US Bank Directory
Banks in Michigan City, IN
7 FDIC-insured banks operate 11 offices in Michigan City, Indiana, and 6 credit unions have 7 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Michigan City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 13 banks and credit unions operate 18 locations in Michigan City, according to the FDIC and the NCUA. 17 of them have coordinates on record and are on the map. 10 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
17 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Michigan City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Horizon Bank has the most locations in Michigan City, with 5. The other 6 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Horizon Bank Bank · 5
Horizon Bank has 5 branches in Michigan City, 50 across Indiana and 79 nationwide. FDIC records list its main office in Michigan City, IN and show it operating since 1873. With $6.55 billion in total assets on June 30, 2026, it ranks No. 237 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Michigan City location is its main office at 515 Franklin St, dating to 1873; the newest, at 126 E 5th St, to 1999. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office515 Franklin St, 46360
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Michigan City Branch126 E 5th St, 46360
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South Franklin Branch3631 Franklin St, 46360
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Messenger Service Branch515 Franklin St, 46360
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Coolspring Banking Center BranchJohnson Road And Cr 400 N, 46360
Members Advantage Credit Union Credit union · 2
Members Advantage Credit Union has 2 officees in Michigan City, 3 across Indiana. It is based in Michigan City, IN and $134.7 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Michigan City locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office3064 Ohio St, 46360
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Woodland Branch947 S Woodland Ave, 46360
All hours
Mon 8:30 am to 5 pm; Tue to Thu not published; Fri 9 am to 12 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
1st Source Bank Bank · 1
1st Source Bank has 1 branch in Michigan City, 72 across Indiana and 81 nationwide. FDIC records list its main office in South Bend, IN and show it operating since 1922. With $9.26 billion in total assets on June 30, 2026, it ranks No. 172 of 4,232 U.S. banks by total assets. The Michigan City Marquette Branch at 3905 Franklin St dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Michigan City Marquette Branch3905 Franklin St, 46360
Allegius Credit Union Credit union · 1
Allegius Credit Union has 1 office in Michigan City, 3 across Indiana. It is based in Burns Harbor, IN and $179.5 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Allegius Credit Union - Michigan City Office1015 E Us Highway 20, 46360
All hours
Mon to Fri 8:30 am to 5 pm; Sat 8:30 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
Centier Bank Bank · 1
Centier Bank has 1 branch in Michigan City, 63 across Indiana and 63 nationwide. FDIC records list its main office in Whiting, IN and show it operating since 1895. With $10.41 billion in total assets on June 30, 2026, it ranks No. 155 of 4,232 U.S. banks by total assets. The Michigan City Branch at 5501 Franklin St dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Michigan City Branch5501 Franklin St, 46360
Chase Bank · 1
Chase has 1 branch in Michigan City, 123 across Indiana and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Lake Park Branch at 4365 Franklin St dates to 1991 in FDIC branch records. It opens on Saturday.
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Lake Park Branch4365 Franklin St, 46360
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Michigan City, 96 across Indiana and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Michigan City South Banking Center Branch at 2604 Franklin St dates to 1926 in FDIC branch records. It opens on Saturday.
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Michigan City South Banking Center Branch2604 Franklin St, 46360
All hours
Mon closed; Tue to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
First Trust Credit Union Credit union · 1
First Trust Credit Union has 1 office in Michigan City, 4 across Indiana. It is based in Michigan City, IN and $192.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office950 E Us Highway 20, 46360
All hours
Mon to Thu 8 am to 5:30 pm; Fri 8 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Grand Heritage Credit Union Credit union · 1
Grand Heritage Credit Union has 1 office in Michigan City, 3 across Indiana. It is based in Laporte, IN and $21.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Laporte Community Federal Credit Union1315 Southwind Dr, 46360
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Inova Credit Union Credit union · 1
Inova Credit Union has 1 office in Michigan City, 6 across Indiana. It is based in Elkhart, IN and $658.1 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Michigan City1025 S Carroll Ave, 46360
All hours
Mon to Fri 8 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
La Porte Community Credit Union Credit union · 1
La Porte Community Credit Union has 1 office in Michigan City, 3 across Indiana. It is based in La Porte, IN and $75.5 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Michigan City Office1315 Southwind Dr, 46360
All hours
Mon to Thu 8:30 am to 5:30 pm; Fri 8:30 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Michigan City, 80 across Indiana and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Highway 20 Branch at 301 W Us Highway 20 dates to 1974 in FDIC branch records. It opens on Saturday.
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Highway 20 Branch301 W Us Highway 20, 46360
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Michigan City, 43 across Indiana and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0139 Michigan City Indiana Walmart Branch at 5780 Franklin St dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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0139 Michigan City Indiana Walmart Branch5780 Franklin St, 46360
Join a credit union in Michigan City
6 credit unions have 7 offices here: Members Advantage Credit Union, Inova Credit Union, First Trust Credit Union, Allegius Credit Union, La Porte Community Credit Union and Grand Heritage Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Michigan City page has every office in the state's directory.
Banking in Michigan City: the local picture
Short answer: 7 banks run 11 branches in Michigan City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 1 has its main office in Michigan City, 2 elsewhere in Indiana and 4 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Horizon Bank's office at 515 Franklin St, dating to 1873; the newest is Centier Bank's at 5501 Franklin St, from 2019.
