Banks in Louisa, KY

Bank branch map: Louisa

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Louisa, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Louisa

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Louisa, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Citizens Bank of Kentucky 1 branch · main office Paintsville, KY Bank · 1

Citizens Bank of Kentucky has 1 branch in Louisa, 12 across Kentucky and 12 nationwide. FDIC records list its main office in Paintsville, KY and show it operating since 1910. With $669.9 million in total assets on June 30, 2026, it ranks No. 1,421 of 4,232 U.S. banks by total assets. The Louisa Branch at 3651 Highway 2565 dates to 1903 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Louisa Branch

  3651 Highway 2565, 41230

  Hours: see the bank's site
  DirectionsWebsite

Citizens Bank of Kentucky: profile, branches and contacts

City National Bank of West Virginia 1 branch · main office Charleston, WV Bank · 1

City National Bank of West Virginia has 1 branch in Louisa, 23 across Kentucky and 97 nationwide. FDIC records list its main office in Charleston, WV and show it operating since 1957. With $6.76 billion in total assets on June 30, 2026, it ranks No. 229 of 4,232 U.S. banks by total assets. The Louisa Branch at 119 N Main Cross St dates to 1965 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Louisa Branch

  119 N Main Cross St, 41230

  Hours: see the bank's site
  DirectionsWebsite

City National Bank of West Virginia: profile, branches and contacts

First State Bank 1 branch · main office Winchester, OH Bank · 1

First State Bank has 1 branch in Louisa, 4 across Kentucky and 18 nationwide. FDIC records list its main office in Winchester, OH and show it operating since 1934. With $1.24 billion in total assets on June 30, 2026, it ranks No. 874 of 4,232 U.S. banks by total assets. The Inez Deposit Bank E Main St Branch at 202 E Main St dates to 1891 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Inez Deposit Bank E Main St Branch

  202 E Main St, 41230

  Hours: see the bank's site
  DirectionsWebsite

First State Bank: profile, branches and contacts

Kentucky Farmers Bank Corporation 1 branch · main office Catlettsburg, KY Bank · 1

Kentucky Farmers Bank Corporation has 1 branch in Louisa, 4 across Kentucky and 5 nationwide. FDIC records list its main office in Catlettsburg, KY and show it operating since 1931. With $328.5 million in total assets on June 30, 2026, it ranks No. 2,357 of 4,232 U.S. banks by total assets. The Louisa Community Bank Branch at 4393 Highway 2565 dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Louisa Community Bank Branch

  4393 Highway 2565, 41230

  Hours: see the bank's site
  DirectionsWebsite

Kentucky Farmers Bank Corporation: profile, branches and contacts

Banking in Louisa: the local picture

Short answer: 4 banks run 4 branches in Louisa according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Louisa, 2 elsewhere in Kentucky and 2 out of state, according to the FDIC.

The bank with the longest record here is Citizens Bank of Kentucky, operating since 1910 according to the FDIC. In FDIC branch records, the longest-running branch is First State Bank's office at 202 E Main St, dating to 1891; the newest is Kentucky Farmers Bank Corporation's at 4393 Highway 2565, from 2006.

None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Louisa, and where the nearest one is if they do not.

Short answer: No branches in Louisa: Chase (nearest in Richmond, 97 mi), Wells Fargo, Bank of America (nearest in Lexington, 99 mi), PNC Bank (nearest in Ashland, 25 mi), U.S. Bank (nearest in Prestonsburg, 32 mi), Truist (nearest in Paintsville, 23 mi), Fifth Third Bank (nearest in Ashland, 25 mi), Huntington (nearest in Independence, 118 mi), Regions Bank (nearest in Franklin, 238 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Louisa to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Louisa residents like anyone else.

Banks near Louisa

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Inez (18 miles) and Paintsville (23 miles). Ashland, 24 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Louisa

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Louisa between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Louisa by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Louisa offices.

Short answer: City National Bank of West Virginia is the largest bank with offices in Louisa, with $6.76 billion in total assets on June 30, 2026, No. 229 among U.S. banks by total assets. First State Bank is second with $1.24 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Louisa: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.