US Bank Directory

Banks in Wathena, KS

1 FDIC-insured bank operates 1 office in Wathena, Kansas.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Wathena

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Wathena, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Wathena

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The Farmers State Bank is the only bank with an office in Wathena. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

The Farmers State Bank 1 branch · main office Wathena, KS Bank · 1

The Farmers State Bank has 1 branch in Wathena, 1 across Kansas and 1 nationwide. FDIC records list its main office in Wathena, KS and show it operating since 1903. With $84.7 million in total assets on June 30, 2026, it ranks No. 3,817 of 4,232 U.S. banks by total assets. Its main office at 211 Saint Joseph St dates to 1903 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    211 Saint Joseph St, 66090
    Hours: see the bank's site
The Farmers State Bank: profile, branches and contacts

Banking in Wathena: the local picture

Short answer: 1 bank runs 1 branch in Wathena according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

The Farmers State Bank has its main office in Wathena, according to the FDIC.

The bank with the longest record here is The Farmers State Bank, operating since 1903 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Wathena, and where the nearest one is if they do not.

Short answer: No branches in Wathena: Chase (nearest in Shawnee, 53 mi), Wells Fargo (nearest in Shawnee, 53 mi), Bank of America (nearest in Kansas City, 46 mi), PNC Bank (nearest in Overland Park, 59 mi), U.S. Bank (nearest in Kansas City, 44 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Shawnee, 52 mi).

BankIn WathenaNearest branch if none here
ChaseNoneShawnee, 53 miles away
Wells FargoNoneShawnee, 53 miles away
Bank of AmericaNoneKansas City, 46 miles away
PNC BankNoneOverland Park, 59 miles away
U.S. BankNoneKansas City, 44 miles away
TruistNonenone in Kansas
Fifth Third BankNonenone in Kansas
HuntingtonNonenone in Kansas
Regions BankNonenone in Kansas
TD BankNonenone in Kansas
BMONoneShawnee, 52 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Wathena to the nearest branch in Kansas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Wathena residents like anyone else.

Banks near Wathena

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Troy (8 miles) and Atchison (16 miles). Leavenworth, 32 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Wathena

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Wathena between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Wathena

Short answer: 1 institution has its main office in Wathena: The Farmers State Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
The Farmers State BankBank$84.7 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Wathena by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Wathena offices.

Short answer: The Farmers State Bank is the largest bank with offices in Wathena, with $84.7 million in total assets on June 30, 2026, No. 3,817 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
The Farmers State Bank$84.7 millionNo. 3,8171Wathena, KS

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Wathena: FAQ

How many banks are in Wathena, KS?

Wathena has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a The Farmers State Bank in Wathena, KS?

Yes. FDIC data lists 1 The Farmers State Bank branch in Wathena as of September 5, 2026, the main office at 211 Saint Joseph St. The address and directions are under The Farmers State Bank above.

Is there a Chase in Wathena, KS?

No. FDIC data lists no Chase branch in Wathena as of September 5, 2026. The nearest is in Shawnee, about 53 miles away in a straight line.

Which banks are headquartered in Wathena?

The Farmers State Bank has its main office in Wathena, according to the FDIC.

What is the oldest bank in Wathena?

The Farmers State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1903.

Did any bank branches open or close in Wathena in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Wathena?

Nearby cities with more banks include Troy, Atchison, Horton. Troy is 8 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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