US Bank Directory
Banks in Atchison, KS
3 FDIC-insured banks operate 5 offices in Atchison, Kansas, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Atchison
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 7 locations in Atchison, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Atchison
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: UMB Bank and Exchange Bank & Trust have the most locations in Atchison, with 2 each. 1 bank has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Exchange Bank & Trust Bank · 2
Exchange Bank & Trust has 2 branches in Atchison, 8 across Kansas and 10 nationwide. FDIC records list its main office in Atchison, KS and show it operating since 1856. With $626.8 million in total assets on June 30, 2026, it ranks No. 1,514 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Atchison location is its main office at 600 Commercial St, dating to 1856; the newest, at 712 Kansas Avenue Limited Service-Dr, to 1979. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office600 Commercial St, 66002
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Exchange Kansas Avenue Motor Branch712 Kansas Avenue Limited Service-Dr, 66002
UMB Bank Bank · 2
UMB Bank has 2 branches in Atchison, 30 across Kansas and 207 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1902. With $71.90 billion in total assets on June 30, 2026, it ranks No. 40 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Atchison location is the Atchison Branch at 320 Commercial St, dating to 1962; the newest, at 626 Commercial St, to 1997. It opens on Saturday.
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Atchison Branch320 Commercial St, 66002
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: UMB Bank branch locator (All The Places), checked Oct 10, 2026
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Atchison Branch626 Commercial St, 66002
Eagle Credit Union Credit union · 1
Eagle Credit Union has 1 office in Atchison, 1 across Kansas. It is based in Atchison, KS and $1.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office525 Commercial St, 66002
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Frontier Community Credit Union Credit union · 1
Frontier Community Credit Union has 1 office in Atchison, 4 across Kansas. It is based in Leavenworth, KS and $207.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Atchison1033 Green St, 66002
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
The Union State Bank of Everest Bank · 1
The Union State Bank of Everest has 1 branch in Atchison, 6 across Kansas and 9 nationwide. FDIC records list its main office in Everest, KS and show it operating since 1901. With $427.3 million in total assets on June 30, 2026, it ranks No. 1,981 of 4,232 U.S. banks by total assets. The Atchison Branch at 701 Kansas Ave dates to 1993 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Atchison Branch701 Kansas Ave, 66002
Join a credit union in Atchison
2 credit unions have 2 offices here: Frontier Community Credit Union and Eagle Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Atchison page has every office in the state's directory.
Banking in Atchison: the local picture
Short answer: 3 banks run 5 branches in Atchison according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 1 has its main office in Atchison, 1 elsewhere in Kansas and 1 out of state, according to the FDIC.
The bank with the longest record here is Exchange Bank & Trust, operating since 1856 according to the FDIC. In FDIC branch records, the longest-running branch is Exchange Bank & Trust's office at 600 Commercial St, dating to 1856; the newest is UMB Bank's at 626 Commercial St, from 1997.
2 credit unions have 2 offices in Atchison, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. 2 open on Saturday. 4 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Atchison
Short answer: 2 of the 3 Atchison locations with published hours open on Saturday, run by 2 institutions.
- UMB Bank: 1 of 2 branches (320 Commercial St: Saturday 9 am to 12 pm)
- Frontier Community Credit Union: 1 of 1 office (1033 Green St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Atchison, and where the nearest one is if they do not.
Short answer: No branches in Atchison: Chase (nearest in Shawnee, 43 mi), Wells Fargo (nearest in Shawnee, 43 mi), Bank of America (nearest in Kansas City, 36 mi), PNC Bank (nearest in Overland Park, 49 mi), U.S. Bank (nearest in Kansas City, 34 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Shawnee, 41 mi).
| Bank | In Atchison | Nearest branch if none here |
|---|---|---|
| Chase | None | Shawnee, 43 miles away |
| Wells Fargo | None | Shawnee, 43 miles away |
| Bank of America | None | Kansas City, 36 miles away |
| PNC Bank | None | Overland Park, 49 miles away |
| U.S. Bank | None | Kansas City, 34 miles away |
| Truist | None | none in Kansas |
| Fifth Third Bank | None | none in Kansas |
| Huntington | None | none in Kansas |
| Regions Bank | None | none in Kansas |
| TD Bank | None | none in Kansas |
| BMO | None | Shawnee, 41 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Atchison to the nearest branch in Kansas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Atchison residents like anyone else.
