Banks in Clay Center, KS

Bank branch map: Clay Center

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 7 locations in Clay Center, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Clay Center

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: United Bank & Trust and Union State Bank have the most locations in Clay Center, with 2 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Union State Bank 2 branches · main office Clay Center, KS Bank · 2

Union State Bank has 2 branches in Clay Center, 4 across Kansas and 4 nationwide. FDIC records list its main office in Clay Center, KS and show it operating since 1901. With $206.2 million in total assets on June 30, 2026, it ranks No. 2,952 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Clay Center location is its main office at 701 5th St, dating to 1901; the newest, at 508 Dexter St, to 1971. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  701 5th St, 67432

  Hours: see the bank's site
  DirectionsWebsite
• Drive-In Branch

  508 Dexter St, 67432

  Hours: see the bank's site
  DirectionsWebsite

Union State Bank: profile, branches and contacts

United Bank & Trust 2 branches · main office Marysville, KS Bank · 2

United Bank & Trust has 2 branches in Clay Center, 16 across Kansas and 16 nationwide. FDIC records list its main office in Marysville, KS and show it operating since 1890. With $892.9 million in total assets on June 30, 2026, it ranks No. 1,158 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Clay Center location is the Clay Center Branch at 502 Lincoln Ave, dating to 1885; the newest, at 726 W Crawford St, to 2004. It does not publish hours in the sources this page uses; check its site before you go.

• Clay Center Branch

  502 Lincoln Ave, 67432

  Hours: see the bank's site
  DirectionsWebsite
• West Crawford Branch

  726 W Crawford St, 67432

  Hours: see the bank's site
  DirectionsWebsite

United Bank & Trust: profile, branches and contacts

C & R Credit Union 1 office · main office Clay Center, KS Credit union · 1

C & R Credit Union has 1 office in Clay Center, 1 across Kansas. It is based in Clay Center, KS and $4.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Main Office main office

  801 5Th St P.O.Box 896, 67432

  (785) 632-5161Today 9 am to 3:30 pm

  All hours

  Mon to Fri 9 am to 3:30 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

C & R Credit Union: profile, branches and contacts

GNBank 1 branch · main office Girard, KS Bank · 1

GNBank has 1 branch in Clay Center, 13 across Kansas and 15 nationwide. FDIC records list its main office in Girard, KS and show it operating since 1929. With $1.05 billion in total assets on June 30, 2026, it ranks No. 1,004 of 4,232 U.S. banks by total assets. The Clay Center Branch at 624 W Crawford St dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Clay Center Branch

  624 W Crawford St, 67432

  Hours: see the bank's site
  DirectionsWebsite

GNBank: profile, branches and contacts

The Citizens National Bank 1 branch · main office Greenleaf, KS Bank · 1

The Citizens National Bank has 1 branch in Clay Center, 7 across Kansas and 7 nationwide. FDIC records list its main office in Greenleaf, KS and show it operating since 1915. With $229.0 million in total assets on June 30, 2026, it ranks No. 2,831 of 4,232 U.S. banks by total assets. The The Cnb Clay Center Branch at 615 Court St dates to 1927 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• The Cnb Clay Center Branch

  615 Court St, 67432

  Hours: see the bank's site
  DirectionsWebsite

The Citizens National Bank: profile, branches and contacts

Join a credit union in Clay Center

1 credit union has 1 office here: C & R Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Clay Center page has every office in the state's directory.

Banking in Clay Center: the local picture

Short answer: 4 banks run 6 branches in Clay Center according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 1 has its main office in Clay Center, 3 elsewhere in Kansas, according to the FDIC.

The bank with the longest record here is United Bank & Trust, operating since 1890 according to the FDIC. In FDIC branch records, the longest-running branch is United Bank & Trust's office at 502 Lincoln Ave, dating to 1885; the newest is United Bank & Trust's at 726 W Crawford St, from 2004.

The only credit union with an office here is C & R Credit Union.

Of the 1 location with published hours. None open on Saturday. 6 locations have no published hours in these sources.

Saturday hours in Clay Center

Short answer: None of the 1 Clay Center location with published hours lists Saturday hours. 6 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Clay Center, and where the nearest one is if they do not.

Short answer: No branches in Clay Center: Chase (nearest in Manhattan, 33 mi), Wells Fargo (nearest in Wichita, 117 mi), Bank of America (nearest in Lawrence, 102 mi), PNC Bank (nearest in Overland Park, 134 mi), U.S. Bank (nearest in Topeka, 78 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Newton, 92 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Clay Center to the nearest branch in Kansas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Clay Center residents like anyone else.

Banks near Clay Center

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Leonardville (15 miles) and Clyde (20 miles). Manhattan, 33 miles away, has the most banks nearby: 17.

Bank branch openings and closings in Clay Center

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Clay Center between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Clay Center

Short answer: 2 institutions have their main office in Clay Center: Union State Bank and C & R Credit Union.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Clay Center by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Clay Center offices.

Short answer: GNBank is the largest bank with offices in Clay Center, with $1.05 billion in total assets on June 30, 2026, No. 1,004 among U.S. banks by total assets. United Bank & Trust is second with $892.9 million. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Clay Center: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.