Banks in Morgantown, IN

Bank branch map: Morgantown

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Morgantown, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Morgantown

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Merchants Bank and The Peoples State Bank have the most locations in Morgantown, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Merchants Bank 1 branch · main office Muncie, IN Bank · 1

First Merchants Bank has 1 branch in Morgantown, 90 across Indiana and 135 nationwide. FDIC records list its main office in Muncie, IN and show it operating since 1893. With $21.32 billion in total assets on June 30, 2026, it ranks No. 101 of 4,232 U.S. banks by total assets. The Morgantown Branch at 180 W Washington St dates to 1900 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Morgantown Branch

  180 W Washington St, 46160

  Hours: see the bank's site
  DirectionsWebsite

First Merchants Bank: profile, branches and contacts

The Peoples State Bank 1 branch · main office Ellettsville, IN Bank · 1

The Peoples State Bank has 1 branch in Morgantown, 15 across Indiana and 15 nationwide. FDIC records list its main office in Ellettsville, IN and show it operating since 1904. With $506.6 million in total assets on June 30, 2026, it ranks No. 1,779 of 4,232 U.S. banks by total assets. The Morgantown Branch at 289 S Marion St dates to 1993 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Morgantown Branch

  289 S Marion St, 46160

  Hours: see the bank's site
  DirectionsWebsite

The Peoples State Bank: profile, branches and contacts

Banking in Morgantown: the local picture

Short answer: 2 banks run 2 branches in Morgantown according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Morgantown, 2 elsewhere in Indiana, according to the FDIC.

The bank with the longest record here is First Merchants Bank, operating since 1893 according to the FDIC. In FDIC branch records, the longest-running branch is First Merchants Bank's office at 180 W Washington St, dating to 1900; the newest is The Peoples State Bank's at 289 S Marion St, from 1993.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Morgantown, and where the nearest one is if they do not.

Short answer: No branches in Morgantown: Chase (nearest in Franklin, 14 mi), Wells Fargo, Bank of America (nearest in Greenwood, 17 mi), PNC Bank (nearest in Nashville, 11 mi), U.S. Bank (nearest in Connersville, 63 mi), Truist (nearest in New Albany, 75 mi), Fifth Third Bank (nearest in Nashville, 11 mi), Huntington (nearest in Franklin, 14 mi), Regions Bank (nearest in Greenwood, 17 mi), TD Bank, BMO (nearest in Martinsville, 10 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Morgantown to the nearest branch in Indiana.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Morgantown residents like anyone else.

Banks near Morgantown

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Martinsville (10 miles) and Nashville (11 miles). Greenwood, 18 miles away, has the most banks nearby: 20.

Bank branch openings and closings in Morgantown

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Morgantown between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Morgantown by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Morgantown offices.

Short answer: First Merchants Bank is the largest bank with offices in Morgantown, with $21.32 billion in total assets on June 30, 2026, No. 101 among U.S. banks by total assets. The Peoples State Bank is second with $506.6 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Morgantown: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.