US Bank Directory
Banks in Valparaiso, IN
10 FDIC-insured banks operate 21 offices in Valparaiso, Indiana, and 5 credit unions have 8 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Valparaiso
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 15 banks and credit unions operate 29 locations in Valparaiso, according to the FDIC and the NCUA. 28 of them have coordinates on record and are on the map. 13 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
28 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Valparaiso
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Centier Bank and 1st Source Bank have the most locations in Valparaiso, with 5 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
1st Source Bank Bank · 5
1st Source Bank has 5 branches in Valparaiso, 72 across Indiana and 81 nationwide. FDIC records list its main office in South Bend, IN and show it operating since 1922. With $9.26 billion in total assets on June 30, 2026, it ranks No. 172 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Valparaiso location is the Valparaiso Downtown Branch at 14 Indiana Ave, dating to 1889; the newest, at 2005 Laporte Ave, to 2015. It does not publish hours in the sources this page uses; check its site before you go.
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Valparaiso Downtown Branch14 Indiana Ave, 46383
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Valparaiso Circle Branch2005 Laporte Ave, 46383
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Valpariaso West Branch2356 Morthland Dr, 46385
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Valparaiso North Branch2700 Calumet Ave, 46383
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Costas Foods Branch2800 Calumet Ave, 46383
Centier Bank Bank · 5
Centier Bank has 5 branches in Valparaiso, 63 across Indiana and 63 nationwide. FDIC records list its main office in Whiting, IN and show it operating since 1895. With $10.41 billion in total assets on June 30, 2026, it ranks No. 155 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Valparaiso location is the Valparaiso Downtown Branch at 150 Lincolnway, dating to 1988; the newest, at 360 Morthland Dr, to 2013. It does not publish hours in the sources this page uses; check its site before you go.
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Valparaiso Downtown Branch150 Lincolnway, 46383
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Valparaiso North Branch1802 Calumet Ave, 46383
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Valparaiso East Branch2707 Laporte Ave, 46383
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Valparaiso South Branch360 Morthland Dr, 46383
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South Haven Branch390 W Us Highway 6, 46385
Chase Bank · 2
Chase has 2 branches in Valparaiso, 123 across Indiana and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Valparaiso location is the Calumet Branch at 2301 Calumet Ave, dating to 1967; the newest, at 2200 Morthland Dr, to 1991. All 2 of its Valparaiso locations with published hours open on Saturday.
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Strongbow Centre Branch2200 Morthland Dr, 46383
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Calumet Branch2301 Calumet Ave, 46383
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Fifth Third Bank Bank · 2
Fifth Third Bank has 2 branches in Valparaiso, 96 across Indiana and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Valparaiso Washington St Branch at 56 Washington St dates to 1934 in FDIC branch records. All 2 of its Valparaiso locations with published hours open on Saturday.
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Valparaiso Washington St Branch56 Washington St, 46383
All hours
Mon closed; Tue to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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Vale Park Branch808 Vale Park Rd, 46383
All hours
Mon closed; Tue to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Horizon Bank Bank · 2
Horizon Bank has 2 branches in Valparaiso, 50 across Indiana and 79 nationwide. FDIC records list its main office in Michigan City, IN and show it operating since 1873. With $6.55 billion in total assets on June 30, 2026, it ranks No. 237 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Valparaiso location is the Valparaiso Branch at 4208 Calumet Ave, dating to 1995; the newest, at 902 Lincolnway, to 2008. It does not publish hours in the sources this page uses; check its site before you go.
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Valparaiso Branch4208 Calumet Ave, 46383
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Horizon Bank Valparaiso-Lincolnway Branch902 Lincolnway, 46383
Regional Credit Union Credit union · 2
Regional Credit Union has 2 officees in Valparaiso, 4 across Indiana. It is based in Winfield, IN and $184.3 million in assets on March 31, 2026, according to its NCUA call report. All 2 of its Valparaiso locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Valparaiso2801 Boilermaker Ct, 46383
All hours
Mon to Fri 8 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Portage389 W Us Highway 6, 46385
All hours
Mon to Fri 8 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Tech Credit Union Credit union · 2
Tech Credit Union has 2 officees in Valparaiso, 10 across Indiana. It is based in Crown Point, IN and $599.1 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Valparaiso locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Valparaiso Branch370 Morthland Dr, 46383
All hours
Mon to Thu 9 am to 5 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
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Valparaiso West401 N State Road 149, 46385
All hours
Mon to Thu 9 am to 5 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
U S #1364 Credit Union Credit union · 2
U S #1364 Credit Union has 2 officees in Valparaiso, 5 across Indiana. It is based in Merrillville, IN and $218.9 million in assets on March 31, 2026, according to its NCUA call report. All 2 of its Valparaiso locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Valparaiso Office334 W Us Highway 30, 46385
All hours
Mon 9 am to 6 pm; Tue to Thu not published; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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Meijer Branch405 Porters Vale Blvd Space A, 46383
All hours
Mon to Fri 10 am to 7 pm; Sat 10 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Bank of England Bank · 1
Bank of England has 1 branch in Valparaiso, 4 across Indiana and 151 nationwide. FDIC records list its main office in England, AR and show it operating since 1898. With $332.3 million in total assets on June 30, 2026, it ranks No. 2,339 of 4,232 U.S. banks by total assets. The Bank Of England Mortgage at 56 Valparaiso St dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bank Of England Mortgage56 Valparaiso St, 46383
BMO Bank · 1
BMO has 1 branch in Valparaiso, 49 across Indiana and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Valparaiso South Branch at 750 Washington St dates to 2001 in FDIC branch records. It opens on Saturday.
