US Bank Directory
Banks in Lincoln, KS
2 FDIC-insured banks operate 2 offices in Lincoln, Kansas, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Lincoln
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Lincoln, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lincoln
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The Bank of Tescott and Citizens State Bank and Trust Co., Ellsworth, Kansas have the most locations in Lincoln, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Citizens State Bank and Trust Co., Ellsworth, Kansas Bank · 1
Citizens State Bank and Trust Co., Ellsworth, Kansas has 1 branch in Lincoln, 6 across Kansas and 6 nationwide. FDIC records list its main office in Ellsworth, KS and show it operating since 1900. With $275.9 million in total assets on June 30, 2026, it ranks No. 2,603 of 4,232 U.S. banks by total assets. The Lincoln Branch at 100 W Lincoln Ave dates to 1903 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lincoln Branch100 W Lincoln Ave, 67455
Farmway Credit Union Credit union · 1
Farmway Credit Union has 1 office in Lincoln, 5 across Kansas. It is based in Beloit, KS and $107.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Farmway Credit Union-Lincoln Branch113 E Lincoln Ave, 67455
All hours
Mon to Fri 7 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
The Bank of Tescott Bank · 1
The Bank of Tescott has 1 branch in Lincoln, 6 across Kansas and 6 nationwide. FDIC records list its main office in Tescott, KS and show it operating since 1887. With $648.3 million in total assets on June 30, 2026, it ranks No. 1,472 of 4,232 U.S. banks by total assets. The Saline Valley Branch at 101 E Lincoln Ave dates to 1881 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Saline Valley Branch101 E Lincoln Ave, 67455
Join a credit union in Lincoln
1 credit union has 1 office here: Farmway Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lincoln page has every office in the state's directory.
Banking in Lincoln: the local picture
Short answer: 2 banks run 2 branches in Lincoln according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Lincoln, 2 elsewhere in Kansas, according to the FDIC.
The bank with the longest record here is The Bank of Tescott, operating since 1887 according to the FDIC. In FDIC branch records, the longest-running branch is The Bank of Tescott's office at 101 E Lincoln Ave, dating to 1881; the newest is Citizens State Bank and Trust Co., Ellsworth, Kansas's at 100 W Lincoln Ave, from 1903.
The only credit union with an office here is Farmway Credit Union.
Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.
Saturday hours in Lincoln
Short answer: None of the 1 Lincoln location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lincoln, and where the nearest one is if they do not.
Short answer: No branches in Lincoln: Chase (nearest in Manhattan, 85 mi), Wells Fargo (nearest in Wichita, 103 mi), Bank of America (nearest in Wichita, 99 mi), PNC Bank (nearest in Overland Park, 185 mi), U.S. Bank (nearest in Topeka, 129 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Great Bend, 57 mi).
| Bank | In Lincoln | Nearest branch if none here |
|---|---|---|
| Chase | None | Manhattan, 85 miles away |
| Wells Fargo | None | Wichita, 103 miles away |
| Bank of America | None | Wichita, 99 miles away |
| PNC Bank | None | Overland Park, 185 miles away |
| U.S. Bank | None | Topeka, 129 miles away |
| Truist | None | none in Kansas |
| Fifth Third Bank | None | none in Kansas |
| Huntington | None | none in Kansas |
| Regions Bank | None | none in Kansas |
| TD Bank | None | none in Kansas |
| BMO | None | Great Bend, 57 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lincoln to the nearest branch in Kansas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lincoln residents like anyone else.
Banks near Lincoln
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Ellsworth (21 miles) and Minneapolis (24 miles). Salina, 33 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Ellsworth, KS | 21 mi | 3 | 4 |
| Banks in Minneapolis, KS | 24 mi | 2 | 2 |
| Banks in Beloit, KS | 29 mi | 4 | 4 |
| Banks in Salina, KS | 33 mi | 11 | 21 |
| Banks in Russell, KS | 40 mi | 4 | 4 |
| Banks in Osborne, KS | 40 mi | 2 | 2 |
| Banks in Lindsborg, KS | 41 mi | 4 | 4 |
| Banks in Concordia, KS | 45 mi | 4 | 6 |
Bank branch openings and closings in Lincoln
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lincoln between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Lincoln by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lincoln offices.
Short answer: The Bank of Tescott is the largest bank with offices in Lincoln, with $648.3 million in total assets on June 30, 2026, No. 1,472 among U.S. banks by total assets. Citizens State Bank and Trust Co., Ellsworth, Kansas is second with $275.9 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| The Bank of Tescott | $648.3 million | No. 1,472 | 1 | Tescott, KS |
| Citizens State Bank and Trust Co., Ellsworth, Kansas | $275.9 million | No. 2,603 | 1 | Ellsworth, KS |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lincoln: FAQ
How many banks are in Lincoln, KS?
Lincoln has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lincoln?
The Bank of Tescott, with 1. Citizens State Bank and Trust Co., Ellsworth, Kansas has 1.
Is there a The Bank of Tescott in Lincoln, KS?
Yes. FDIC data lists 1 The Bank of Tescott branch in Lincoln as of September 5, 2026. The address and directions are under The Bank of Tescott above.
Is there a Citizens State Bank and Trust Co., Ellsworth, Kansas in Lincoln, KS?
Yes. FDIC data lists 1 Citizens State Bank and Trust Co., Ellsworth, Kansas branch in Lincoln as of September 5, 2026. The address and directions are under Citizens State Bank and Trust Co., Ellsworth, Kansas above.
Is there a Chase in Lincoln, KS?
No. FDIC data lists no Chase branch in Lincoln as of September 5, 2026. The nearest is in Manhattan, about 85 miles away in a straight line.
Which banks in Lincoln are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Lincoln?
The Bank of Tescott has the longest record among banks with a branch here: the FDIC shows it operating since 1887.
Which credit unions can I join in Lincoln?
Farmway Credit Union has an office in Lincoln. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lincoln in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lincoln?
Nearby cities with more banks include Ellsworth, Minneapolis, Beloit. Ellsworth is 21 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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