US Bank Directory

Banks in Oskaloosa, KS

2 FDIC-insured banks operate 2 offices in Oskaloosa, Kansas.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Oskaloosa

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Oskaloosa, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Oskaloosa

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The Union State Bank of Everest and Mutual Savings Association have the most locations in Oskaloosa, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Mutual Savings Association 1 branch · main office Leavenworth, KS Bank · 1

Mutual Savings Association has 1 branch in Oskaloosa, 6 across Kansas and 6 nationwide. FDIC records list its main office in Leavenworth, KS and show it operating since 1888. With $398.6 million in total assets on June 30, 2026, it ranks No. 2,073 of 4,232 U.S. banks by total assets. The 515 Delaware Branch at 515 Delaware St dates to 1888 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 515 Delaware Branch
    515 Delaware St, 66066
    Hours: see the bank's site
Mutual Savings Association: profile, branches and contacts
The Union State Bank of Everest 1 branch · main office Everest, KS Bank · 1

The Union State Bank of Everest has 1 branch in Oskaloosa, 6 across Kansas and 9 nationwide. FDIC records list its main office in Everest, KS and show it operating since 1901. With $427.3 million in total assets on June 30, 2026, it ranks No. 1,981 of 4,232 U.S. banks by total assets. The Oskaloosa Branch at 518 Liberty Street dates to 1887 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Oskaloosa Branch
    518 Liberty Street, 66066
    Hours: see the bank's site
The Union State Bank of Everest: profile, branches and contacts

Banking in Oskaloosa: the local picture

Short answer: 2 banks run 2 branches in Oskaloosa according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Oskaloosa, 2 elsewhere in Kansas, according to the FDIC.

The bank with the longest record here is Mutual Savings Association, operating since 1888 according to the FDIC. In FDIC branch records, the longest-running branch is The Union State Bank of Everest's office at 518 Liberty Street, dating to 1887; the newest is Mutual Savings Association's at 515 Delaware St, from 1888.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Oskaloosa, and where the nearest one is if they do not.

Short answer: No branches in Oskaloosa: Chase (nearest in Lawrence, 19 mi), Wells Fargo (nearest in Shawnee, 35 mi), Bank of America (nearest in Lawrence, 17 mi), PNC Bank (nearest in Overland Park, 38 mi), U.S. Bank (nearest in Lawrence, 17 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Shawnee, 29 mi).

BankIn OskaloosaNearest branch if none here
ChaseNoneLawrence, 19 miles away
Wells FargoNoneShawnee, 35 miles away
Bank of AmericaNoneLawrence, 17 miles away
PNC BankNoneOverland Park, 38 miles away
U.S. BankNoneLawrence, 17 miles away
TruistNonenone in Kansas
Fifth Third BankNonenone in Kansas
HuntingtonNonenone in Kansas
Regions BankNonenone in Kansas
TD BankNonenone in Kansas
BMONoneShawnee, 29 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Oskaloosa to the nearest branch in Kansas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Oskaloosa residents like anyone else.

Banks near Oskaloosa

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Tonganoxie (14 miles) and Lawrence (18 miles). Lawrence, 18 miles away, has the most banks nearby: 19.

Bank branch openings and closings in Oskaloosa

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Oskaloosa between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Oskaloosa by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Oskaloosa offices.

Short answer: The Union State Bank of Everest is the largest bank with offices in Oskaloosa, with $427.3 million in total assets on June 30, 2026, No. 1,981 among U.S. banks by total assets. Mutual Savings Association is second with $398.6 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
The Union State Bank of Everest$427.3 millionNo. 1,9811Everest, KS
Mutual Savings Association$398.6 millionNo. 2,0731Leavenworth, KS

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Oskaloosa: FAQ

How many banks are in Oskaloosa, KS?

Oskaloosa has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Oskaloosa?

The Union State Bank of Everest, with 1. Mutual Savings Association has 1.

Is there a The Union State Bank of Everest in Oskaloosa, KS?

Yes. FDIC data lists 1 The Union State Bank of Everest branch in Oskaloosa as of September 5, 2026. The address and directions are under The Union State Bank of Everest above.

Is there a Mutual Savings Association in Oskaloosa, KS?

Yes. FDIC data lists 1 Mutual Savings Association branch in Oskaloosa as of September 5, 2026. The address and directions are under Mutual Savings Association above.

Is there a Chase in Oskaloosa, KS?

No. FDIC data lists no Chase branch in Oskaloosa as of September 5, 2026. The nearest is in Lawrence, about 19 miles away in a straight line.

What is the oldest bank in Oskaloosa?

Mutual Savings Association has the longest record among banks with a branch here: the FDIC shows it operating since 1888.

Did any bank branches open or close in Oskaloosa in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Oskaloosa?

Nearby cities with more banks include Tonganoxie, Lawrence, Basehor. Tonganoxie is 14 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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