US Bank Directory
Banks in Madison, IN
4 FDIC-insured banks operate 7 offices in Madison, Indiana, and 4 credit unions have 5 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Madison
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 12 locations in Madison, according to the FDIC and the NCUA. 12 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
12 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Madison
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: German American Bank has the most locations in Madison, with 3. It is followed by First Financial Bank (2). 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
German American Bank Bank · 3
German American Bank has 3 branches in Madison, 46 across Indiana and 96 nationwide. FDIC records list its main office in Jasper, IN and show it operating since 1910. With $8.43 billion in total assets on June 30, 2026, it ranks No. 192 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Madison location is the Madison Clifty Drive Branch at 430 Clifty Dr, dating to 1910; the newest, at 401 E Main St, to 2016. It does not publish hours in the sources this page uses; check its site before you go.
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Madison Main Street Branch233 E Main St, 47250
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Madison Downtown Drive-Up Branch401 E Main St, 47250
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Madison Clifty Drive Branch430 Clifty Dr, 47250
First Financial Bank Bank · 2
First Financial Bank has 2 branches in Madison, 63 across Indiana and 165 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $22.35 billion in total assets on June 30, 2026, it ranks No. 97 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Madison location is the Madison Central Branch at 417 Jefferson St, dating to 1961; the newest, at 501 Clifty Dr, to 1967. It does not publish hours in the sources this page uses; check its site before you go.
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Madison Central Branch417 Jefferson St, 47250
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North Madison501 Clifty Dr, 47250
Jefferson Community Credit Union Credit union · 2
Jefferson Community Credit Union has 2 officees in Madison, 2 across Indiana. It is based in Madison, IN and $18.3 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Madison locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office545 Ivy Tech Dr, 47250
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Virtual Branch545 Ivy Tech Dr, 47250
All hours
Mon to Fri 3 pm to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Business and Industrial Credit Union Credit union · 1
Business and Industrial Credit Union has 1 office in Madison, 2 across Indiana. It is based in Columbus, IN and $45.7 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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2118 Lanier Drive2118 Lanier Dr, 47250
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat 8:30 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
Centra Credit Union Credit union · 1
Centra Credit Union has 1 office in Madison, 27 across Indiana. It is based in Columbus, IN and $2.38 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Madison303 Clifty Dr, 47250
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat 8:30 am to 12 pm; Sun closed
Hours: NCUA, March 31, 2026
Clifty Creek Employees Credit Union Credit union · 1
Clifty Creek Employees Credit Union has 1 office in Madison, 1 across Indiana. It is based in Madison, IN and $16.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office220 Clifty Dr Ste H, 47250
All hours
Mon to Fri 8 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
The Farmers Bank of Milton Bank · 1
The Farmers Bank of Milton has 1 branch in Madison, 1 across Indiana and 5 nationwide. FDIC records list its main office in Milton, KY and show it operating since 1902. With $305.1 million in total assets on June 30, 2026, it ranks No. 2,453 of 4,232 U.S. banks by total assets. The Madison In Branch at 133 Clifty Dr dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Madison In Branch133 Clifty Dr, 47250
The Friendship State Bank Bank · 1
The Friendship State Bank has 1 branch in Madison, 9 across Indiana and 9 nationwide. FDIC records list its main office in Friendship, IN and show it operating since 1912. With $543.8 million in total assets on June 30, 2026, it ranks No. 1,695 of 4,232 U.S. banks by total assets. The Madison Branch at 201 Demaree Dr dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Madison Branch201 Demaree Dr, 47250
Join a credit union in Madison
4 credit unions have 5 offices here: Jefferson Community Credit Union, Centra Credit Union, Business and Industrial Credit Union and Clifty Creek Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Madison page has every office in the state's directory.
Banking in Madison: the local picture
Short answer: 4 banks run 7 branches in Madison according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Madison, 2 elsewhere in Indiana and 2 out of state, according to the FDIC.
The bank with the longest record here is First Financial Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is German American Bank's office at 430 Clifty Dr, dating to 1910; the newest is The Friendship State Bank's at 201 Demaree Dr, from 2016.
4 credit unions have 5 offices in Madison, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. 2 open on Saturday. 7 locations have no published hours in these sources.
Credit unions open on Saturday in Madison
Short answer: 2 of the 5 Madison locations with published hours open on Saturday, run by 2 institutions.
- Centra Credit Union: 1 of 1 office (303 Clifty Dr: Saturday 8:30 am to 12 pm)
- Business and Industrial Credit Union: 1 of 1 office (2118 Lanier Dr: Saturday 8:30 am to 12:30 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 12 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Madison, and where the nearest one is if they do not.
