US Bank Directory
Banks in Phillipsburg, KS
3 FDIC-insured banks operate 4 offices in Phillipsburg, Kansas, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Phillipsburg
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 5 locations in Phillipsburg, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Phillipsburg
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First National Bank and Trust has the most locations in Phillipsburg, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First National Bank and Trust Bank · 2
First National Bank and Trust has 2 branches in Phillipsburg, 6 across Kansas and 6 nationwide. FDIC records list its main office in Phillipsburg, KS and show it operating since 1884. With $322.2 million in total assets on June 30, 2026, it ranks No. 2,381 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Phillipsburg location is its main office at 225 State St, dating to 1884; the newest, at 607 2nd St, to 1983. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office225 State St, 67661
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Convenience Bank Branch607 2nd St, 67661
Farmers National Bank Bank · 1
Farmers National Bank has 1 branch in Phillipsburg, 5 across Kansas and 5 nationwide. FDIC records list its main office in Phillipsburg, KS and show it operating since 1921. With $172.5 million in total assets on June 30, 2026, it ranks No. 3,180 of 4,232 U.S. banks by total assets. Its main office at 759 State St dates to 1921 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office759 State St, 67661
Farmers State Bank Bank · 1
Farmers State Bank has 1 branch in Phillipsburg, 1 across Kansas and 1 nationwide. FDIC records list its main office in Phillipsburg, KS and show it operating since 1909. With $42.8 million in total assets on June 30, 2026, it ranks No. 4,105 of 4,232 U.S. banks by total assets. Its main office at 110 W State St dates to 1909 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office110 W State St, 67661
Golden Plains Credit Union Credit union · 1
Golden Plains Credit Union has 1 office in Phillipsburg, 12 across Kansas. It is based in Garden City, KS and $1.00 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Gpcu-Phillipsburg475 State St, 67661
All hours
Mon to Fri not published; Sat 9 am to 4 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Phillipsburg
1 credit union has 1 office here: Golden Plains Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Phillipsburg page has every office in the state's directory.
Banking in Phillipsburg: the local picture
Short answer: 3 banks run 4 branches in Phillipsburg according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 3 have their main office in Phillipsburg, according to the FDIC.
The bank with the longest record here is First National Bank and Trust, operating since 1884 according to the FDIC. In FDIC branch records, the longest-running branch is First National Bank and Trust's office at 225 State St, dating to 1884; the newest is First National Bank and Trust's at 607 2nd St, from 1983.
The only credit union with an office here is Golden Plains Credit Union.
Of the 1 location with published hours. 1 opens on Saturday. 4 locations have no published hours in these sources.
Credit unions open on Saturday in Phillipsburg
Short answer: 1 of the 1 Phillipsburg location with published hours opens on Saturday, run by 1 institution.
- Golden Plains Credit Union: 1 of 1 office (475 State St: Saturday 9 am to 4 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Phillipsburg, and where the nearest one is if they do not.
Short answer: No branches in Phillipsburg: Chase (nearest in Manhattan, 152 mi), Wells Fargo (nearest in Wichita, 177 mi), Bank of America (nearest in Wichita, 174 mi), PNC Bank (nearest in Overland Park, 253 mi), U.S. Bank (nearest in Topeka, 197 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Great Bend, 101 mi).
| Bank | In Phillipsburg | Nearest branch if none here |
|---|---|---|
| Chase | None | Manhattan, 152 miles away |
| Wells Fargo | None | Wichita, 177 miles away |
| Bank of America | None | Wichita, 174 miles away |
| PNC Bank | None | Overland Park, 253 miles away |
| U.S. Bank | None | Topeka, 197 miles away |
| Truist | None | none in Kansas |
| Fifth Third Bank | None | none in Kansas |
| Huntington | None | none in Kansas |
| Regions Bank | None | none in Kansas |
| TD Bank | None | none in Kansas |
| BMO | None | Great Bend, 101 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Phillipsburg to the nearest branch in Kansas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Phillipsburg residents like anyone else.
Banks near Phillipsburg
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Logan (15 miles) and Stockton (22 miles). Norton, 30 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Logan, KS | 15 mi | 2 | 2 |
| Banks in Stockton, KS | 22 mi | 2 | 2 |
| Banks in Smith Center, KS | 29 mi | 3 | 4 |
| Banks in Norton, KS | 30 mi | 5 | 5 |
| Banks in Plainville, KS | 36 mi | 2 | 2 |
| Banks in Hill City, KS | 39 mi | 3 | 3 |
| Banks in Osborne, KS | 40 mi | 2 | 2 |
| Banks in Ellis, KS | 58 mi | 2 | 2 |
Bank branch openings and closings in Phillipsburg
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Phillipsburg between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Phillipsburg
Short answer: 3 institutions have their main office in Phillipsburg: First National Bank and Trust, Farmers National Bank and Farmers State Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| First National Bank and Trust | Bank | $322.2 million | 2 |
| Farmers National Bank | Bank | $172.5 million | 1 |
| Farmers State Bank | Bank | $42.8 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Phillipsburg by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Phillipsburg offices.
Short answer: First National Bank and Trust is the largest bank with offices in Phillipsburg, with $322.2 million in total assets on June 30, 2026, No. 2,381 among U.S. banks by total assets. Farmers National Bank is second with $172.5 million. 3 of the 3 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| First National Bank and Trust | $322.2 million | No. 2,381 | 2 | Phillipsburg, KS |
| Farmers National Bank | $172.5 million | No. 3,180 | 1 | Phillipsburg, KS |
| Farmers State Bank | $42.8 million | No. 4,105 | 1 | Phillipsburg, KS |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Phillipsburg: FAQ
How many banks are in Phillipsburg, KS?
Phillipsburg has 3 banks with 4 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Phillipsburg?
First National Bank and Trust, with 2. Farmers National Bank has 1 and Farmers State Bank has 1.
Is there a First National Bank and Trust in Phillipsburg, KS?
Yes. FDIC data lists 2 First National Bank and Trust branches in Phillipsburg as of September 5, 2026, the main office at 225 State St. Its branches are listed under First National Bank and Trust above, with the address and directions for each.
Is there a Farmers National Bank in Phillipsburg, KS?
Yes. FDIC data lists 1 Farmers National Bank branch in Phillipsburg as of September 5, 2026, the main office at 759 State St. The address and directions are under Farmers National Bank above.
Is there a Farmers State Bank in Phillipsburg, KS?
Yes. FDIC data lists 1 Farmers State Bank branch in Phillipsburg as of September 5, 2026, the main office at 110 W State St. The address and directions are under Farmers State Bank above.
Is there a Chase in Phillipsburg, KS?
No. FDIC data lists no Chase branch in Phillipsburg as of September 5, 2026. The nearest is in Manhattan, about 152 miles away in a straight line.
Which banks in Phillipsburg are open on Saturday?
Golden Plains Credit Union publishes Saturday hours for one or more Phillipsburg locations. The Saturday section above lists each one with its hours. 4 of the 5 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Phillipsburg?
First National Bank and Trust, Farmers National Bank and Farmers State Bank have their main office in Phillipsburg, according to the FDIC.
What is the oldest bank in Phillipsburg?
First National Bank and Trust has the longest record among banks with a branch here: the FDIC shows it operating since 1884.
Which credit unions can I join in Phillipsburg?
Golden Plains Credit Union has an office in Phillipsburg. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Phillipsburg in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Phillipsburg?
Nearby cities with more banks include Logan, Stockton, Smith Center. Logan is 15 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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