US Bank Directory

Banks in Gary, IN

8 FDIC-insured banks operate 14 offices in Gary, Indiana, and 5 credit unions have 6 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Gary

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 13 banks and credit unions operate 20 locations in Gary, according to the FDIC and the NCUA. 19 of them have coordinates on record and are on the map. 14 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

19 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Gary

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Chase and Centier Bank have the most locations in Gary, with 3 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Centier Bank 3 branches · main office Whiting, IN Bank · 3

Centier Bank has 3 branches in Gary, 63 across Indiana and 63 nationwide. FDIC records list its main office in Whiting, IN and show it operating since 1895. With $10.41 billion in total assets on June 30, 2026, it ranks No. 155 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Gary location is the Gary Miller Branch at 650 S Lake St, dating to 2002; the newest, at 504 Broadway, Ste 102, to 2015. It does not publish hours in the sources this page uses; check its site before you go.

  • Gary Glen Park Branch
    4883 Broadway, 46409
    Hours: see the bank's site
  • Gary Downtown Branch
    504 Broadway, Ste 102, 46402
    Hours: see the bank's site
  • Gary Miller Branch
    650 S Lake St, 46403
    Hours: see the bank's site
Centier Bank: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 3 branches · main office Columbus, OH Bank · 3

Chase has 3 branches in Gary, 123 across Indiana and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Gary location is the Gary Main Branch at 505 Adams St, dating to 1908; the newest, at 647 S Lake St, to 1948. 2 of its 3 Gary locations with published hours open on Saturday.

  • Glen Park Branch
    3680 Broadway, 46408
    (219) 981-1400Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  • Gary Main Branch
    505 Adams St, 46402
    (219) 886-1200Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  • Miller Branch
    647 S Lake St, 46403
    (219) 938-4600Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
BMO BMO Bank National Association · 2 branches · main office Chicago, IL Bank · 2

BMO has 2 branches in Gary, 49 across Indiana and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Gary location is the Miller Branch at 6001 Melton Rd, dating to 1997; the newest, at 2746 W 5th Ave, to 1999. 1 of its 2 Gary locations with published hours open on Saturday.

  • Gary West Branch
    2746 W 5th Ave, 46404
    (219) 886-1352Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: BMO branch locator (All The Places), checked Oct 10, 2026

  • Miller Branch
    6001 Melton Rd, 46403
    (219) 939-0164Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: BMO branch locator (All The Places), checked Oct 10, 2026

BMO: profile, branches and contacts
Fifth Third Bank Fifth Third Bank, National Association · 2 branches · main office Cincinnati, OH Bank · 2

Fifth Third Bank has 2 branches in Gary, 96 across Indiana and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Junedale Branch at 5100 Broadway dates to 1915 in FDIC branch records. All 2 of its Gary locations with published hours open on Saturday.

  • Junedale Branch
    5100 Broadway, 46408
    Today 9 am to 5:30 pm
    All hours

    Mon closed; Tue to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026

  • Miller Branch
    518 S Lake St, 46403
    Today 9 am to 5:30 pm
    All hours

    Mon closed; Tue to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026

Fifth Third Bank: profile, branches and contacts
Gary Firefighters Association Credit Union 2 offices · main office Gary, IN Credit union · 2

Gary Firefighters Association Credit Union has 2 officees in Gary, 2 across Indiana. It is based in Gary, IN and $1.6 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Gary locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Main Office main office
    200 E 5Th Ave, 46402
    (219) 881-5217Today 9 am to 3 pm
    All hours

    Mon not published; Tue to Thu 9 am to 3 pm; Fri 9 am to 12 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • #13 Station
    6012 W 26Th Ave, 46406
    (219) 884-5392Today 9 am to 3 pm
    All hours

    Mon to Fri 9 am to 3 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Gary Firefighters Association Credit Union: profile, branches and contacts
Everwise Credit Union 1 office · main office South Bend, IN Credit union · 1

Everwise Credit Union has 1 office in Gary, 45 across Indiana. It is based in South Bend, IN and $5.70 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Gary 54
    3730 Grant St, 46408
    (219) 484-2570Today 11 am to 5 pm
    All hours

    Mon to Fri 11 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Everwise Credit Union: profile, branches and contacts
First Financial Bank 1 branch · main office Cincinnati, OH Bank · 1

