Banks in Princeton, IL

Bank branch map: Princeton

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 8 locations in Princeton, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Princeton

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Heartland Bank has the most locations in Princeton, with 3. It is followed by Central Bank Illinois (2). 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Heartland Bank 3 branches · main office Bloomington, IL Bank · 3

Heartland Bank has 3 branches in Princeton, 82 across Illinois and 87 nationwide. FDIC records list its main office in Bloomington, IL and show it operating since 1971. With $6.72 billion in total assets on June 30, 2026, it ranks No. 231 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Princeton location is the Princeton South Main Branch at 606 S Main St, dating to 1865; the newest, at 423 S 6th St, to 1977. It does not publish hours in the sources this page uses; check its site before you go.

• Princeton North Main Branch

  2101 N Main St, 61356

  Hours: see the bank's site
  DirectionsWebsite
• Princeton Sixth

  423 S 6th St, 61356

  Hours: see the bank's site
  DirectionsWebsite
• Princeton South Main Branch

  606 S Main St, 61356

  Hours: see the bank's site
  DirectionsWebsite

Heartland Bank: profile, branches and contacts

Central Bank Illinois 2 branches · main office Geneseo, IL Bank · 2

Central Bank Illinois has 2 branches in Princeton, 12 across Illinois and 12 nationwide. FDIC records list its main office in Geneseo, IL and show it operating since 1907. With $1.46 billion in total assets on June 30, 2026, it ranks No. 760 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Princeton location is the Princeton Branch at 317 S Main St, dating to 2006; the newest, at 210 S Main St, to 2016. It does not publish hours in the sources this page uses; check its site before you go.

• Princeton Loan Office

  210 S Main St, 61356

  Hours: see the bank's site
  DirectionsWebsite
• Princeton Branch

  317 S Main St, 61356

  Hours: see the bank's site
  DirectionsWebsite

Central Bank Illinois: profile, branches and contacts

First State Bank 1 branch · main office Mendota, IL Bank · 1

First State Bank has 1 branch in Princeton, 20 across Illinois and 20 nationwide. FDIC records list its main office in Mendota, IL and show it operating since 1940. With $1.56 billion in total assets on June 30, 2026, it ranks No. 722 of 4,232 U.S. banks by total assets. The Princeton Branch at 1693 N Main St dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Princeton Branch

  1693 N Main St, 61356

  Hours: see the bank's site
  DirectionsWebsite

First State Bank: profile, branches and contacts

Illinois Valley Credit Union 1 office · main office Peru, IL Credit union · 1

Illinois Valley Credit Union has 1 office in Princeton, 2 across Illinois. It is based in Peru, IL and $37.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Illinois Valley Credit Union

  200 Ace Rd Ste 1, 61356

  (815) 875-3400Today 8:30 am to 5 pm

  All hours

  Mon to Fri 8:30 am to 5 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Illinois Valley Credit Union: profile, branches and contacts

Midland States Bank 1 branch · main office Effingham, IL Bank · 1

Midland States Bank has 1 branch in Princeton, 48 across Illinois and 60 nationwide. FDIC records list its main office in Effingham, IL and show it operating since 1881. With $6.69 billion in total assets on June 30, 2026, it ranks No. 233 of 4,232 U.S. banks by total assets. The Princeton Branch at 815 S Main St dates to 1902 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Princeton Branch

  815 S Main St, 61356

  Hours: see the bank's site
  DirectionsWebsite

Midland States Bank: profile, branches and contacts

Join a credit union in Princeton

1 credit union has 1 office here: Illinois Valley Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Princeton page has every office in the state's directory.

Banking in Princeton: the local picture

Short answer: 4 banks run 7 branches in Princeton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Princeton, 4 elsewhere in Illinois, according to the FDIC.

The bank with the longest record here is Midland States Bank, operating since 1881 according to the FDIC. In FDIC branch records, the longest-running branch is Heartland Bank's office at 606 S Main St, dating to 1865; the newest is First State Bank's at 1693 N Main St, from 2019.

The only credit union with an office here is Illinois Valley Credit Union.

Of the 1 location with published hours. None open on Saturday. 7 locations have no published hours in these sources.

Saturday hours in Princeton

Short answer: None of the 1 Princeton location with published hours lists Saturday hours. 7 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Princeton, and where the nearest one is if they do not.

Short answer: No branches in Princeton: Chase (nearest in Peoria, 42 mi), Wells Fargo (nearest in Geneseo, 36 mi), Bank of America (nearest in Aurora, 63 mi), PNC Bank (nearest in Peoria, 42 mi), U.S. Bank (nearest in Sterling, 31 mi), Truist, Fifth Third Bank (nearest in Sterling, 31 mi), Huntington (nearest in Aurora, 63 mi), Regions Bank (nearest in Peoria, 45 mi), TD Bank, BMO (nearest in Plano, 51 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Princeton to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Princeton residents like anyone else.

Banks near Princeton

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Walnut (14 miles) and Spring Valley (14 miles). Peru, 18 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Princeton

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Princeton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Princeton by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Princeton offices.

Short answer: Heartland Bank is the largest bank with offices in Princeton, with $6.72 billion in total assets on June 30, 2026, No. 231 among U.S. banks by total assets. Midland States Bank is second with $6.69 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Princeton: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.