US Bank Directory
Banks in Royalton, IL
1 FDIC-insured bank operates 1 office in Royalton, Illinois.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Royalton
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Royalton, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Royalton
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Southern Bank is the only bank with an office in Royalton. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Southern Bank Bank · 1
First Southern Bank has 1 branch in Royalton, 19 across Illinois and 19 nationwide. FDIC records list its main office in Marion, IL and show it operating since 1937. With $1.04 billion in total assets on June 30, 2026, it ranks No. 1,014 of 4,232 U.S. banks by total assets. The Royalton Facility at 204 S Main St dates to 1982 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Royalton Facility204 S Main St, 62983
Banking in Royalton: the local picture
Short answer: 1 bank runs 1 branch in Royalton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
First Southern Bank has its main office in Marion, IL, according to the FDIC.
The bank with the longest record here is First Southern Bank, operating since 1937 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Royalton, and where the nearest one is if they do not.
Short answer: No branches in Royalton: Chase (nearest in Belleville, 62 mi), Wells Fargo (nearest in Canton, 192 mi), Bank of America (nearest in Belleville, 63 mi), PNC Bank (nearest in Fairview Heights, 67 mi), U.S. Bank (nearest in Benton, 13 mi), Truist, Fifth Third Bank (nearest in Marion, 11 mi), Huntington (nearest in Shorewood, 257 mi), Regions Bank (nearest in Du Quoin, 10 mi), TD Bank, BMO (nearest in Belleville, 63 mi).
| Bank | In Royalton | Nearest branch if none here |
|---|---|---|
| Chase | None | Belleville, 62 miles away |
| Wells Fargo | None | Canton, 192 miles away |
| Bank of America | None | Belleville, 63 miles away |
| PNC Bank | None | Fairview Heights, 67 miles away |
| U.S. Bank | None | Benton, 13 miles away |
| Truist | None | none in Illinois |
| Fifth Third Bank | None | Marion, 11 miles away |
| Huntington | None | Shorewood, 257 miles away |
| Regions Bank | None | Du Quoin, 10 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Belleville, 63 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Royalton to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Royalton residents like anyone else.
Banks near Royalton
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Herrin (7 miles) and Christopher (8 miles). Marion, 13 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Herrin, IL | 7 mi | 6 | 6 |
| Banks in Christopher, IL | 8 mi | 2 | 2 |
| Banks in Carterville, IL | 9 mi | 5 | 5 |
| Banks in West Frankfort, IL | 10 mi | 3 | 3 |
| Banks in Johnston City, IL | 11 mi | 2 | 2 |
| Banks in Du Quoin, IL | 11 mi | 3 | 4 |
| Banks in Carbondale, IL | 12 mi | 6 | 9 |
| Banks in Marion, IL | 13 mi | 13 | 26 |
Bank branch openings and closings in Royalton
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Royalton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Royalton by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Royalton offices.
Short answer: First Southern Bank is the largest bank with offices in Royalton, with $1.04 billion in total assets on June 30, 2026, No. 1,014 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| First Southern Bank | $1.04 billion | No. 1,014 | 1 | Marion, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Royalton: FAQ
How many banks are in Royalton, IL?
Royalton has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a First Southern Bank in Royalton, IL?
Yes. FDIC data lists 1 First Southern Bank branch in Royalton as of September 5, 2026. The address and directions are under First Southern Bank above.
Is there a Chase in Royalton, IL?
No. FDIC data lists no Chase branch in Royalton as of September 5, 2026. The nearest is in Belleville, about 62 miles away in a straight line.
What is the oldest bank in Royalton?
First Southern Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1937.
Did any bank branches open or close in Royalton in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Royalton?
Nearby cities with more banks include Herrin, Christopher, Carterville. Herrin is 7 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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