6 credit unions have 7 offices in Michigan City, according to the NCUA. Who can join each one is on the credit unions page.
Of the 10 locations with published hours. 6 open on Saturday. 8 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Michigan City
Short answer: 6 of the 10 Michigan City locations with published hours open on Saturday, run by 6 institutions.
- Chase: 1 of 1 branch (4365 Franklin St: Saturday 9 am to 2 pm)
- PNC Bank: 1 of 1 branch (301 W Us Highway 20: Saturday 9 am to 1 pm)
- Fifth Third Bank: 1 of 1 branch (2604 Franklin St: Saturday 9 am to 2 pm)
- Inova Credit Union: 1 of 1 office (1025 S Carroll Ave: Saturday 9 am to 12 pm)
- Allegius Credit Union: 1 of 1 office (1015 E Us Highway 20: Saturday 8:30 am to 12:30 pm)
- La Porte Community Credit Union: 1 of 1 office (1315 Southwind Dr: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 8 of the 18 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Michigan City, and where the nearest one is if they do not.
Short answer: In Michigan City: Chase (1), PNC Bank (1), Fifth Third Bank (1). No branches in Michigan City: Wells Fargo, Bank of America (nearest in Carmel, 123 mi), U.S. Bank (nearest in Richmond, 164 mi), Truist (nearest in New Albany, 238 mi), Huntington (nearest in West Lafayette, 85 mi), Regions Bank (nearest in Delphi, 77 mi), TD Bank, BMO (nearest in Portage, 18 mi).
| Bank | In Michigan City | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| PNC Bank | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| Wells Fargo | None | none in Indiana |
| Bank of America | None | Carmel, 123 miles away |
| U.S. Bank | None | Richmond, 164 miles away |
| Truist | None | New Albany, 238 miles away |
| Huntington | None | West Lafayette, 85 miles away |
| Regions Bank | None | Delphi, 77 miles away |
| TD Bank | None | none in Indiana |
| BMO | None | Portage, 18 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Michigan City to the nearest branch in Indiana.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Michigan City residents like anyone else.
Banks near Michigan City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Chesterton (10 miles) and Laporte (10 miles). Valparaiso, 17 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Chesterton, IN | 10 mi | 6 | 9 |
| Banks in Laporte, IN | 10 mi | 2 | 3 |
| Banks in La Porte, IN | 11 mi | 6 | 7 |
| Banks in Valparaiso, IN | 17 mi | 10 | 21 |
| Banks in Portage, IN | 17 mi | 7 | 9 |
| Banks in Hobart, IN | 22 mi | 4 | 6 |
| Banks in Gary, IN | 24 mi | 8 | 14 |
| Banks in Merrillville, IN | 27 mi | 10 | 11 |
Bank branch openings and closings in Michigan City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Michigan City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Michigan City
Short answer: 3 institutions have their main office in Michigan City: Horizon Bank, Members Advantage Credit Union and First Trust Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Horizon Bank | Bank | $6.55 billion | 5 |
| Members Advantage Credit Union | Credit union | $134.7 million | 2 |
| First Trust Credit Union | Credit union | $192.6 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Michigan City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Michigan City offices.
Short answer: Chase is the largest bank with offices in Michigan City, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. 1 of the 7 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| Centier Bank | $10.41 billion | No. 155 | 1 | Whiting, IN |
| 1st Source Bank | $9.26 billion | No. 172 | 1 | South Bend, IN |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| Horizon Bank | $6.55 billion | No. 237 | 5 | Michigan City, IN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Michigan City: FAQ
How many banks are in Michigan City, IN?
Michigan City has 7 banks with 11 branches and 6 credit unions with 7 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Michigan City?
Horizon Bank, with 5. Chase has 1 and PNC Bank has 1.
Is there a Horizon Bank in Michigan City, IN?
Yes. FDIC data lists 5 Horizon Bank branches in Michigan City as of September 5, 2026, the main office at 515 Franklin St. Its branches are listed under Horizon Bank above, with the address and directions for each.
Is there a Chase in Michigan City, IN?
Yes. FDIC data lists 1 Chase branch in Michigan City as of September 5, 2026. The address and directions are under Chase above.
Is there a PNC Bank in Michigan City, IN?
Yes. FDIC data lists 1 PNC Bank branch in Michigan City as of September 5, 2026. The address and directions are under PNC Bank above.
Which banks in Michigan City are open on Saturday?
Chase, PNC Bank, Fifth Third Bank and Inova Credit Union and 2 more publish Saturday hours for one or more Michigan City locations. The Saturday section above lists each one with its hours. 8 of the 18 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Michigan City?
Horizon Bank, Members Advantage Credit Union and First Trust Credit Union have their main office in Michigan City, according to the FDIC and the NCUA.
What is the oldest bank in Michigan City?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Michigan City?
Members Advantage Credit Union, Inova Credit Union, First Trust Credit Union and Allegius Credit Union and 2 more have offices in Michigan City. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Michigan City in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Michigan City?
Nearby cities with more banks include Chesterton, Laporte, La Porte. Chesterton is 10 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 6 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 11 branches: Chase, Fifth Third Bank, PNC Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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