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Valparaiso South Branch750 Washington St, 46383
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
Everwise Credit Union Credit union · 1
Everwise Credit Union has 1 office in Valparaiso, 45 across Indiana. It is based in South Bend, IN and $5.70 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Valparaiso South 48302 Silhavy Rd, 46383
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
First Merchants Bank Bank · 1
First Merchants Bank has 1 branch in Valparaiso, 90 across Indiana and 135 nationwide. FDIC records list its main office in Muncie, IN and show it operating since 1893. With $21.32 billion in total assets on June 30, 2026, it ranks No. 101 of 4,232 U.S. banks by total assets. The Valparaiso Branch at 855 Thornapple Way dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Valparaiso Branch855 Thornapple Way, 46385
First Trust Credit Union Credit union · 1
First Trust Credit Union has 1 office in Valparaiso, 4 across Indiana. It is based in Michigan City, IN and $192.6 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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First Trust Credit Union1404 Lincolnway, 46383
All hours
Mon to Thu 8 am to 5:30 pm; Fri 8 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Peoples Bank Bank · 1
Peoples Bank has 1 branch in Valparaiso, 13 across Indiana and 24 nationwide. FDIC records list its main office in Munster, IN and show it operating since 1916. With $2.04 billion in total assets on June 30, 2026, it ranks No. 596 of 4,232 U.S. banks by total assets. The Valpo - Calumet Avenue Branch at 2905 Calumet Ave dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Valpo - Calumet Avenue Branch2905 Calumet Ave, 46383
Woodforest Bank · 1
Woodforest has 1 branch in Valparaiso, 43 across Indiana and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0221 Valparaiso Indiana Walmart Branch at 2400 Morthland Dr dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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0221 Valparaiso Indiana Walmart Branch2400 Morthland Dr, 46383
Join a credit union in Valparaiso
5 credit unions have 8 offices here: Tech Credit Union, U S #1364 Credit Union, Regional Credit Union, Everwise Credit Union and First Trust Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Valparaiso page has every office in the state's directory.
Banking in Valparaiso: the local picture
Short answer: 10 banks run 21 branches in Valparaiso according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 10 banks, 0 have their main office in Valparaiso, 5 elsewhere in Indiana and 5 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is 1st Source Bank's office at 14 Indiana Ave, dating to 1889; the newest is Bank of England's at 56 Valparaiso St, from 2018.
5 credit unions have 8 offices in Valparaiso, according to the NCUA. Who can join each one is on the credit unions page.
Of the 13 locations with published hours. 11 open on Saturday. 16 locations have no published hours in these sources.
Banks by ZIP code in Valparaiso
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 46383 has the most bank and credit union offices in Valparaiso (23), followed by 46385 (6). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 46383 | 23 | 14 | 1st Source Bank, Centier Bank, Chase |
| 46385 | 6 | 6 | 1st Source Bank, Centier Bank, First Merchants Bank |
Banks and credit unions open on Saturday in Valparaiso
Short answer: 11 of the 13 Valparaiso locations with published hours open on Saturday, run by 7 institutions.
- Chase: 2 of 2 branches (2200 Morthland Dr: Saturday 9 am to 2 pm, and 1 more)
- Fifth Third Bank: 2 of 2 branches (56 Washington St: Saturday 9 am to 2 pm, and 1 more)
- BMO: 1 of 1 branch (750 Washington St: Saturday 9 am to 12 pm)
- U S #1364 Credit Union: 2 of 2 offices (334 W Us Highway 30: Saturday 9 am to 1 pm, and 1 more)
- Regional Credit Union: 2 of 2 offices (2801 Boilermaker Ct: Saturday 9 am to 12 pm, and 1 more)
- Everwise Credit Union: 1 of 1 office (302 Silhavy Rd: Saturday 9 am to 12 pm)
- First Trust Credit Union: 1 of 1 office (1404 Lincolnway: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 16 of the 29 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Valparaiso, and where the nearest one is if they do not.
