US Bank Directory

Banks in Olive Hill, KY

2 FDIC-insured banks operate 2 offices in Olive Hill, Kentucky.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Olive Hill

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Olive Hill, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Olive Hill

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The First National Bank of Grayson and The Commercial Bank of Grayson have the most locations in Olive Hill, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

The Commercial Bank of Grayson 1 branch · main office Grayson, KY Bank · 1

The Commercial Bank of Grayson has 1 branch in Olive Hill, 3 across Kentucky and 3 nationwide. FDIC records list its main office in Grayson, KY and show it operating since 1891. With $242.0 million in total assets on June 30, 2026, it ranks No. 2,772 of 4,232 U.S. banks by total assets. The Olive Hill Branch at Tom T. Hall Boulevard dates to 1913 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Olive Hill Branch
    Tom T. Hall Boulevard, 41164
    Hours: see the bank's site
The Commercial Bank of Grayson: profile, branches and contacts
The First National Bank of Grayson 1 branch · main office Grayson, KY Bank · 1

The First National Bank of Grayson has 1 branch in Olive Hill, 7 across Kentucky and 7 nationwide. FDIC records list its main office in Grayson, KY and show it operating since 1902. With $371.9 million in total assets on June 30, 2026, it ranks No. 2,180 of 4,232 U.S. banks by total assets. The Olive Hill Branch at 168 Railroad St dates to 1990 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Olive Hill Branch
    168 Railroad St, 41164
    Hours: see the bank's site
The First National Bank of Grayson: profile, branches and contacts

Banking in Olive Hill: the local picture

Short answer: 2 banks run 2 branches in Olive Hill according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Olive Hill, 2 elsewhere in Kentucky, according to the FDIC.

The bank with the longest record here is The Commercial Bank of Grayson, operating since 1891 according to the FDIC. In FDIC branch records, the longest-running branch is The Commercial Bank of Grayson's office at Tom T. Hall Boulevard, dating to 1913; the newest is The First National Bank of Grayson's at 168 Railroad St, from 1990.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Olive Hill, and where the nearest one is if they do not.

Short answer: No branches in Olive Hill: Chase (nearest in Lexington, 71 mi), Wells Fargo, Bank of America (nearest in Lexington, 71 mi), PNC Bank (nearest in Ashland, 31 mi), U.S. Bank (nearest in Morehead, 17 mi), Truist (nearest in Paintsville, 39 mi), Fifth Third Bank (nearest in Ashland, 31 mi), Huntington (nearest in Independence, 85 mi), Regions Bank (nearest in Franklin, 217 mi), TD Bank, BMO.

BankIn Olive HillNearest branch if none here
ChaseNoneLexington, 71 miles away
Wells FargoNonenone in Kentucky
Bank of AmericaNoneLexington, 71 miles away
PNC BankNoneAshland, 31 miles away
U.S. BankNoneMorehead, 17 miles away
TruistNonePaintsville, 39 miles away
Fifth Third BankNoneAshland, 31 miles away
HuntingtonNoneIndependence, 85 miles away
Regions BankNoneFranklin, 217 miles away
TD BankNonenone in Kentucky
BMONonenone in Kentucky

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Olive Hill to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Olive Hill residents like anyone else.

Banks near Olive Hill

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Grayson (12 miles) and Sandy Hook (16 miles). Morehead, 18 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Olive Hill

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Olive Hill between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Olive Hill by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Olive Hill offices.

Short answer: The First National Bank of Grayson is the largest bank with offices in Olive Hill, with $371.9 million in total assets on June 30, 2026, No. 2,180 among U.S. banks by total assets. The Commercial Bank of Grayson is second with $242.0 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
The First National Bank of Grayson$371.9 millionNo. 2,1801Grayson, KY
The Commercial Bank of Grayson$242.0 millionNo. 2,7721Grayson, KY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Olive Hill: FAQ

How many banks are in Olive Hill, KY?

Olive Hill has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Olive Hill?

The First National Bank of Grayson, with 1. The Commercial Bank of Grayson has 1.

Is there a The First National Bank of Grayson in Olive Hill, KY?

Yes. FDIC data lists 1 The First National Bank of Grayson branch in Olive Hill as of September 5, 2026. The address and directions are under The First National Bank of Grayson above.

Is there a The Commercial Bank of Grayson in Olive Hill, KY?

Yes. FDIC data lists 1 The Commercial Bank of Grayson branch in Olive Hill as of September 5, 2026. The address and directions are under The Commercial Bank of Grayson above.

Is there a Chase in Olive Hill, KY?

No. FDIC data lists no Chase branch in Olive Hill as of September 5, 2026. The nearest is in Lexington, about 71 miles away in a straight line.

What is the oldest bank in Olive Hill?

The Commercial Bank of Grayson has the longest record among banks with a branch here: the FDIC shows it operating since 1891.

Did any bank branches open or close in Olive Hill in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Olive Hill?

Nearby cities with more banks include Grayson, Sandy Hook, Morehead. Grayson is 12 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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