US Bank Directory
Banks in Concordia, KS
4 FDIC-insured banks operate 6 offices in Concordia, Kansas.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Concordia
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 6 locations in Concordia, according to the FDIC. 6 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Concordia
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: United Bank & Trust and The Citizens National Bank have the most locations in Concordia, with 2 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
The Citizens National Bank Bank · 2
The Citizens National Bank has 2 branches in Concordia, 7 across Kansas and 7 nationwide. FDIC records list its main office in Greenleaf, KS and show it operating since 1915. With $229.0 million in total assets on June 30, 2026, it ranks No. 2,831 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Concordia location is the Cloud County Branch at 115 W 6th St, dating to 1878; the newest, at 335 W 6th St, to 1966. It does not publish hours in the sources this page uses; check its site before you go.
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Cloud County Branch115 W 6th St, 66901
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Drive-In Branch335 W 6th St, 66901
United Bank & Trust Bank · 2
United Bank & Trust has 2 branches in Concordia, 16 across Kansas and 16 nationwide. FDIC records list its main office in Marysville, KS and show it operating since 1890. With $892.9 million in total assets on June 30, 2026, it ranks No. 1,158 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Concordia location is the Concordia Branch at 2010 Lincoln St, dating to 1991; the newest, at 302 W 6th St, to 1999. It does not publish hours in the sources this page uses; check its site before you go.
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Concordia Branch2010 Lincoln St, 66901
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302 W 6Th Street Branch302 W 6th St, 66901
Central National Bank Bank · 1
Central National Bank has 1 branch in Concordia, 33 across Kansas and 35 nationwide. FDIC records list its main office in Junction City, KS and show it operating since 1884. With $1.39 billion in total assets on June 30, 2026, it ranks No. 796 of 4,232 U.S. banks by total assets. The Concordia Branch at 130 E 7th St dates to 1890 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Concordia Branch130 E 7th St, 66901
Elk State Bank Bank · 1
Elk State Bank has 1 branch in Concordia, 3 across Kansas and 3 nationwide. FDIC records list its main office in Clyde, KS and show it operating since 1896. With $138.7 million in total assets on June 30, 2026, it ranks No. 3,409 of 4,232 U.S. banks by total assets. The The Elk State Bank at 1702 Lincoln St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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The Elk State Bank1702 Lincoln St, 66901
Banking in Concordia: the local picture
Short answer: 4 banks run 6 branches in Concordia according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Concordia, 4 elsewhere in Kansas, according to the FDIC.
The bank with the longest record here is Central National Bank, operating since 1884 according to the FDIC. In FDIC branch records, the longest-running branch is The Citizens National Bank's office at 115 W 6th St, dating to 1878; the newest is Elk State Bank's at 1702 Lincoln St, from 2007.
None of the 6 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Concordia, and where the nearest one is if they do not.
Short answer: No branches in Concordia: Chase (nearest in Manhattan, 64 mi), Wells Fargo (nearest in Wichita, 131 mi), Bank of America (nearest in Wichita, 128 mi), PNC Bank (nearest in Overland Park, 164 mi), U.S. Bank (nearest in Topeka, 108 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Great Bend, 102 mi).
| Bank | In Concordia | Nearest branch if none here |
|---|---|---|
| Chase | None | Manhattan, 64 miles away |
| Wells Fargo | None | Wichita, 131 miles away |
| Bank of America | None | Wichita, 128 miles away |
| PNC Bank | None | Overland Park, 164 miles away |
| U.S. Bank | None | Topeka, 108 miles away |
| Truist | None | none in Kansas |
| Fifth Third Bank | None | none in Kansas |
| Huntington | None | none in Kansas |
| Regions Bank | None | none in Kansas |
| TD Bank | None | none in Kansas |
| BMO | None | Great Bend, 102 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Concordia to the nearest branch in Kansas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Concordia residents like anyone else.
Banks near Concordia
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Clyde (14 miles) and Belleville (17 miles). Belleville, 17 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Clyde, KS | 14 mi | 2 | 2 |
| Banks in Belleville, KS | 17 mi | 4 | 4 |
| Banks in Beloit, KS | 25 mi | 4 | 4 |
| Banks in Minneapolis, KS | 31 mi | 2 | 2 |
| Banks in Clay Center, KS | 31 mi | 4 | 6 |
| Banks in Mankato, KS | 33 mi | 2 | 2 |
| Banks in Washington, KS | 37 mi | 2 | 2 |
| Banks in Lincoln, KS | 45 mi | 2 | 2 |
Bank branch openings and closings in Concordia
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Concordia between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Concordia by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Concordia offices.
Short answer: Central National Bank is the largest bank with offices in Concordia, with $1.39 billion in total assets on June 30, 2026, No. 796 among U.S. banks by total assets. United Bank & Trust is second with $892.9 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Central National Bank | $1.39 billion | No. 796 | 1 | Junction City, KS |
| United Bank & Trust | $892.9 million | No. 1,158 | 2 | Marysville, KS |
| The Citizens National Bank | $229.0 million | No. 2,831 | 2 | Greenleaf, KS |
| Elk State Bank | $138.7 million | No. 3,409 | 1 | Clyde, KS |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Concordia: FAQ
How many banks are in Concordia, KS?
Concordia has 4 banks with 6 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Concordia?
United Bank & Trust, with 2. The Citizens National Bank has 2 and Central National Bank has 1.
Is there a United Bank & Trust in Concordia, KS?
Yes. FDIC data lists 2 United Bank & Trust branches in Concordia as of September 5, 2026. Its branches are listed under United Bank & Trust above, with the address and directions for each.
Is there a The Citizens National Bank in Concordia, KS?
Yes. FDIC data lists 2 The Citizens National Bank branches in Concordia as of September 5, 2026. Its branches are listed under The Citizens National Bank above, with the address and directions for each.
Is there a Central National Bank in Concordia, KS?
Yes. FDIC data lists 1 Central National Bank branch in Concordia as of September 5, 2026. The address and directions are under Central National Bank above.
Is there a Chase in Concordia, KS?
No. FDIC data lists no Chase branch in Concordia as of September 5, 2026. The nearest is in Manhattan, about 64 miles away in a straight line.
What is the oldest bank in Concordia?
Central National Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1884.
Did any bank branches open or close in Concordia in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Concordia?
Nearby cities with more banks include Clyde, Belleville, Beloit. Clyde is 14 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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