Short answer: In Valparaiso: Chase (2), Fifth Third Bank (2), BMO (1). No branches in Valparaiso: Wells Fargo, Bank of America (nearest in Carmel, 113 mi), PNC Bank (nearest in Merrillville, 14 mi), U.S. Bank (nearest in Richmond, 159 mi), Truist (nearest in New Albany, 226 mi), Huntington (nearest in West Lafayette, 71 mi), Regions Bank (nearest in Delphi, 65 mi), TD Bank.
| Bank | In Valparaiso | Nearest branch if none here |
|---|---|---|
| Chase | 2 branches | here |
| Fifth Third Bank | 2 branches | here |
| BMO | 1 branch | here |
| Wells Fargo | None | none in Indiana |
| Bank of America | None | Carmel, 113 miles away |
| PNC Bank | None | Merrillville, 14 miles away |
| U.S. Bank | None | Richmond, 159 miles away |
| Truist | None | New Albany, 226 miles away |
| Huntington | None | West Lafayette, 71 miles away |
| Regions Bank | None | Delphi, 65 miles away |
| TD Bank | None | none in Indiana |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Valparaiso to the nearest branch in Indiana.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Valparaiso residents like anyone else.
Banks near Valparaiso
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Portage (9 miles) and Chesterton (9 miles). Crown Point, 15 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Portage, IN | 9 mi | 7 | 9 |
| Banks in Chesterton, IN | 9 mi | 6 | 9 |
| Banks in Hobart, IN | 11 mi | 4 | 6 |
| Banks in Hebron, IN | 13 mi | 2 | 2 |
| Banks in Merrillville, IN | 14 mi | 10 | 11 |
| Banks in Crown Point, IN | 15 mi | 12 | 17 |
| Banks in Gary, IN | 16 mi | 8 | 14 |
| Banks in Michigan City, IN | 17 mi | 7 | 11 |
Bank branch openings and closings in Valparaiso
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Valparaiso between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Valparaiso by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Valparaiso offices.
Short answer: Chase is the largest bank with offices in Valparaiso, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Fifth Third Bank is second with $299.18 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 2 | Columbus, OH |
| Fifth Third Bank | $299.18 billion | No. 14 | 2 | Cincinnati, OH |
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| First Merchants Bank | $21.32 billion | No. 101 | 1 | Muncie, IN |
| Centier Bank | $10.41 billion | No. 155 | 5 | Whiting, IN |
| 1st Source Bank | $9.26 billion | No. 172 | 5 | South Bend, IN |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| Horizon Bank | $6.55 billion | No. 237 | 2 | Michigan City, IN |
| Peoples Bank | $2.04 billion | No. 596 | 1 | Munster, IN |
| Bank of England | $332.3 million | No. 2,339 | 1 | England, AR |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Valparaiso: FAQ
How many banks are in Valparaiso, IN?
Valparaiso has 10 banks with 21 branches and 5 credit unions with 8 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Valparaiso?
Centier Bank, with 5. 1st Source Bank has 5 and Chase has 2.
Is there a Centier Bank in Valparaiso, IN?
Yes. FDIC data lists 5 Centier Bank branches in Valparaiso as of September 5, 2026. Its branches are listed under Centier Bank above, with the address and directions for each.
Is there a 1st Source Bank in Valparaiso, IN?
Yes. FDIC data lists 5 1st Source Bank branches in Valparaiso as of September 5, 2026. Its branches are listed under 1st Source Bank above, with the address and directions for each.
Is there a Chase in Valparaiso, IN?
Yes. FDIC data lists 2 Chase branches in Valparaiso as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Which banks in Valparaiso are open on Saturday?
Chase, Fifth Third Bank, BMO and U S #1364 Credit Union and 3 more publish Saturday hours for one or more Valparaiso locations. The Saturday section above lists each one with its hours. 16 of the 29 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Valparaiso?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Valparaiso?
Tech Credit Union, U S #1364 Credit Union, Regional Credit Union and Everwise Credit Union and 1 more have offices in Valparaiso. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Valparaiso in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Valparaiso?
Nearby cities with more banks include Portage, Chesterton, Hobart. Portage is 9 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 7 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (5 of 21 branches: BMO, Chase, Fifth Third Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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