Banks near Atchison
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Troy (16 miles) and Leavenworth (21 miles). Leavenworth, 21 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Troy, KS | 16 mi | 2 | 2 |
| Banks in Leavenworth, KS | 21 mi | 7 | 9 |
| Banks in Horton, KS | 23 mi | 3 | 3 |
| Banks in Lansing, KS | 25 mi | 4 | 4 |
| Banks in Oskaloosa, KS | 26 mi | 2 | 2 |
| Banks in Hiawatha, KS | 30 mi | 3 | 4 |
| Banks in Tonganoxie, KS | 31 mi | 4 | 6 |
| Banks in Basehor, KS | 32 mi | 3 | 3 |
Bank branch openings and closings in Atchison
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Atchison between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Atchison
Short answer: 2 institutions have their main office in Atchison: Exchange Bank & Trust and Eagle Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Exchange Bank & Trust | Bank | $626.8 million | 2 |
| Eagle Credit Union | Credit union | $1.8 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Atchison by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Atchison offices.
Short answer: UMB Bank is the largest bank with offices in Atchison, with $71.90 billion in total assets on June 30, 2026, No. 40 among U.S. banks by total assets. Exchange Bank & Trust is second with $626.8 million. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| UMB Bank | $71.90 billion | No. 40 | 2 | Kansas City, MO |
| Exchange Bank & Trust | $626.8 million | No. 1,514 | 2 | Atchison, KS |
| The Union State Bank of Everest | $427.3 million | No. 1,981 | 1 | Everest, KS |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Atchison: FAQ
How many banks are in Atchison, KS?
Atchison has 3 banks with 5 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Atchison?
UMB Bank, with 2. Exchange Bank & Trust has 2 and The Union State Bank of Everest has 1.
Is there a UMB Bank in Atchison, KS?
Yes. FDIC data lists 2 UMB Bank branches in Atchison as of September 5, 2026. Its branches are listed under UMB Bank above, with the address and directions for each.
Is there a Exchange Bank & Trust in Atchison, KS?
Yes. FDIC data lists 2 Exchange Bank & Trust branches in Atchison as of September 5, 2026, the main office at 600 Commercial St. Its branches are listed under Exchange Bank & Trust above, with the address and directions for each.
Is there a The Union State Bank of Everest in Atchison, KS?
Yes. FDIC data lists 1 The Union State Bank of Everest branch in Atchison as of September 5, 2026. The address and directions are under The Union State Bank of Everest above.
Is there a Chase in Atchison, KS?
No. FDIC data lists no Chase branch in Atchison as of September 5, 2026. The nearest is in Shawnee, about 43 miles away in a straight line.
Which banks in Atchison are open on Saturday?
UMB Bank and Frontier Community Credit Union publish Saturday hours for one or more Atchison locations. The Saturday section above lists each one with its hours. 4 of the 7 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Atchison?
Exchange Bank & Trust and Eagle Credit Union have their main office in Atchison, according to the FDIC and the NCUA.
What is the oldest bank in Atchison?
Exchange Bank & Trust has the longest record among banks with a branch here: the FDIC shows it operating since 1856.
Which credit unions can I join in Atchison?
Frontier Community Credit Union and Eagle Credit Union have offices in Atchison. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Atchison in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Atchison?
Nearby cities with more banks include Troy, Leavenworth, Horton. Troy is 16 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 5 branches: UMB Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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