US Bank Directory

Banks in Johnston City, IL

2 FDIC-insured banks operate 2 offices in Johnston City, Illinois.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Johnston City

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Johnston City, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Johnston City

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Banterra Bank and Southern Illinois Bank have the most locations in Johnston City, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Banterra Bank 1 branch · main office Marion, IL Bank · 1

Banterra Bank has 1 branch in Johnston City, 28 across Illinois and 43 nationwide. FDIC records list its main office in Marion, IL and show it operating since 1955. With $3.36 billion in total assets on June 30, 2026, it ranks No. 383 of 4,232 U.S. banks by total assets. The Johnston City Facility at 908 Grand Ave dates to 1904 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Johnston City Facility
    908 Grand Ave, 62951
    Hours: see the bank's site
Banterra Bank: profile, branches and contacts
Southern Illinois Bank 1 branch · main office Johnston City, IL Bank · 1

Southern Illinois Bank has 1 branch in Johnston City, 5 across Illinois and 5 nationwide. FDIC records list its main office in Johnston City, IL and show it operating since 1999. With $136.5 million in total assets on June 30, 2026, it ranks No. 3,431 of 4,232 U.S. banks by total assets. Its main office at 1012 W Broadway Blvd dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    1012 W Broadway Blvd, 62951
    Hours: see the bank's site
Southern Illinois Bank: profile, branches and contacts

Banking in Johnston City: the local picture

Short answer: 2 banks run 2 branches in Johnston City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Johnston City, 1 elsewhere in Illinois, according to the FDIC.

The bank with the longest record here is Banterra Bank, operating since 1955 according to the FDIC. In FDIC branch records, the longest-running branch is Banterra Bank's office at 908 Grand Ave, dating to 1904; the newest is Southern Illinois Bank's at 1012 W Broadway Blvd, from 1999.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Johnston City, and where the nearest one is if they do not.

Short answer: No branches in Johnston City: Chase (nearest in Belleville, 72 mi), Wells Fargo (nearest in Canton, 198 mi), Bank of America (nearest in Belleville, 73 mi), PNC Bank (nearest in Fairview Heights, 77 mi), U.S. Bank (nearest in Marion, 6 mi), Truist, Fifth Third Bank (nearest in Marion, 6 mi), Huntington (nearest in Shorewood, 260 mi), Regions Bank (nearest in Marion, 5 mi), TD Bank, BMO (nearest in Belleville, 73 mi).

BankIn Johnston CityNearest branch if none here
ChaseNoneBelleville, 72 miles away
Wells FargoNoneCanton, 198 miles away
Bank of AmericaNoneBelleville, 73 miles away
PNC BankNoneFairview Heights, 77 miles away
U.S. BankNoneMarion, 6 miles away
TruistNonenone in Illinois
Fifth Third BankNoneMarion, 6 miles away
HuntingtonNoneShorewood, 260 miles away
Regions BankNoneMarion, 5 miles away
TD BankNonenone in Illinois
BMONoneBelleville, 73 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Johnston City to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Johnston City residents like anyone else.

Banks near Johnston City

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Herrin (5 miles) and West Frankfort (5 miles). Marion, 5 miles away, has the most banks nearby: 13.

Bank branch openings and closings in Johnston City

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Johnston City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Johnston City

Short answer: 1 institution has its main office in Johnston City: Southern Illinois Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Southern Illinois BankBank$136.5 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Johnston City by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Johnston City offices.

Short answer: Banterra Bank is the largest bank with offices in Johnston City, with $3.36 billion in total assets on June 30, 2026, No. 383 among U.S. banks by total assets. Southern Illinois Bank is second with $136.5 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Banterra Bank$3.36 billionNo. 3831Marion, IL
Southern Illinois Bank$136.5 millionNo. 3,4311Johnston City, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Johnston City: FAQ

How many banks are in Johnston City, IL?

Johnston City has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Johnston City?

Banterra Bank, with 1. Southern Illinois Bank has 1.

Is there a Banterra Bank in Johnston City, IL?

Yes. FDIC data lists 1 Banterra Bank branch in Johnston City as of September 5, 2026. The address and directions are under Banterra Bank above.

Is there a Southern Illinois Bank in Johnston City, IL?

Yes. FDIC data lists 1 Southern Illinois Bank branch in Johnston City as of September 5, 2026, the main office at 1012 W Broadway Blvd. The address and directions are under Southern Illinois Bank above.

Is there a Chase in Johnston City, IL?

No. FDIC data lists no Chase branch in Johnston City as of September 5, 2026. The nearest is in Belleville, about 72 miles away in a straight line.

Which banks are headquartered in Johnston City?

Southern Illinois Bank has its main office in Johnston City, according to the FDIC.

What is the oldest bank in Johnston City?

Banterra Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1955.

Did any bank branches open or close in Johnston City in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Johnston City?

Nearby cities with more banks include Herrin, West Frankfort, Marion. Herrin is 5 miles away with 6 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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