First Financial Bank has 1 branch in Gary, 63 across Indiana and 165 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $22.35 billion in total assets on June 30, 2026, it ranks No. 97 of 4,232 U.S. banks by total assets. The Gary Branch at 5974 W Ridge Rd dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First Financial Bank: profile, branches and contacts
Gary Municipal Employees Credit Union 1 office · main office Gary, IN Credit union · 1

Gary Municipal Employees Credit Union has 1 office in Gary, 1 across Indiana. It is based in Gary, IN and $543,000 in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    401 Broadway Room B1, 46402
    (219) 881-1320Today 4:30 pm to 6 pm
    All hours

    Mon to Fri 4:30 pm to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Gary Municipal Employees Credit Union: profile, branches and contacts
Gary Police Department Employees Credit Union 1 office · main office Gary, IN Credit union · 1

Gary Police Department Employees Credit Union has 1 office in Gary, 1 across Indiana. It is based in Gary, IN and $1.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    555 Polk St Ste 2017, 46402
    (219) 881-4774Today 4 pm to 6:30 pm
    All hours

    Mon to Thu 4 pm to 6:30 pm; Fri to Sun not published

    Hours: NCUA, March 31, 2026

Gary Police Department Employees Credit Union: profile, branches and contacts
Horizon Bank 1 branch · main office Michigan City, IN Bank · 1

Horizon Bank has 1 branch in Gary, 50 across Indiana and 79 nationwide. FDIC records list its main office in Michigan City, IN and show it operating since 1873. With $6.55 billion in total assets on June 30, 2026, it ranks No. 237 of 4,232 U.S. banks by total assets. The Horizon Bank Branch at 3599 Grant St dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Horizon Bank Branch
    3599 Grant St, 46408
    Hours: see the bank's site
Horizon Bank: profile, branches and contacts
Old National Old National Bank · 1 branch · main office Evansville, IN Bank · 1

Old National has 1 branch in Gary, 97 across Indiana and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. The Gary Calumet Township Branch at 1975 W Ridge Rd dates to 1969 in FDIC branch records. It opens on Saturday.

  • Gary Calumet Township Branch
    1975 W Ridge Rd, 46408
    (219) 806-6931Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: Old National branch locator (All The Places), checked Oct 10, 2026

Old National: profile, branches and contacts
Peoples Bank 1 branch · main office Munster, IN Bank · 1

Peoples Bank has 1 branch in Gary, 13 across Indiana and 24 nationwide. FDIC records list its main office in Munster, IN and show it operating since 1916. With $2.04 billion in total assets on June 30, 2026, it ranks No. 596 of 4,232 U.S. banks by total assets. The Gary - 25Th Avenue Branch at 1801 W 25th Ave dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Gary - 25Th Avenue Branch
    1801 W 25th Ave, 46404
    Hours: see the bank's site
Peoples Bank: profile, branches and contacts
Tech Credit Union 1 office · main office Crown Point, IN Credit union · 1

Tech Credit Union has 1 office in Gary, 10 across Indiana. It is based in Crown Point, IN and $599.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Gary Branch
    2155 W Ridge Rd, 46408
    (219) 884-4045Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri to Sun not published

    Hours: NCUA, March 31, 2026

Tech Credit Union: profile, branches and contacts

Join a credit union in Gary

5 credit unions have 6 offices here: Gary Firefighters Association Credit Union, Everwise Credit Union, Tech Credit Union, Gary Police Department Employees Credit Union and Gary Municipal Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Gary page has every office in the state's directory.

Banking in Gary: the local picture

Short answer: 8 banks run 14 branches in Gary according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 8 banks, 0 have their main office in Gary, 4 elsewhere in Indiana and 4 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 505 Adams St, dating to 1908; the newest is Horizon Bank's at 3599 Grant St, from 2021.

5 credit unions have 6 offices in Gary, according to the NCUA. Who can join each one is on the credit unions page.

Of the 14 locations with published hours. 6 open on Saturday. 6 locations have no published hours in these sources.

Banks by ZIP code in Gary

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 46408 has the most bank and credit union offices in Gary (7), followed by 46402 (5) and 46403 (4). Offices are spread across 6 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
4640877Chase, Everwise Credit Union, Fifth Third Bank
4640255Centier Bank, Chase, Gary Firefighters Association Credit Union
4640344BMO, Centier Bank, Chase
4640422BMO, Peoples Bank
4640611Gary Firefighters Association Credit Union
4640911Centier Bank

Banks open on Saturday in Gary

Short answer: 6 of the 14 Gary locations with published hours open on Saturday, run by 4 institutions.

