US Bank Directory
Banks in Horton, KS
3 FDIC-insured banks operate 3 offices in Horton, Kansas.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Horton
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Horton, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Horton
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: GNBank, First Option Bank and The Union State Bank of Everest have the most locations in Horton, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Option Bank Bank · 1
First Option Bank has 1 branch in Horton, 9 across Kansas and 10 nationwide. FDIC records list its main office in Osawatomie, KS and show it operating since 1923. With $817.6 million in total assets on June 30, 2026, it ranks No. 1,237 of 4,232 U.S. banks by total assets. The Horton Branch at 1505 Central Ave dates to 1990 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Horton Branch1505 Central Ave, 66439
GNBank Bank · 1
GNBank has 1 branch in Horton, 13 across Kansas and 15 nationwide. FDIC records list its main office in Girard, KS and show it operating since 1929. With $1.05 billion in total assets on June 30, 2026, it ranks No. 1,004 of 4,232 U.S. banks by total assets. The Horton Branch at 110 E 8th St dates to 1887 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Horton Branch110 E 8th St, 66439
The Union State Bank of Everest Bank · 1
The Union State Bank of Everest has 1 branch in Horton, 6 across Kansas and 9 nationwide. FDIC records list its main office in Everest, KS and show it operating since 1901. With $427.3 million in total assets on June 30, 2026, it ranks No. 1,981 of 4,232 U.S. banks by total assets. The Horton Branch - 301 at 301 E 15th St dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Horton Branch - 301301 E 15th St, 66439
Banking in Horton: the local picture
Short answer: 3 banks run 3 branches in Horton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Horton, 3 elsewhere in Kansas, according to the FDIC.
The bank with the longest record here is The Union State Bank of Everest, operating since 1901 according to the FDIC. In FDIC branch records, the longest-running branch is GNBank's office at 110 E 8th St, dating to 1887; the newest is The Union State Bank of Everest's at 301 E 15th St, from 2002.
None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Horton, and where the nearest one is if they do not.
Short answer: No branches in Horton: Chase (nearest in Lawrence, 52 mi), Wells Fargo (nearest in Shawnee, 62 mi), Bank of America (nearest in Lawrence, 49 mi), PNC Bank (nearest in Overland Park, 67 mi), U.S. Bank (nearest in Topeka, 38 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Shawnee, 58 mi).
| Bank | In Horton | Nearest branch if none here |
|---|---|---|
| Chase | None | Lawrence, 52 miles away |
| Wells Fargo | None | Shawnee, 62 miles away |
| Bank of America | None | Lawrence, 49 miles away |
| PNC Bank | None | Overland Park, 67 miles away |
| U.S. Bank | None | Topeka, 38 miles away |
| Truist | None | none in Kansas |
| Fifth Third Bank | None | none in Kansas |
| Huntington | None | none in Kansas |
| Regions Bank | None | none in Kansas |
| TD Bank | None | none in Kansas |
| BMO | None | Shawnee, 58 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Horton to the nearest branch in Kansas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Horton residents like anyone else.
Banks near Horton
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Hiawatha (13 miles) and Holton (18 miles). Leavenworth, 41 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Hiawatha, KS | 13 mi | 3 | 4 |
| Banks in Holton, KS | 18 mi | 3 | 5 |
| Banks in Sabetha, KS | 22 mi | 3 | 4 |
| Banks in Atchison, KS | 23 mi | 3 | 5 |
| Banks in Troy, KS | 25 mi | 2 | 2 |
| Banks in Seneca, KS | 31 mi | 4 | 5 |
| Banks in Oskaloosa, KS | 33 mi | 2 | 2 |
| Banks in Leavenworth, KS | 41 mi | 7 | 9 |
Bank branch openings and closings in Horton
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Horton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Horton by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Horton offices.
Short answer: GNBank is the largest bank with offices in Horton, with $1.05 billion in total assets on June 30, 2026, No. 1,004 among U.S. banks by total assets. First Option Bank is second with $817.6 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| GNBank | $1.05 billion | No. 1,004 | 1 | Girard, KS |
| First Option Bank | $817.6 million | No. 1,237 | 1 | Osawatomie, KS |
| The Union State Bank of Everest | $427.3 million | No. 1,981 | 1 | Everest, KS |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Horton: FAQ
How many banks are in Horton, KS?
Horton has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Horton?
GNBank, with 1. First Option Bank has 1 and The Union State Bank of Everest has 1.
Is there a GNBank in Horton, KS?
Yes. FDIC data lists 1 GNBank branch in Horton as of September 5, 2026. The address and directions are under GNBank above.
Is there a First Option Bank in Horton, KS?
Yes. FDIC data lists 1 First Option Bank branch in Horton as of September 5, 2026. The address and directions are under First Option Bank above.
Is there a The Union State Bank of Everest in Horton, KS?
Yes. FDIC data lists 1 The Union State Bank of Everest branch in Horton as of September 5, 2026. The address and directions are under The Union State Bank of Everest above.
Is there a Chase in Horton, KS?
No. FDIC data lists no Chase branch in Horton as of September 5, 2026. The nearest is in Lawrence, about 52 miles away in a straight line.
What is the oldest bank in Horton?
The Union State Bank of Everest has the longest record among banks with a branch here: the FDIC shows it operating since 1901.
Did any bank branches open or close in Horton in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Horton?
Nearby cities with more banks include Hiawatha, Holton, Sabetha. Hiawatha is 13 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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