US Bank Directory

Banks in Osgood, IN

2 FDIC-insured banks operate 2 offices in Osgood, Indiana.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Osgood

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Osgood, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Osgood

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Civista Bank and The Napoleon State Bank have the most locations in Osgood, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Civista Bank 1 branch · main office Sandusky, OH Bank · 1

Civista Bank has 1 branch in Osgood, 8 across Indiana and 42 nationwide. FDIC records list its main office in Sandusky, OH and show it operating since 1884. With $4.29 billion in total assets on June 30, 2026, it ranks No. 322 of 4,232 U.S. banks by total assets. The Osgood Branch at 510 S Buckeye St dates to 1887 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Civista Bank: profile, branches and contacts
The Napoleon State Bank 1 branch · main office Napoleon, IN Bank · 1

The Napoleon State Bank has 1 branch in Osgood, 7 across Indiana and 7 nationwide. FDIC records list its main office in Napoleon, IN and show it operating since 1903. With $499.2 million in total assets on June 30, 2026, it ranks No. 1,796 of 4,232 U.S. banks by total assets. The Osgood Branch at 910 S Buckeye St dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

The Napoleon State Bank: profile, branches and contacts

Banking in Osgood: the local picture

Short answer: 2 banks run 2 branches in Osgood according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Osgood, 1 elsewhere in Indiana and 1 out of state, according to the FDIC.

The bank with the longest record here is Civista Bank, operating since 1884 according to the FDIC. In FDIC branch records, the longest-running branch is Civista Bank's office at 510 S Buckeye St, dating to 1887; the newest is The Napoleon State Bank's at 910 S Buckeye St, from 2000.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Osgood, and where the nearest one is if they do not.

Short answer: No branches in Osgood: Chase (nearest in Shelbyville, 38 mi), Wells Fargo, Bank of America (nearest in Indianapolis, 57 mi), PNC Bank (nearest in Batesville, 12 mi), U.S. Bank (nearest in Lawrenceburg, 22 mi), Truist (nearest in New Albany, 60 mi), Fifth Third Bank (nearest in Batesville, 13 mi), Huntington (nearest in Franklin, 49 mi), Regions Bank (nearest in Indianapolis, 57 mi), TD Bank, BMO (nearest in Rushville, 36 mi).

BankIn OsgoodNearest branch if none here
ChaseNoneShelbyville, 38 miles away
Wells FargoNonenone in Indiana
Bank of AmericaNoneIndianapolis, 57 miles away
PNC BankNoneBatesville, 12 miles away
U.S. BankNoneLawrenceburg, 22 miles away
TruistNoneNew Albany, 60 miles away
Fifth Third BankNoneBatesville, 13 miles away
HuntingtonNoneFranklin, 49 miles away
Regions BankNoneIndianapolis, 57 miles away
TD BankNonenone in Indiana
BMONoneRushville, 36 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Osgood to the nearest branch in Indiana.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Osgood residents like anyone else.

Banks near Osgood

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Versailles (4 miles) and Milan (8 miles). Batesville, 13 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Osgood

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Osgood between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Osgood by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Osgood offices.

Short answer: Civista Bank is the largest bank with offices in Osgood, with $4.29 billion in total assets on June 30, 2026, No. 322 among U.S. banks by total assets. The Napoleon State Bank is second with $499.2 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Civista Bank$4.29 billionNo. 3221Sandusky, OH
The Napoleon State Bank$499.2 millionNo. 1,7961Napoleon, IN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Osgood: FAQ

How many banks are in Osgood, IN?

Osgood has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Osgood?

Civista Bank, with 1. The Napoleon State Bank has 1.

Is there a Civista Bank in Osgood, IN?

Yes. FDIC data lists 1 Civista Bank branch in Osgood as of September 5, 2026. The address and directions are under Civista Bank above.

Is there a The Napoleon State Bank in Osgood, IN?

Yes. FDIC data lists 1 The Napoleon State Bank branch in Osgood as of September 5, 2026. The address and directions are under The Napoleon State Bank above.

Is there a Chase in Osgood, IN?

No. FDIC data lists no Chase branch in Osgood as of September 5, 2026. The nearest is in Shelbyville, about 38 miles away in a straight line.

What is the oldest bank in Osgood?

Civista Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1884.

Did any bank branches open or close in Osgood in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Osgood?

Nearby cities with more banks include Versailles, Milan, Batesville. Versailles is 4 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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