US Bank Directory
Banks in Carbondale, IL
6 FDIC-insured banks operate 9 offices in Carbondale, Illinois, and 2 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Carbondale
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 13 locations in Carbondale, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
13 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Carbondale
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Southern Bank has the most locations in Carbondale, with 3. It is followed by Regions Bank (2). 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Southern Bank Bank · 3
First Southern Bank has 3 branches in Carbondale, 19 across Illinois and 19 nationwide. FDIC records list its main office in Marion, IL and show it operating since 1937. With $1.04 billion in total assets on June 30, 2026, it ranks No. 1,014 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Carbondale location is the Carbondale Main Street Branch at 301 E Main St, dating to 1905; the newest, at 2500 W Murphysboro Rd, to 2008. It does not publish hours in the sources this page uses; check its site before you go.
-
Carbondale Drive Thru Branch1399 E Main St, 62901
-
Carbondale West Branch2500 W Murphysboro Rd, 62901
-
Carbondale Main Street Branch301 E Main St, 62901
Siu Credit Union Credit union · 3
Siu Credit Union has 3 officees in Carbondale, 7 across Illinois. It is based in Carbondale, IL and $588.2 million in assets on March 31, 2026, according to its NCUA call report. 2 of its 3 Carbondale locations with published hours open on Saturday.
Who can join: see the credit union's site.
-
Main Office main office1175 E Main St, 62901
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
-
West Branch1217 W Main St, 62901
All hours
Mon to Thu 7:30 am to 5 pm; Fri 7:30 am to 6 pm; Sat 7:30 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
-
East Branch395 N Giant City Rd, 62902
All hours
Mon to Thu 7:30 am to 5 pm; Fri 7:30 am to 6 pm; Sat 7:30 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Regions Bank Bank · 2
Regions Bank has 2 branches in Carbondale, 41 across Illinois and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Carbondale location is the Carbondale W Main St Branch at 816 W Main St, dating to 1888; the newest, at Student Center Of Southern Illinois University-Carbondale, to 1997. It does not publish hours in the sources this page uses; check its site before you go.
-
Carbondale W Main St Branch816 W Main St, 62901
-
South. Ill. Univ./Carbondale BrnachStudent Center Of Southern Illinois University-Carbondale, 62901
Banterra Bank Bank · 1
Banterra Bank has 1 branch in Carbondale, 28 across Illinois and 43 nationwide. FDIC records list its main office in Marion, IL and show it operating since 1955. With $3.36 billion in total assets on June 30, 2026, it ranks No. 383 of 4,232 U.S. banks by total assets. The Carbondale Facility at 1500 W Main St dates to 1963 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Carbondale Facility1500 W Main St, 62901
Carbondale Highway Credit Union Credit union · 1
Carbondale Highway Credit Union has 1 office in Carbondale, 1 across Illinois. It is based in Carbondale, IL and $5.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Main Office main office2801 W Murphysboro Rd, 62901
All hours
Mon to Fri 9 am to 2 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First Mid Bank & Trust Bank · 1
First Mid Bank & Trust has 1 branch in Carbondale, 52 across Illinois and 87 nationwide. FDIC records list its main office in Mattoon, IL and show it operating since 1865. With $9.14 billion in total assets on June 30, 2026, it ranks No. 178 of 4,232 U.S. banks by total assets. The Carbondale Branch at 509 S University Ave dates to 1893 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Carbondale Branch509 S University Ave, 62901
Legence Bank Bank · 1
Legence Bank has 1 branch in Carbondale, 10 across Illinois and 11 nationwide. FDIC records list its main office in Eldorado, IL and show it operating since 1906. With $642.9 million in total assets on June 30, 2026, it ranks No. 1,481 of 4,232 U.S. banks by total assets. The Carbondale Branch at 925 W Main St dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Carbondale Branch925 W Main St, 62901
Old National Bank · 1
Old National has 1 branch in Carbondale, 86 across Illinois and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. The Rex Loan Company Branch at 215 W Walnut St dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Rex Loan Company Branch215 W Walnut St, 62901
Join a credit union in Carbondale
2 credit unions have 4 offices here: Siu Credit Union and Carbondale Highway Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Carbondale page has every office in the state's directory.
Banking in Carbondale: the local picture
Short answer: 6 banks run 9 branches in Carbondale according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Carbondale, 4 elsewhere in Illinois and 2 out of state, according to the FDIC.
The bank with the longest record here is First Mid Bank & Trust, operating since 1865 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 816 W Main St, dating to 1888; the newest is First Southern Bank's at 2500 W Murphysboro Rd, from 2008.
2 credit unions have 4 offices in Carbondale, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 2 open on Saturday. 9 locations have no published hours in these sources.
Banks by ZIP code in Carbondale
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 62901 has the most bank and credit union offices in Carbondale (12), followed by 62902 (1). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 62901 | 12 | 8 | First Southern Bank, Regions Bank, Siu Credit Union |
| 62902 | 1 | 1 | Siu Credit Union |
Credit unions open on Saturday in Carbondale
Short answer: 2 of the 4 Carbondale locations with published hours open on Saturday, run by 1 institution.