  • Chase: 2 of 3 branches (3680 Broadway: Saturday 9 am to 2 pm, and 1 more)
  • Fifth Third Bank: 2 of 2 branches (5100 Broadway: Saturday 9 am to 2 pm, and 1 more)
  • BMO: 1 of 2 branches (2746 W 5th Ave: Saturday 9 am to 12 pm)
  • Old National: 1 of 1 branch (1975 W Ridge Rd: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 20 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Gary, and where the nearest one is if they do not.

Short answer: In Gary: Chase (3), Fifth Third Bank (2), BMO (2). No branches in Gary: Wells Fargo, Bank of America (nearest in Carmel, 125 mi), PNC Bank (nearest in Merrillville, 7 mi), U.S. Bank (nearest in Richmond, 174 mi), Truist (nearest in New Albany, 237 mi), Huntington (nearest in West Lafayette, 80 mi), Regions Bank (nearest in Delphi, 76 mi), TD Bank.

BankIn GaryNearest branch if none here
Chase3 brancheshere
Fifth Third Bank2 brancheshere
BMO2 brancheshere
Wells FargoNonenone in Indiana
Bank of AmericaNoneCarmel, 125 miles away
PNC BankNoneMerrillville, 7 miles away
U.S. BankNoneRichmond, 174 miles away
TruistNoneNew Albany, 237 miles away
HuntingtonNoneWest Lafayette, 80 miles away
Regions BankNoneDelphi, 76 miles away
TD BankNonenone in Indiana

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Gary to the nearest branch in Indiana.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Gary residents like anyone else.

Banks near Gary

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Hobart (5 miles) and Griffith (6 miles). Hammond, 9 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Gary

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Gary between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Gary

Short answer: 3 institutions have their main office in Gary: Gary Firefighters Association Credit Union, Gary Police Department Employees Credit Union and Gary Municipal Employees Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Gary Firefighters Association Credit UnionCredit union$1.6 million2
Gary Police Department Employees Credit UnionCredit union$1.2 million1
Gary Municipal Employees Credit UnionCredit union$543,0001

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Gary by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Gary offices.

Short answer: Chase is the largest bank with offices in Gary, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Fifth Third Bank is second with $299.18 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 13Columbus, OH
Fifth Third Bank$299.18 billionNo. 142Cincinnati, OH
BMO$254.97 billionNo. 162Chicago, IL
Old National$73.86 billionNo. 391Evansville, IN
First Financial Bank$22.35 billionNo. 971Cincinnati, OH
Centier Bank$10.41 billionNo. 1553Whiting, IN
Horizon Bank$6.55 billionNo. 2371Michigan City, IN
Peoples Bank$2.04 billionNo. 5961Munster, IN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Gary: FAQ

How many banks are in Gary, IN?

Gary has 8 banks with 14 branches and 5 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Gary?

Chase, with 3. Centier Bank has 3 and Fifth Third Bank has 2.

Is there a Chase in Gary, IN?

Yes. FDIC data lists 3 Chase branches in Gary as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.

Is there a Centier Bank in Gary, IN?

Yes. FDIC data lists 3 Centier Bank branches in Gary as of September 5, 2026. Its branches are listed under Centier Bank above, with the address and directions for each.

Is there a Fifth Third Bank in Gary, IN?

Yes. FDIC data lists 2 Fifth Third Bank branches in Gary as of September 5, 2026. Its branches are listed under Fifth Third Bank above, with the address and directions for each.

Which banks in Gary are open on Saturday?

Chase, Fifth Third Bank, BMO and Old National publish Saturday hours for one or more Gary locations. The Saturday section above lists each one with its hours. 6 of the 20 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Gary?

Gary Firefighters Association Credit Union, Gary Police Department Employees Credit Union and Gary Municipal Employees Credit Union have their main office in Gary, according to the FDIC and the NCUA.

What is the oldest bank in Gary?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Gary?

Gary Firefighters Association Credit Union, Everwise Credit Union, Tech Credit Union and Gary Police Department Employees Credit Union and 1 more have offices in Gary. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Gary in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Gary?

Nearby cities with more banks include Hobart, Griffith, Merrillville. Hobart is 5 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 5 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (8 of 14 branches: BMO, Chase, Fifth Third Bank, Old National)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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