US Bank Directory
Banks in Edinburgh, IN
2 FDIC-insured banks operate 2 offices in Edinburgh, Indiana, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Edinburgh
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Edinburgh, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Edinburgh
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Financial Bank and Horizon Bank have the most locations in Edinburgh, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Centra Credit Union Credit union · 1
Centra Credit Union has 1 office in Edinburgh, 27 across Indiana. It is based in Columbus, IN and $2.38 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Edinburgh15701 North U.S. 31, 46124
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat 8:30 am to 12 pm; Sun closed
Hours: NCUA, March 31, 2026
First Financial Bank Bank · 1
First Financial Bank has 1 branch in Edinburgh, 63 across Indiana and 165 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $22.35 billion in total assets on June 30, 2026, it ranks No. 97 of 4,232 U.S. banks by total assets. The Taylorsville at 3880 W Presidential Way dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Taylorsville3880 W Presidential Way, 46124
Horizon Bank Bank · 1
Horizon Bank has 1 branch in Edinburgh, 50 across Indiana and 79 nationwide. FDIC records list its main office in Michigan City, IN and show it operating since 1873. With $6.55 billion in total assets on June 30, 2026, it ranks No. 237 of 4,232 U.S. banks by total assets. The Edinburgh Branch at 100 West Main Street dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Edinburgh Branch100 West Main Street, 46124
Join a credit union in Edinburgh
1 credit union has 1 office here: Centra Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Edinburgh page has every office in the state's directory.
Banking in Edinburgh: the local picture
Short answer: 2 banks run 2 branches in Edinburgh according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Edinburgh, 1 elsewhere in Indiana and 1 out of state, according to the FDIC.
The bank with the longest record here is First Financial Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is Horizon Bank's office at 100 West Main Street, dating to 1997; the newest is First Financial Bank's at 3880 W Presidential Way, from 2000.
The only credit union with an office here is Centra Credit Union.
Of the 1 location with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Credit unions open on Saturday in Edinburgh
Short answer: 1 of the 1 Edinburgh location with published hours opens on Saturday, run by 1 institution.
- Centra Credit Union: 1 of 1 office (15701 North U.S. 31: Saturday 8:30 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Edinburgh, and where the nearest one is if they do not.
Short answer: No branches in Edinburgh: Chase (nearest in Franklin, 12 mi), Wells Fargo, Bank of America (nearest in Greenwood, 21 mi), PNC Bank (nearest in Columbus, 8 mi), U.S. Bank (nearest in Connersville, 50 mi), Truist (nearest in New Albany, 69 mi), Fifth Third Bank (nearest in Columbus, 9 mi), Huntington (nearest in Franklin, 12 mi), Regions Bank (nearest in Greenwood, 21 mi), TD Bank, BMO (nearest in Franklin, 13 mi).
| Bank | In Edinburgh | Nearest branch if none here |
|---|---|---|
| Chase | None | Franklin, 12 miles away |
| Wells Fargo | None | none in Indiana |
| Bank of America | None | Greenwood, 21 miles away |
| PNC Bank | None | Columbus, 8 miles away |
| U.S. Bank | None | Connersville, 50 miles away |
| Truist | None | New Albany, 69 miles away |
| Fifth Third Bank | None | Columbus, 9 miles away |
| Huntington | None | Franklin, 12 miles away |
| Regions Bank | None | Greenwood, 21 miles away |
| TD Bank | None | none in Indiana |
| BMO | None | Franklin, 13 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Edinburgh to the nearest branch in Indiana.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Edinburgh residents like anyone else.
Banks near Edinburgh
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Columbus (9 miles) and Franklin (12 miles). Greenwood, 21 miles away, has the most banks nearby: 20.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Columbus, IN | 9 mi | 9 | 20 |
| Banks in Franklin, IN | 12 mi | 13 | 14 |
| Banks in Morgantown, IN | 16 mi | 2 | 2 |
| Banks in Shelbyville, IN | 17 mi | 9 | 9 |
| Banks in Nashville, IN | 17 mi | 3 | 3 |
| Banks in Greenwood, IN | 21 mi | 20 | 31 |
| Banks in Martinsville, IN | 25 mi | 4 | 8 |
| Banks in Greensburg, IN | 26 mi | 6 | 10 |
Bank branch openings and closings in Edinburgh
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Edinburgh between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Edinburgh by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Edinburgh offices.
Short answer: First Financial Bank is the largest bank with offices in Edinburgh, with $22.35 billion in total assets on June 30, 2026, No. 97 among U.S. banks by total assets. Horizon Bank is second with $6.55 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| First Financial Bank | $22.35 billion | No. 97 | 1 | Cincinnati, OH |
| Horizon Bank | $6.55 billion | No. 237 | 1 | Michigan City, IN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Edinburgh: FAQ
How many banks are in Edinburgh, IN?
Edinburgh has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Edinburgh?
First Financial Bank, with 1. Horizon Bank has 1.
Is there a First Financial Bank in Edinburgh, IN?
Yes. FDIC data lists 1 First Financial Bank branch in Edinburgh as of September 5, 2026. The address and directions are under First Financial Bank above.
Is there a Horizon Bank in Edinburgh, IN?
Yes. FDIC data lists 1 Horizon Bank branch in Edinburgh as of September 5, 2026. The address and directions are under Horizon Bank above.
Is there a Chase in Edinburgh, IN?
No. FDIC data lists no Chase branch in Edinburgh as of September 5, 2026. The nearest is in Franklin, about 12 miles away in a straight line.
Which banks in Edinburgh are open on Saturday?
Centra Credit Union publishes Saturday hours for one or more Edinburgh locations. The Saturday section above lists each one with its hours. 2 of the 3 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Edinburgh?
First Financial Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Edinburgh?
Centra Credit Union has an office in Edinburgh. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Edinburgh in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Edinburgh?
Nearby cities with more banks include Columbus, Franklin, Morgantown. Columbus is 9 miles away with 9 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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