Banks in Charlestown, IN

Bank branch map: Charlestown

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Charlestown, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Charlestown

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Merchants Bank, First Harrison Bank and The New Washington State Bank have the most locations in Charlestown, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Centra Credit Union 1 office · main office Columbus, IN Credit union · 1

Centra Credit Union has 1 office in Charlestown, 27 across Indiana. It is based in Columbus, IN and $2.38 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

• Charlestown

  1111 Market St, 47111

  (812) 799-1176Today: hours not published

  All hours

  Mon 8:30 am to 5 pm; Tue to Fri not published; Sat 8:30 am to 12 pm; Sun not published

  Hours: NCUA, March 31, 2026

Centra Credit Union: profile, branches and contacts

First Harrison Bank 1 branch · main office Corydon, IN Bank · 1

First Harrison Bank has 1 branch in Charlestown, 12 across Indiana and 17 nationwide. FDIC records list its main office in Corydon, IN and show it operating since 1891. With $1.29 billion in total assets on June 30, 2026, it ranks No. 854 of 4,232 U.S. banks by total assets. The River Ridge Branch at 735 Hwy 62 dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• River Ridge Branch

  735 Hwy 62, 47111

  Hours: see the bank's site
  DirectionsWebsite

First Harrison Bank: profile, branches and contacts

First Merchants Bank 1 branch · main office Muncie, IN Bank · 1

First Merchants Bank has 1 branch in Charlestown, 90 across Indiana and 135 nationwide. FDIC records list its main office in Muncie, IN and show it operating since 1893. With $21.32 billion in total assets on June 30, 2026, it ranks No. 101 of 4,232 U.S. banks by total assets. The 1100 Market St Branch at 1100 Market St dates to 1993 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• 1100 Market St Branch

  1100 Market St, 47111

  Hours: see the bank's site
  DirectionsWebsite

First Merchants Bank: profile, branches and contacts

The New Washington State Bank 1 branch · main office New Washington, IN Bank · 1

The New Washington State Bank has 1 branch in Charlestown, 12 across Indiana and 12 nationwide. FDIC records list its main office in New Washington, IN and show it operating since 1908. With $798.1 million in total assets on June 30, 2026, it ranks No. 1,264 of 4,232 U.S. banks by total assets. The Charlestown Branch at 1083 Market St dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Charlestown Branch

  1083 Market St, 47111

  Hours: see the bank's site
  DirectionsWebsite

The New Washington State Bank: profile, branches and contacts

Join a credit union in Charlestown

1 credit union has 1 office here: Centra Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Charlestown page has every office in the state's directory.

Banking in Charlestown: the local picture

Short answer: 3 banks run 3 branches in Charlestown according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Charlestown, 3 elsewhere in Indiana, according to the FDIC.

The bank with the longest record here is First Harrison Bank, operating since 1891 according to the FDIC. In FDIC branch records, the longest-running branch is First Merchants Bank's office at 1100 Market St, dating to 1993; the newest is First Harrison Bank's at 735 Hwy 62, from 2017.

The only credit union with an office here is Centra Credit Union.

Of the 1 location with published hours. 1 opens on Saturday. 3 locations have no published hours in these sources.

Credit unions open on Saturday in Charlestown

Short answer: 1 of the 1 Charlestown location with published hours opens on Saturday, run by 1 institution.

• Centra Credit Union: 1 of 1 office (1111 Market St: Saturday 8:30 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Charlestown, and where the nearest one is if they do not.

Short answer: No branches in Charlestown: Chase (nearest in Sellersburg, 7 mi), Wells Fargo, Bank of America (nearest in Jeffersonville, 7 mi), PNC Bank (nearest in Sellersburg, 7 mi), U.S. Bank (nearest in Jeffersonville, 8 mi), Truist (nearest in New Albany, 9 mi), Fifth Third Bank (nearest in Jeffersonville, 9 mi), Huntington (nearest in Franklin, 76 mi), Regions Bank (nearest in Corydon, 29 mi), TD Bank, BMO (nearest in Franklin, 77 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Charlestown to the nearest branch in Indiana.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Charlestown residents like anyone else.

Banks near Charlestown

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Sellersburg (7 miles) and Jeffersonville (9 miles). Jeffersonville, 9 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Charlestown

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Charlestown between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Charlestown by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Charlestown offices.

Short answer: First Merchants Bank is the largest bank with offices in Charlestown, with $21.32 billion in total assets on June 30, 2026, No. 101 among U.S. banks by total assets. First Harrison Bank is second with $1.29 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Charlestown: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.