US Bank Directory
Banks in Beloit, KS
4 FDIC-insured banks operate 4 offices in Beloit, Kansas, and 1 credit union has 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Beloit
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 6 locations in Beloit, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Beloit
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Beloit, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Farmway Credit Union Credit union · 2
Farmway Credit Union has 2 officees in Beloit, 5 across Kansas. It is based in Beloit, KS and $107.2 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Beloit locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office200 S Hersey Ave, 67420
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Farmway Credit Union Atm Machine200 S Hersey Ave 200 S Hersey Ave, 67420
All hours
Mon to Sun 24 hours
Hours: NCUA, March 31, 2026
Central National Bank Bank · 1
Central National Bank has 1 branch in Beloit, 33 across Kansas and 35 nationwide. FDIC records list its main office in Junction City, KS and show it operating since 1884. With $1.39 billion in total assets on June 30, 2026, it ranks No. 796 of 4,232 U.S. banks by total assets. The Beloit Branch at 120 E Main St dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Beloit Branch120 E Main St, 67420
First National Bank and Trust Bank · 1
First National Bank and Trust has 1 branch in Beloit, 6 across Kansas and 6 nationwide. FDIC records list its main office in Phillipsburg, KS and show it operating since 1884. With $322.2 million in total assets on June 30, 2026, it ranks No. 2,381 of 4,232 U.S. banks by total assets. The Solomon Valley Bank Branch at 3011 Us 24 Hwy dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Solomon Valley Bank Branch3011 Us 24 Hwy, 67420
Guaranty State Bank Bank · 1
Guaranty State Bank has 1 branch in Beloit, 9 across Kansas and 9 nationwide. FDIC records list its main office in Beloit, KS and show it operating since 1922. With $381.4 million in total assets on June 30, 2026, it ranks No. 2,153 of 4,232 U.S. banks by total assets. Its main office at 201 S Mill St dates to 1922 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office201 S Mill St, 67420
The Bank of Tescott Bank · 1
The Bank of Tescott has 1 branch in Beloit, 6 across Kansas and 6 nationwide. FDIC records list its main office in Tescott, KS and show it operating since 1887. With $648.3 million in total assets on June 30, 2026, it ranks No. 1,472 of 4,232 U.S. banks by total assets. The First Bank Of Beloit Branch at 101 E Main St dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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First Bank Of Beloit Branch101 E Main St, 67420
Join a credit union in Beloit
1 credit union has 2 offices here: Farmway Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Beloit page has every office in the state's directory.
Banking in Beloit: the local picture
Short answer: 4 banks run 4 branches in Beloit according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 1 has its main office in Beloit, 3 elsewhere in Kansas, according to the FDIC.
The bank with the longest record here is Central National Bank, operating since 1884 according to the FDIC. In FDIC branch records, the longest-running branch is Guaranty State Bank's office at 201 S Mill St, dating to 1922; the newest is The Bank of Tescott's at 101 E Main St, from 2025.
The only credit union with an office here is Farmway Credit Union.
Of the 2 locations with published hours. 1 opens on Saturday. 4 locations have no published hours in these sources.
Credit unions open on Saturday in Beloit
Short answer: 1 of the 2 Beloit locations with published hours opens on Saturday, run by 1 institution.
- Farmway Credit Union: 1 of 2 offices (200 S Hersey Ave 200 S Hersey Ave: Saturday 24 hours)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Beloit, and where the nearest one is if they do not.
Short answer: No branches in Beloit: Chase (nearest in Manhattan, 84 mi), Wells Fargo (nearest in Wichita, 129 mi), Bank of America (nearest in Wichita, 126 mi), PNC Bank (nearest in Overland Park, 186 mi), U.S. Bank (nearest in Topeka, 130 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Great Bend, 84 mi).
| Bank | In Beloit | Nearest branch if none here |
|---|---|---|
| Chase | None | Manhattan, 84 miles away |
| Wells Fargo | None | Wichita, 129 miles away |
| Bank of America | None | Wichita, 126 miles away |
| PNC Bank | None | Overland Park, 186 miles away |
| U.S. Bank | None | Topeka, 130 miles away |
| Truist | None | none in Kansas |
| Fifth Third Bank | None | none in Kansas |
| Huntington | None | none in Kansas |
| Regions Bank | None | none in Kansas |
| TD Bank | None | none in Kansas |
| BMO | None | Great Bend, 84 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Beloit to the nearest branch in Kansas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Beloit residents like anyone else.
Banks near Beloit
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Mankato (23 miles) and Concordia (25 miles). Concordia, 25 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Mankato, KS | 23 mi | 2 | 2 |
| Banks in Concordia, KS | 25 mi | 4 | 6 |
| Banks in Lincoln, KS | 29 mi | 2 | 2 |
| Banks in Osborne, KS | 31 mi | 2 | 2 |
| Banks in Minneapolis, KS | 32 mi | 2 | 2 |
| Banks in Belleville, KS | 35 mi | 4 | 4 |
| Banks in Clyde, KS | 39 mi | 2 | 2 |
| Banks in Smith Center, KS | 42 mi | 3 | 4 |
Bank branch openings and closings in Beloit
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Beloit between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Beloit
Short answer: 2 institutions have their main office in Beloit: Farmway Credit Union and Guaranty State Bank.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Farmway Credit Union | Credit union | $107.2 million | 2 |
| Guaranty State Bank | Bank | $381.4 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Beloit by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Beloit offices.
Short answer: Central National Bank is the largest bank with offices in Beloit, with $1.39 billion in total assets on June 30, 2026, No. 796 among U.S. banks by total assets. The Bank of Tescott is second with $648.3 million. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Central National Bank | $1.39 billion | No. 796 | 1 | Junction City, KS |
| The Bank of Tescott | $648.3 million | No. 1,472 | 1 | Tescott, KS |
| Guaranty State Bank | $381.4 million | No. 2,153 | 1 | Beloit, KS |
| First National Bank and Trust | $322.2 million | No. 2,381 | 1 | Phillipsburg, KS |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Beloit: FAQ
How many banks are in Beloit, KS?
Beloit has 4 banks with 4 branches and 1 credit union with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Beloit?
Central National Bank, with 1. The Bank of Tescott has 1 and Guaranty State Bank has 1.
Is there a Central National Bank in Beloit, KS?
Yes. FDIC data lists 1 Central National Bank branch in Beloit as of September 5, 2026. The address and directions are under Central National Bank above.
Is there a The Bank of Tescott in Beloit, KS?
Yes. FDIC data lists 1 The Bank of Tescott branch in Beloit as of September 5, 2026. The address and directions are under The Bank of Tescott above.
Is there a Guaranty State Bank in Beloit, KS?
Yes. FDIC data lists 1 Guaranty State Bank branch in Beloit as of September 5, 2026, the main office at 201 S Mill St. The address and directions are under Guaranty State Bank above.
Is there a Chase in Beloit, KS?
No. FDIC data lists no Chase branch in Beloit as of September 5, 2026. The nearest is in Manhattan, about 84 miles away in a straight line.
Which banks in Beloit are open on Saturday?
Farmway Credit Union publishes Saturday hours for one or more Beloit locations. The Saturday section above lists each one with its hours. 4 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Beloit?
Farmway Credit Union and Guaranty State Bank have their main office in Beloit, according to the FDIC and the NCUA.
What is the oldest bank in Beloit?
Central National Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1884.
Which credit unions can I join in Beloit?
Farmway Credit Union has an office in Beloit. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Beloit in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Beloit?
Nearby cities with more banks include Mankato, Concordia, Lincoln. Mankato is 23 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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