US Bank Directory
Banks in Franklin, IN
13 FDIC-insured banks operate 14 offices in Franklin, Indiana, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Franklin
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 15 banks and credit unions operate 16 locations in Franklin, according to the FDIC and the NCUA. 16 of them have coordinates on record and are on the map. 7 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
16 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Franklin
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Mutual Savings Bank has the most locations in Franklin, with 2. The other 12 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Mutual Savings Bank Bank · 2
Mutual Savings Bank has 2 branches in Franklin, 4 across Indiana and 4 nationwide. FDIC records list its main office in Franklin, IN and show it operating since 1890. With $352.9 million in total assets on June 30, 2026, it ranks No. 2,254 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Franklin location is its main office at 80 E Jefferson St, dating to 1890; the newest, at 1124 N Main St, to 1995. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office80 E Jefferson St, 46131
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Main Street Branch1124 N Main St, 46131
BMO Bank · 1
BMO has 1 branch in Franklin, 49 across Indiana and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Franklin In Branch at 2389 N Morton St dates to 2009 in FDIC branch records. It opens on Saturday.
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Franklin In Branch2389 N Morton St, 46131
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
Centier Bank Bank · 1
Centier Bank has 1 branch in Franklin, 63 across Indiana and 63 nationwide. FDIC records list its main office in Whiting, IN and show it operating since 1895. With $10.41 billion in total assets on June 30, 2026, it ranks No. 155 of 4,232 U.S. banks by total assets. The Franklin Meijer Branch at 2390 N Morton St dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Franklin Meijer Branch2390 N Morton St, 46131
Chase Bank · 1
Chase has 1 branch in Franklin, 123 across Indiana and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Franklin Morton Branch at 1600 N Morton St dates to 1972 in FDIC branch records. It opens on Saturday.
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Franklin Morton Branch1600 N Morton St, 46131
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Crane Credit Union Credit union · 1
Crane Credit Union has 1 office in Franklin, 19 across Indiana. It is based in Odon, IN and $1.19 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Crane Credit Union - Franklin Br2028 N Morton St, 46131
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Franklin, 96 across Indiana and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Franklin Branch at 1160 N Main St dates to 1984 in FDIC branch records. It opens on Saturday.
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Franklin Branch1160 N Main St, 46131
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
First Financial Bank Bank · 1
First Financial Bank has 1 branch in Franklin, 63 across Indiana and 165 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $22.35 billion in total assets on June 30, 2026, it ranks No. 97 of 4,232 U.S. banks by total assets. The Franklin at 50 Branigin Rd dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Franklin50 Branigin Rd, 46131
First Merchants Bank Bank · 1
First Merchants Bank has 1 branch in Franklin, 90 across Indiana and 135 nationwide. FDIC records list its main office in Muncie, IN and show it operating since 1893. With $21.32 billion in total assets on June 30, 2026, it ranks No. 101 of 4,232 U.S. banks by total assets. The Franklin Branch at 2259 N Morton St dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Franklin Branch2259 N Morton St, 46131
First National Bank Bank · 1
First National Bank has 1 branch in Franklin, 7 across Indiana and 7 nationwide. FDIC records list its main office in Cloverdale, IN and show it operating since 1913. With $418.5 million in total assets on June 30, 2026, it ranks No. 2,016 of 4,232 U.S. banks by total assets. The Franklin Branch at 1701 E King St dates to 1991 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Franklin Branch1701 E King St, 46131
Horizon Bank Bank · 1
Horizon Bank has 1 branch in Franklin, 50 across Indiana and 79 nationwide. FDIC records list its main office in Michigan City, IN and show it operating since 1873. With $6.55 billion in total assets on June 30, 2026, it ranks No. 237 of 4,232 U.S. banks by total assets. The Franklin Branch at 420 N Morton St dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Franklin Branch420 N Morton St, 46131
Huntington Bank · 1
Huntington has 1 branch in Franklin, 39 across Indiana and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Franklin Main Branch at 1126 N Main St dates to 1992 in FDIC branch records. It opens on Saturday.
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Franklin Main Branch1126 N Main St, 46131
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
Indiana Members Credit Union Credit union · 1
Indiana Members Credit Union has 1 office in Franklin, 34 across Indiana. It is based in Indianapolis, IN and $3.54 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Franklin Branch1073 W Jefferson St, 46131
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
KeyBank Bank · 1
KeyBank has 1 branch in Franklin, 34 across Indiana and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Northwood Plaza at 1750 Northwood Plz dates to 1973 in FDIC branch records. It opens on Saturday.
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Northwood Plaza1750 Northwood Plz, 46131
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Franklin, 80 across Indiana and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Franklin at 1500 N Morton St dates to 1988 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Franklin1500 N Morton St, 46131
Woodforest Bank · 1
Woodforest has 1 branch in Franklin, 43 across Indiana and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The Franklin (Walmart) - In - Branch at 2125 N Morton St dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Franklin (Walmart) - In - Branch2125 N Morton St, 46131
Join a credit union in Franklin
2 credit unions have 2 offices here: Indiana Members Credit Union and Crane Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Franklin page has every office in the state's directory.
Banking in Franklin: the local picture
Short answer: 13 banks run 14 branches in Franklin according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 13 banks, 1 has its main office in Franklin, 4 elsewhere in Indiana and 8 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Mutual Savings Bank's office at 80 E Jefferson St, dating to 1890; the newest is Centier Bank's at 2390 N Morton St, from 2026.
2 credit unions have 2 offices in Franklin, according to the NCUA. Who can join each one is on the credit unions page.
Of the 7 locations with published hours. 7 open on Saturday. 9 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Franklin
Short answer: 7 of the 7 Franklin locations with published hours open on Saturday, run by 7 institutions.
- Chase: 1 of 1 branch (1600 N Morton St: Saturday 9 am to 2 pm)
- Fifth Third Bank: 1 of 1 branch (1160 N Main St: Saturday 9 am to 12 pm)
- Huntington: 1 of 1 branch (1126 N Main St: Saturday 9 am to 12 pm)
- BMO: 1 of 1 branch (2389 N Morton St: Saturday 9 am to 12 pm)
- KeyBank: 1 of 1 branch (1750 Northwood Plz: Saturday 9 am to 12 pm)
- Indiana Members Credit Union: 1 of 1 office (1073 W Jefferson St: Saturday 9 am to 1 pm)
- Crane Credit Union: 1 of 1 office (2028 N Morton St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 9 of the 16 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Franklin, and where the nearest one is if they do not.
Short answer: In Franklin: Chase (1), PNC Bank (1), Fifth Third Bank (1), Huntington (1), BMO (1). No branches in Franklin: Wells Fargo, Bank of America (nearest in Greenwood, 9 mi), U.S. Bank (nearest in Connersville, 51 mi), Truist (nearest in New Albany, 80 mi), Regions Bank (nearest in Greenwood, 9 mi), TD Bank.
| Bank | In Franklin | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| PNC Bank | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| Huntington | 1 branch | here |
| BMO | 1 branch | here |
| Wells Fargo | None | none in Indiana |
| Bank of America | None | Greenwood, 9 miles away |
| U.S. Bank | None | Connersville, 51 miles away |
| Truist | None | New Albany, 80 miles away |
| Regions Bank | None | Greenwood, 9 miles away |
| TD Bank | None | none in Indiana |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Franklin to the nearest branch in Indiana.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Franklin residents like anyone else.
Banks near Franklin
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Greenwood (9 miles) and Edinburgh (12 miles). Greenwood, 9 miles away, has the most banks nearby: 20.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Greenwood, IN | 9 mi | 20 | 31 |
| Banks in Edinburgh, IN | 12 mi | 2 | 2 |
| Banks in Morgantown, IN | 14 mi | 2 | 2 |
| Banks in Beech Grove, IN | 15 mi | 2 | 2 |
| Banks in Shelbyville, IN | 16 mi | 9 | 9 |
| Banks in Camby, IN | 18 mi | 4 | 4 |
| Banks in New Palestine, IN | 18 mi | 3 | 3 |
| Banks in Mooresville, IN | 18 mi | 6 | 7 |
Bank branch openings and closings in Franklin
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Franklin between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Apr 20, 2026 | Opened | Centier Bank | 2390 N Morton St, 46131 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Franklin
Short answer: 1 institution has its main office in Franklin: Mutual Savings Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Mutual Savings Bank | Bank | $352.9 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Franklin by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Franklin offices.
Short answer: Chase is the largest bank with offices in Franklin, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. 1 of the 13 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| KeyBank | $188.56 billion | No. 23 | 1 | Cleveland, OH |
| First Financial Bank | $22.35 billion | No. 97 | 1 | Cincinnati, OH |
| First Merchants Bank | $21.32 billion | No. 101 | 1 | Muncie, IN |
| Centier Bank | $10.41 billion | No. 155 | 1 | Whiting, IN |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Franklin: FAQ
How many banks are in Franklin, IN?
Franklin has 13 banks with 14 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Franklin?
Mutual Savings Bank, with 2. Chase has 1 and PNC Bank has 1.
Is there a Mutual Savings Bank in Franklin, IN?
Yes. FDIC data lists 2 Mutual Savings Bank branches in Franklin as of September 5, 2026, the main office at 80 E Jefferson St. Its branches are listed under Mutual Savings Bank above, with the address and directions for each.
Is there a Chase in Franklin, IN?
Yes. FDIC data lists 1 Chase branch in Franklin as of September 5, 2026. The address and directions are under Chase above.
Is there a PNC Bank in Franklin, IN?
Yes. FDIC data lists 1 PNC Bank branch in Franklin as of September 5, 2026. The address and directions are under PNC Bank above.
Which banks in Franklin are open on Saturday?
Chase, Fifth Third Bank, Huntington and BMO and 3 more publish Saturday hours for one or more Franklin locations. The Saturday section above lists each one with its hours. 9 of the 16 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Franklin?
Mutual Savings Bank has its main office in Franklin, according to the FDIC.
What is the oldest bank in Franklin?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Franklin?
Indiana Members Credit Union and Crane Credit Union have offices in Franklin. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Franklin in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Franklin?
Nearby cities with more banks include Greenwood, Edinburgh, Morgantown. Greenwood is 9 miles away with 20 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (5 of 14 branches: BMO, Chase, Fifth Third Bank, Huntington, KeyBank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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