- Siu Credit Union: 2 of 3 offices (1217 W Main St: Saturday 7:30 am to 1 pm, and 1 more)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 9 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Carbondale, and where the nearest one is if they do not.
Short answer: In Carbondale: Regions Bank (2). No branches in Carbondale: Chase (nearest in Belleville, 67 mi), Wells Fargo (nearest in Canton, 200 mi), Bank of America (nearest in Belleville, 67 mi), PNC Bank (nearest in Fairview Heights, 72 mi), U.S. Bank (nearest in Marion, 15 mi), Truist, Fifth Third Bank (nearest in Marion, 12 mi), Huntington (nearest in Shorewood, 269 mi), TD Bank, BMO (nearest in Belleville, 67 mi).
| Bank | In Carbondale | Nearest branch if none here |
|---|---|---|
| Regions Bank | 2 branches | here |
| Chase | None | Belleville, 67 miles away |
| Wells Fargo | None | Canton, 200 miles away |
| Bank of America | None | Belleville, 67 miles away |
| PNC Bank | None | Fairview Heights, 72 miles away |
| U.S. Bank | None | Marion, 15 miles away |
| Truist | None | none in Illinois |
| Fifth Third Bank | None | Marion, 12 miles away |
| Huntington | None | Shorewood, 269 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Belleville, 67 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Carbondale to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Carbondale residents like anyone else.
Banks near Carbondale
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Murphysboro (6 miles) and Carterville (8 miles). Marion, 14 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Murphysboro, IL | 6 mi | 6 | 7 |
| Banks in Carterville, IL | 8 mi | 5 | 5 |
| Banks in Herrin, IL | 12 mi | 6 | 6 |
| Banks in Marion, IL | 14 mi | 13 | 26 |
| Banks in Johnston City, IL | 17 mi | 2 | 2 |
| Banks in Anna, IL | 19 mi | 3 | 4 |
| Banks in Du Quoin, IL | 19 mi | 3 | 4 |
| Banks in Christopher, IL | 19 mi | 2 | 2 |
Bank branch openings and closings in Carbondale
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Carbondale between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Carbondale
Short answer: 2 institutions have their main office in Carbondale: Siu Credit Union and Carbondale Highway Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Siu Credit Union | Credit union | $588.2 million | 3 |
| Carbondale Highway Credit Union | Credit union | $5.8 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Carbondale by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Carbondale offices.
Short answer: Regions Bank is the largest bank with offices in Carbondale, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. Old National is second with $73.86 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Regions Bank | $159.79 billion | No. 27 | 2 | Birmingham, AL |
| Old National | $73.86 billion | No. 39 | 1 | Evansville, IN |
| First Mid Bank & Trust | $9.14 billion | No. 178 | 1 | Mattoon, IL |
| Banterra Bank | $3.36 billion | No. 383 | 1 | Marion, IL |
| First Southern Bank | $1.04 billion | No. 1,014 | 3 | Marion, IL |
| Legence Bank | $642.9 million | No. 1,481 | 1 | Eldorado, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Carbondale: FAQ
How many banks are in Carbondale, IL?
Carbondale has 6 banks with 9 branches and 2 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Carbondale?
First Southern Bank, with 3. Regions Bank has 2 and Old National has 1.
Is there a First Southern Bank in Carbondale, IL?
Yes. FDIC data lists 3 First Southern Bank branches in Carbondale as of September 5, 2026. Its branches are listed under First Southern Bank above, with the address and directions for each.
Is there a Regions Bank in Carbondale, IL?
Yes. FDIC data lists 2 Regions Bank branches in Carbondale as of September 5, 2026. Its branches are listed under Regions Bank above, with the address and directions for each.
Is there a Old National in Carbondale, IL?
Yes. FDIC data lists 1 Old National branch in Carbondale as of September 5, 2026. The address and directions are under Old National above.
Is there a Chase in Carbondale, IL?
No. FDIC data lists no Chase branch in Carbondale as of September 5, 2026. The nearest is in Belleville, about 67 miles away in a straight line.
Which banks in Carbondale are open on Saturday?
Siu Credit Union publishes Saturday hours for one or more Carbondale locations. The Saturday section above lists each one with its hours. 9 of the 13 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Carbondale?
Siu Credit Union and Carbondale Highway Credit Union have their main office in Carbondale, according to the FDIC and the NCUA.
What is the oldest bank in Carbondale?
First Mid Bank & Trust has the longest record among banks with a branch here: the FDIC shows it operating since 1865.
Which credit unions can I join in Carbondale?
Siu Credit Union and Carbondale Highway Credit Union have offices in Carbondale. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Carbondale in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Carbondale?
Nearby cities with more banks include Murphysboro, Carterville, Herrin. Murphysboro is 6 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds