Banks in Sandy Hook, KY

Bank branch map: Sandy Hook

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Sandy Hook, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Sandy Hook

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Stock Yards Bank and The First National Bank of Grayson have the most locations in Sandy Hook, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Stock Yards Bank Stock Yards Bank & Trust Company · 1 branch · main office Louisville, KY Bank · 1

Stock Yards Bank has 1 branch in Sandy Hook, 67 across Kentucky and 85 nationwide. FDIC records list its main office in Louisville, KY and show it operating since 1904. With $10.36 billion in total assets on June 30, 2026, it ranks No. 157 of 4,232 U.S. banks by total assets. The Sandy Hook Branch at 144 South Kentucky 7 dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Sandy Hook Branch

  144 South Kentucky 7, 41171

  Hours: see the bank's site
  DirectionsWebsite

Stock Yards Bank: profile, branches and contacts

The First National Bank of Grayson 1 branch · main office Grayson, KY Bank · 1

The First National Bank of Grayson has 1 branch in Sandy Hook, 7 across Kentucky and 7 nationwide. FDIC records list its main office in Grayson, KY and show it operating since 1902. With $371.9 million in total assets on June 30, 2026, it ranks No. 2,180 of 4,232 U.S. banks by total assets. The Sandy Hook Branch at 337 Kentucky Highway 7 North dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Sandy Hook Branch

  337 Kentucky Highway 7 North, 41171

  Hours: see the bank's site
  DirectionsWebsite

The First National Bank of Grayson: profile, branches and contacts

Banking in Sandy Hook: the local picture

Short answer: 2 banks run 2 branches in Sandy Hook according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Sandy Hook, 2 elsewhere in Kentucky, according to the FDIC.

The bank with the longest record here is The First National Bank of Grayson, operating since 1902 according to the FDIC. In FDIC branch records, the longest-running branch is Stock Yards Bank's office at 144 South Kentucky 7, dating to 1998; the newest is The First National Bank of Grayson's at 337 Kentucky Highway 7 North, from 2000.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Sandy Hook, and where the nearest one is if they do not.

Short answer: No branches in Sandy Hook: Chase (nearest in Richmond, 67 mi), Wells Fargo, Bank of America (nearest in Lexington, 69 mi), PNC Bank (nearest in Ashland, 40 mi), U.S. Bank (nearest in Morehead, 16 mi), Truist (nearest in Paintsville, 26 mi), Fifth Third Bank (nearest in Ashland, 40 mi), Huntington (nearest in Independence, 94 mi), Regions Bank (nearest in Franklin, 210 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sandy Hook to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sandy Hook residents like anyone else.

Banks near Sandy Hook

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are West Liberty (12 miles) and Olive Hill (16 miles). Morehead, 18 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Sandy Hook

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Sandy Hook between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Sandy Hook by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sandy Hook offices.

Short answer: Stock Yards Bank is the largest bank with offices in Sandy Hook, with $10.36 billion in total assets on June 30, 2026, No. 157 among U.S. banks by total assets. The First National Bank of Grayson is second with $371.9 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Sandy Hook: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.