in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ashland?
Nearby cities with more banks include Russell, Flatwoods, Greenup. Russell is 4 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 10 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 15 branches: Fifth Third Bank, Peoples Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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