Short answer: No branches in Madison: Chase (nearest in Scottsburg, 22 mi), Wells Fargo, Bank of America (nearest in Jeffersonville, 34 mi), PNC Bank (nearest in Seymour, 29 mi), U.S. Bank (nearest in Lawrenceburg, 35 mi), Truist (nearest in New Albany, 36 mi), Fifth Third Bank (nearest in Jeffersonville, 36 mi), Huntington (nearest in Franklin, 62 mi), Regions Bank (nearest in Corydon, 55 mi), TD Bank, BMO (nearest in Rushville, 60 mi).
| Bank | In Madison | Nearest branch if none here |
|---|---|---|
| Chase | None | Scottsburg, 22 miles away |
| Wells Fargo | None | none in Indiana |
| Bank of America | None | Jeffersonville, 34 miles away |
| PNC Bank | None | Seymour, 29 miles away |
| U.S. Bank | None | Lawrenceburg, 35 miles away |
| Truist | None | New Albany, 36 miles away |
| Fifth Third Bank | None | Jeffersonville, 36 miles away |
| Huntington | None | Franklin, 62 miles away |
| Regions Bank | None | Corydon, 55 miles away |
| TD Bank | None | none in Indiana |
| BMO | None | Rushville, 60 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Madison to the nearest branch in Indiana.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Madison residents like anyone else.
Banks near Madison
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Hanover (6 miles) and Vevay (17 miles). Scottsburg, 22 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Hanover, IN | 6 mi | 2 | 2 |
| Banks in Vevay, IN | 17 mi | 2 | 2 |
| Banks in Scottsburg, IN | 22 mi | 4 | 5 |
| Banks in North Vernon, IN | 22 mi | 4 | 4 |
| Banks in Versailles, IN | 22 mi | 3 | 3 |
| Banks in Osgood, IN | 26 mi | 2 | 2 |
| Banks in Charlestown, IN | 27 mi | 3 | 3 |
| Banks in Milan, IN | 29 mi | 2 | 2 |
Bank branch openings and closings in Madison
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Madison between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Madison
Short answer: 2 institutions have their main office in Madison: Jefferson Community Credit Union and Clifty Creek Employees Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Jefferson Community Credit Union | Credit union | $18.3 million | 2 |
| Clifty Creek Employees Credit Union | Credit union | $16.2 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Madison by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Madison offices.
Short answer: First Financial Bank is the largest bank with offices in Madison, with $22.35 billion in total assets on June 30, 2026, No. 97 among U.S. banks by total assets. German American Bank is second with $8.43 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| First Financial Bank | $22.35 billion | No. 97 | 2 | Cincinnati, OH |
| German American Bank | $8.43 billion | No. 192 | 3 | Jasper, IN |
| The Friendship State Bank | $543.8 million | No. 1,695 | 1 | Friendship, IN |
| The Farmers Bank of Milton | $305.1 million | No. 2,453 | 1 | Milton, KY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Madison: FAQ
How many banks are in Madison, IN?
Madison has 4 banks with 7 branches and 4 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Madison?
German American Bank, with 3. First Financial Bank has 2 and The Friendship State Bank has 1.
Is there a German American Bank in Madison, IN?
Yes. FDIC data lists 3 German American Bank branches in Madison as of September 5, 2026. Its branches are listed under German American Bank above, with the address and directions for each.
Is there a First Financial Bank in Madison, IN?
Yes. FDIC data lists 2 First Financial Bank branches in Madison as of September 5, 2026. Its branches are listed under First Financial Bank above, with the address and directions for each.
Is there a The Friendship State Bank in Madison, IN?
Yes. FDIC data lists 1 The Friendship State Bank branch in Madison as of September 5, 2026. The address and directions are under The Friendship State Bank above.
Is there a Chase in Madison, IN?
No. FDIC data lists no Chase branch in Madison as of September 5, 2026. The nearest is in Scottsburg, about 22 miles away in a straight line.
Which banks in Madison are open on Saturday?
Centra Credit Union and Business and Industrial Credit Union publish Saturday hours for one or more Madison locations. The Saturday section above lists each one with its hours. 7 of the 12 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Madison?
Jefferson Community Credit Union and Clifty Creek Employees Credit Union have their main office in Madison, according to the FDIC and the NCUA.
What is the oldest bank in Madison?
First Financial Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Madison?
Jefferson Community Credit Union, Centra Credit Union, Business and Industrial Credit Union and Clifty Creek Employees Credit Union have offices in Madison. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Madison in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Madison?
Nearby cities with more banks include Hanover, Vevay, Scottsburg. Hanover is 6 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 5 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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