Banks in South Shore, KY

Bank branch map: South Shore

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in South Shore, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in South Shore

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: City National Bank of West Virginia and First & Peoples Bank have the most locations in South Shore, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

City National Bank of West Virginia 1 branch · main office Charleston, WV Bank · 1

City National Bank of West Virginia has 1 branch in South Shore, 23 across Kentucky and 97 nationwide. FDIC records list its main office in Charleston, WV and show it operating since 1957. With $6.76 billion in total assets on June 30, 2026, it ranks No. 229 of 4,232 U.S. banks by total assets. The South Shore Branch at 852 U.S. 23 dates to 1889 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• South Shore Branch

  852 U.S. 23, 41175

  Hours: see the bank's site
  DirectionsWebsite

City National Bank of West Virginia: profile, branches and contacts

First & Peoples Bank 1 branch · main office Russell, KY Bank · 1

First & Peoples Bank has 1 branch in South Shore, 4 across Kentucky and 4 nationwide. FDIC records list its main office in Russell, KY and show it operating since 1932. With $207.1 million in total assets on June 30, 2026, it ranks No. 2,946 of 4,232 U.S. banks by total assets. The South Shore Branch at 435 Main St dates to 1957 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• South Shore Branch

  435 Main St, 41175

  Hours: see the bank's site
  DirectionsWebsite

First & Peoples Bank: profile, branches and contacts

Tayco Employees Credit Union 1 office · main office South Shore, KY Credit union · 1

Tayco Employees Credit Union has 1 office in South Shore, 1 across Kentucky. It is based in South Shore, KY and $2.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Main Office main office

  447 Nelroy Rd, 41175

  (606) 932-4774Today 11:30 am to 4:30 pm

  All hours

  Mon to Fri 11:30 am to 4:30 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

Tayco Employees Credit Union: profile, branches and contacts

Join a credit union in South Shore

1 credit union has 1 office here: Tayco Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in South Shore page has every office in the state's directory.

Banking in South Shore: the local picture

Short answer: 2 banks run 2 branches in South Shore according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in South Shore, 1 elsewhere in Kentucky and 1 out of state, according to the FDIC.

The bank with the longest record here is First & Peoples Bank, operating since 1932 according to the FDIC. In FDIC branch records, the longest-running branch is City National Bank of West Virginia's office at 852 U.S. 23, dating to 1889; the newest is First & Peoples Bank's at 435 Main St, from 1957.

The only credit union with an office here is Tayco Employees Credit Union.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in South Shore

Short answer: None of the 1 South Shore location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in South Shore, and where the nearest one is if they do not.

Short answer: No branches in South Shore: Chase (nearest in Cold Spring, 84 mi), Wells Fargo, Bank of America (nearest in Crescent Springs, 91 mi), PNC Bank (nearest in Ashland, 23 mi), U.S. Bank (nearest in Morehead, 46 mi), Truist (nearest in Paintsville, 63 mi), Fifth Third Bank (nearest in Ashland, 23 mi), Huntington (nearest in Independence, 86 mi), Regions Bank (nearest in Franklin, 242 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of South Shore to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to South Shore residents like anyone else.

Banks near South Shore

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Greenup (12 miles) and Garrison (15 miles). Ashland, 24 miles away, has the most banks nearby: 9.

Bank branch openings and closings in South Shore

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in South Shore between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in South Shore

Short answer: 1 institution has its main office in South Shore: Tayco Employees Credit Union.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in South Shore by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its South Shore offices.

Short answer: City National Bank of West Virginia is the largest bank with offices in South Shore, with $6.76 billion in total assets on June 30, 2026, No. 229 among U.S. banks by total assets. First & Peoples Bank is second with $207.1 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in South Shore: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.