Banks in Smith Center, KS

Bank branch map: Smith Center

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 4 locations in Smith Center, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Smith Center

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Guaranty State Bank has the most locations in Smith Center, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Guaranty State Bank 2 branches · main office Beloit, KS Bank · 2

Guaranty State Bank has 2 branches in Smith Center, 9 across Kansas and 9 nationwide. FDIC records list its main office in Beloit, KS and show it operating since 1922. With $381.4 million in total assets on June 30, 2026, it ranks No. 2,153 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Smith Center location is the Smith Center Branch at 133 S Main St, dating to 1886; the newest, at 202 S Main St, to 1962. It does not publish hours in the sources this page uses; check its site before you go.

• Smith Center Branch

  133 S Main St, 66967

  Hours: see the bank's site
  DirectionsWebsite
• Motor Bank Branch

  202 S Main St, 66967

  Hours: see the bank's site
  DirectionsWebsite

Guaranty State Bank: profile, branches and contacts

First National Bank and Trust 1 branch · main office Phillipsburg, KS Bank · 1

First National Bank and Trust has 1 branch in Smith Center, 6 across Kansas and 6 nationwide. FDIC records list its main office in Phillipsburg, KS and show it operating since 1884. With $322.2 million in total assets on June 30, 2026, it ranks No. 2,381 of 4,232 U.S. banks by total assets. The Smith County Bank Branch at 206 W Highway 36 dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Smith County Bank Branch

  206 W Highway 36, 66967

  Hours: see the bank's site
  DirectionsWebsite

First National Bank and Trust: profile, branches and contacts

The Peoples Bank 1 branch · main office Pratt, KS Bank · 1

The Peoples Bank has 1 branch in Smith Center, 5 across Kansas and 5 nationwide. FDIC records list its main office in Pratt, KS and show it operating since 1887. With $531.1 million in total assets on June 30, 2026, it ranks No. 1,723 of 4,232 U.S. banks by total assets. The Smith Center Branch at 136 S Main St dates to 1886 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Smith Center Branch

  136 S Main St, 66967

  Hours: see the bank's site
  DirectionsWebsite

The Peoples Bank: profile, branches and contacts

Banking in Smith Center: the local picture

Short answer: 3 banks run 4 branches in Smith Center according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Smith Center, 3 elsewhere in Kansas, according to the FDIC.

The bank with the longest record here is First National Bank and Trust, operating since 1884 according to the FDIC. In FDIC branch records, the longest-running branch is Guaranty State Bank's office at 133 S Main St, dating to 1886; the newest is First National Bank and Trust's at 206 W Highway 36, from 2010.

None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Smith Center, and where the nearest one is if they do not.

Short answer: No branches in Smith Center: Chase (nearest in Manhattan, 125 mi), Wells Fargo (nearest in Wichita, 164 mi), Bank of America (nearest in Wichita, 160 mi), PNC Bank (nearest in Overland Park, 226 mi), U.S. Bank (nearest in Topeka, 170 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Great Bend, 98 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Smith Center to the nearest branch in Kansas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Smith Center residents like anyone else.

Banks near Smith Center

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Osborne (24 miles) and Phillipsburg (29 miles). Norton, 59 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Smith Center

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Smith Center between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Smith Center by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Smith Center offices.

Short answer: The Peoples Bank is the largest bank with offices in Smith Center, with $531.1 million in total assets on June 30, 2026, No. 1,723 among U.S. banks by total assets. Guaranty State Bank is second with $381.4 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Smith Center: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.