US Bank Directory

Banks in Seneca, KS

4 FDIC-insured banks operate 5 offices in Seneca, Kansas.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Seneca

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 5 locations in Seneca, according to the FDIC. 5 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

5 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Seneca

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: United Bank & Trust has the most locations in Seneca, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

United Bank & Trust 2 branches · main office Marysville, KS Bank · 2

United Bank & Trust has 2 branches in Seneca, 16 across Kansas and 16 nationwide. FDIC records list its main office in Marysville, KS and show it operating since 1890. With $892.9 million in total assets on June 30, 2026, it ranks No. 1,158 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Seneca location is the Seneca Branch at 502 Main St, dating to 1894; the newest, at 602 North St, to 1982. It does not publish hours in the sources this page uses; check its site before you go.

United Bank & Trust: profile, branches and contacts
Community National Bank 1 branch · main office Seneca, KS Bank · 1

Community National Bank has 1 branch in Seneca, 6 across Kansas and 6 nationwide. FDIC records list its main office in Seneca, KS and show it operating since 1984. With $853.1 million in total assets on June 30, 2026, it ranks No. 1,195 of 4,232 U.S. banks by total assets. Its main office at 210 Main St dates to 1984 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    210 Main St, 66538
    Hours: see the bank's site
Community National Bank: profile, branches and contacts
Elk State Bank 1 branch · main office Clyde, KS Bank · 1

Elk State Bank has 1 branch in Seneca, 3 across Kansas and 3 nationwide. FDIC records list its main office in Clyde, KS and show it operating since 1896. With $138.7 million in total assets on June 30, 2026, it ranks No. 3,409 of 4,232 U.S. banks by total assets. The Baileyville Branch at 611 N 2nd St dates to 1894 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Baileyville Branch
    611 N 2nd St, 66538
    Hours: see the bank's site
Elk State Bank: profile, branches and contacts
First Heritage Bank 1 branch · main office Centralia, KS Bank · 1

First Heritage Bank has 1 branch in Seneca, 5 across Kansas and 5 nationwide. FDIC records list its main office in Centralia, KS and show it operating since 1882. With $303.4 million in total assets on June 30, 2026, it ranks No. 2,464 of 4,232 U.S. banks by total assets. The Seneca Branch at 906 North St dates to 1921 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First Heritage Bank: profile, branches and contacts

Banking in Seneca: the local picture

Short answer: 4 banks run 5 branches in Seneca according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 1 has its main office in Seneca, 3 elsewhere in Kansas, according to the FDIC.

The bank with the longest record here is First Heritage Bank, operating since 1882 according to the FDIC. In FDIC branch records, the longest-running branch is United Bank & Trust's office at 502 Main St, dating to 1894; the newest is Community National Bank's at 210 Main St, from 1984.

None of the 5 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Seneca, and where the nearest one is if they do not.

Short answer: No branches in Seneca: Chase (nearest in Manhattan, 53 mi), Wells Fargo (nearest in Shawnee, 91 mi), Bank of America (nearest in Lawrence, 72 mi), PNC Bank (nearest in Overland Park, 96 mi), U.S. Bank (nearest in Topeka, 52 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Shawnee, 87 mi).

BankIn SenecaNearest branch if none here
ChaseNoneManhattan, 53 miles away
Wells FargoNoneShawnee, 91 miles away
Bank of AmericaNoneLawrence, 72 miles away
PNC BankNoneOverland Park, 96 miles away
U.S. BankNoneTopeka, 52 miles away
TruistNonenone in Kansas
Fifth Third BankNonenone in Kansas
HuntingtonNonenone in Kansas
Regions BankNonenone in Kansas
TD BankNonenone in Kansas
BMONoneShawnee, 87 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Seneca to the nearest branch in Kansas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Seneca residents like anyone else.

Banks near Seneca

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Sabetha (15 miles) and Hiawatha (28 miles). Wamego, 46 miles away, has the most banks nearby: 4.

Bank branch openings and closings in Seneca

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Seneca between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Seneca

Short answer: 1 institution has its main office in Seneca: Community National Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Community National BankBank$853.1 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Seneca by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Seneca offices.

Short answer: United Bank & Trust is the largest bank with offices in Seneca, with $892.9 million in total assets on June 30, 2026, No. 1,158 among U.S. banks by total assets. Community National Bank is second with $853.1 million. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
United Bank & Trust$892.9 millionNo. 1,1582Marysville, KS
Community National Bank$853.1 millionNo. 1,1951Seneca, KS
First Heritage Bank$303.4 millionNo. 2,4641Centralia, KS
Elk State Bank$138.7 millionNo. 3,4091Clyde, KS

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Seneca: FAQ

How many banks are in Seneca, KS?

Seneca has 4 banks with 5 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Seneca?

United Bank & Trust, with 2. Community National Bank has 1 and First Heritage Bank has 1.

Is there a United Bank & Trust in Seneca, KS?

Yes. FDIC data lists 2 United Bank & Trust branches in Seneca as of September 5, 2026. Its branches are listed under United Bank & Trust above, with the address and directions for each.

Is there a Community National Bank in Seneca, KS?

Yes. FDIC data lists 1 Community National Bank branch in Seneca as of September 5, 2026, the main office at 210 Main St. The address and directions are under Community National Bank above.

Is there a First Heritage Bank in Seneca, KS?

Yes. FDIC data lists 1 First Heritage Bank branch in Seneca as of September 5, 2026. The address and directions are under First Heritage Bank above.

Is there a Chase in Seneca, KS?

No. FDIC data lists no Chase branch in Seneca as of September 5, 2026. The nearest is in Manhattan, about 53 miles away in a straight line.

Which banks are headquartered in Seneca?

Community National Bank has its main office in Seneca, according to the FDIC.

What is the oldest bank in Seneca?

First Heritage Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1882.

Did any bank branches open or close in Seneca in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Seneca?

Nearby cities with more banks include Sabetha, Hiawatha, Marysville. Sabetha is 15 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds