US Bank Directory
Banks in Peru, IL
10 FDIC-insured banks operate 11 offices in Peru, Illinois, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Peru
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 12 banks and credit unions operate 13 locations in Peru, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
13 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Peru
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Peru Federal Savings Bank has the most locations in Peru, with 2. The other 9 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Peru Federal Savings Bank Bank · 2
Peru Federal Savings Bank has 2 branches in Peru, 2 across Illinois and 2 nationwide. FDIC records list its main office in Peru, IL and show it operating since 1887. With $208.5 million in total assets on June 30, 2026, it ranks No. 2,935 of 4,232 U.S. banks by total assets. Its main office at 1730 4th St dates to 1887 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1730 4th St, 61354
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914 Shooting Park Rd Branch914 Shooting Park Rd, 61354
Central Bank Illinois Bank · 1
Central Bank Illinois has 1 branch in Peru, 12 across Illinois and 12 nationwide. FDIC records list its main office in Geneseo, IL and show it operating since 1907. With $1.46 billion in total assets on June 30, 2026, it ranks No. 760 of 4,232 U.S. banks by total assets. The Main Bank at 1721 Midtown Rd dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Bank1721 Midtown Rd, 61354
Eureka Savings Bank Bank · 1
Eureka Savings Bank has 1 branch in Peru, 5 across Illinois and 5 nationwide. FDIC records list its main office in La Salle, IL and show it operating since 1885. With $435.8 million in total assets on June 30, 2026, it ranks No. 1,962 of 4,232 U.S. banks by total assets. The Peru Branch at 2959 Peoria St dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Peru Branch2959 Peoria St, 61354
Financial Plus Credit Union Credit union · 1
Financial Plus Credit Union has 1 office in Peru, 5 across Illinois. It is based in Ottawa, IL and $603.3 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Branch 2 - Peru Branch2813 Plaza Dr, 61354
All hours
Mon to Thu 8 am to 5 pm; Fri 8 am to 5:30 pm; Sat 8 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
First Federal Savings Bank Bank · 1
First Federal Savings Bank has 1 branch in Peru, 11 across Illinois and 11 nationwide. FDIC records list its main office in Ottawa, IL and show it operating since 1889. With $421.9 million in total assets on June 30, 2026, it ranks No. 2,001 of 4,232 U.S. banks by total assets. The Peru Mall Branch at 1600 38th St dates to 1889 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Peru Mall Branch1600 38th St, 61354
First State Bank Bank · 1
First State Bank has 1 branch in Peru, 20 across Illinois and 20 nationwide. FDIC records list its main office in Mendota, IL and show it operating since 1940. With $1.56 billion in total assets on June 30, 2026, it ranks No. 722 of 4,232 U.S. banks by total assets. The Peru Branch at 4351 Venture Dr dates to 1990 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Peru Branch4351 Venture Dr, 61354
Heartland Bank Bank · 1
Heartland Bank has 1 branch in Peru, 82 across Illinois and 87 nationwide. FDIC records list its main office in Bloomington, IL and show it operating since 1971. With $6.72 billion in total assets on June 30, 2026, it ranks No. 231 of 4,232 U.S. banks by total assets. The Peru Branch at 925 Shooting Park Rd dates to 1969 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Peru Branch925 Shooting Park Rd, 61354
Illinois Valley Credit Union Credit union · 1
Illinois Valley Credit Union has 1 office in Peru, 2 across Illinois. It is based in Peru, IL and $37.5 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office1311 Shooting Park Rd, 61354
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
La Salle State Bank Bank · 1
La Salle State Bank has 1 branch in Peru, 3 across Illinois and 3 nationwide. FDIC records list its main office in La Salle, IL and show it operating since 1894. With $183.2 million in total assets on June 30, 2026, it ranks No. 3,106 of 4,232 U.S. banks by total assets. The Peru Branch at 901 Wenzel Rd dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Peru Branch901 Wenzel Rd, 61354
Midland States Bank Bank · 1
Midland States Bank has 1 branch in Peru, 48 across Illinois and 60 nationwide. FDIC records list its main office in Effingham, IL and show it operating since 1881. With $6.69 billion in total assets on June 30, 2026, it ranks No. 233 of 4,232 U.S. banks by total assets. The North Peru Branch at 2825 Plaza Dr dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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North Peru Branch2825 Plaza Dr, 61354
Spring Valley City Bank Bank · 1
Spring Valley City Bank has 1 branch in Peru, 2 across Illinois and 2 nationwide. FDIC records list its main office in Spring Valley, IL and show it operating since 1905. With $207.0 million in total assets on June 30, 2026, it ranks No. 2,948 of 4,232 U.S. banks by total assets. The Spring Valley City Bank Peru at 2107 Marquette Rd dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Spring Valley City Bank Peru2107 Marquette Rd, 61354
Woodforest Bank · 1
Woodforest has 1 branch in Peru, 38 across Illinois and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0146 Peru Illinois Walmart Branch at 5307 Route 251 dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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0146 Peru Illinois Walmart Branch5307 Route 251, 61354
Join a credit union in Peru
2 credit unions have 2 offices here: Financial Plus Credit Union and Illinois Valley Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Peru page has every office in the state's directory.
Banking in Peru: the local picture
Short answer: 10 banks run 11 branches in Peru according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 10 banks, 1 has its main office in Peru, 8 elsewhere in Illinois and 1 out of state, according to the FDIC.
The bank with the longest record here is Midland States Bank, operating since 1881 according to the FDIC. In FDIC branch records, the longest-running branch is Peru Federal Savings Bank's office at 1730 4th St, dating to 1887; the newest is Spring Valley City Bank's at 2107 Marquette Rd, from 2019.
2 credit unions have 2 offices in Peru, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. 2 open on Saturday. 11 locations have no published hours in these sources.
Credit unions open on Saturday in Peru
Short answer: 2 of the 2 Peru locations with published hours open on Saturday, run by 2 institutions.
- Financial Plus Credit Union: 1 of 1 office (2813 Plaza Dr: Saturday 8 am to 12 pm)
- Illinois Valley Credit Union: 1 of 1 office (1311 Shooting Park Rd: Saturday 8:30 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 11 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Peru, and where the nearest one is if they do not.
Short answer: No branches in Peru: Chase (nearest in Morris, 37 mi), Wells Fargo (nearest in Geneseo, 54 mi), Bank of America (nearest in Aurora, 49 mi), PNC Bank (nearest in De Kalb, 45 mi), U.S. Bank (nearest in Dixon, 38 mi), Truist, Fifth Third Bank (nearest in Sterling, 42 mi), Huntington (nearest in Aurora, 49 mi), Regions Bank (nearest in Peoria, 49 mi), TD Bank, BMO (nearest in Plano, 37 mi).
| Bank | In Peru | Nearest branch if none here |
|---|---|---|
| Chase | None | Morris, 37 miles away |
| Wells Fargo | None | Geneseo, 54 miles away |
| Bank of America | None | Aurora, 49 miles away |
| PNC Bank | None | De Kalb, 45 miles away |
| U.S. Bank | None | Dixon, 38 miles away |
| Truist | None | none in Illinois |
| Fifth Third Bank | None | Sterling, 42 miles away |
| Huntington | None | Aurora, 49 miles away |
| Regions Bank | None | Peoria, 49 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Plano, 37 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Peru to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Peru residents like anyone else.
Banks near Peru
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are La Salle (2 miles) and Spring Valley (4 miles). Ottawa, 15 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in La Salle, IL | 2 mi | 4 | 5 |
| Banks in Spring Valley, IL | 4 mi | 2 | 2 |
| Banks in Oglesby, IL | 5 mi | 3 | 4 |
| Banks in Mendota, IL | 14 mi | 3 | 4 |
| Banks in Ottawa, IL | 15 mi | 6 | 10 |
| Banks in Princeton, IL | 18 mi | 4 | 7 |
| Banks in Henry, IL | 20 mi | 2 | 2 |
| Banks in Streator, IL | 21 mi | 5 | 6 |
Bank branch openings and closings in Peru
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Peru between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Peru
Short answer: 2 institutions have their main office in Peru: Peru Federal Savings Bank and Illinois Valley Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Peru Federal Savings Bank | Bank | $208.5 million | 2 |
| Illinois Valley Credit Union | Credit union | $37.5 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Peru by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Peru offices.
Short answer: Woodforest is the largest bank with offices in Peru, with $8.98 billion in total assets on June 30, 2026, No. 181 among U.S. banks by total assets. Heartland Bank is second with $6.72 billion. 1 of the 10 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| Heartland Bank | $6.72 billion | No. 231 | 1 | Bloomington, IL |
| Midland States Bank | $6.69 billion | No. 233 | 1 | Effingham, IL |
| First State Bank | $1.56 billion | No. 722 | 1 | Mendota, IL |
| Central Bank Illinois | $1.46 billion | No. 760 | 1 | Geneseo, IL |
| Eureka Savings Bank | $435.8 million | No. 1,962 | 1 | La Salle, IL |
| First Federal Savings Bank | $421.9 million | No. 2,001 | 1 | Ottawa, IL |
| Peru Federal Savings Bank | $208.5 million | No. 2,935 | 2 | Peru, IL |
| Spring Valley City Bank | $207.0 million | No. 2,948 | 1 | Spring Valley, IL |
| La Salle State Bank | $183.2 million | No. 3,106 | 1 | La Salle, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Peru: FAQ
How many banks are in Peru, IL?
Peru has 10 banks with 11 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Peru?
Peru Federal Savings Bank, with 2. Woodforest has 1 and Heartland Bank has 1.
Is there a Woodforest in Peru, IL?
Yes. FDIC data lists 1 Woodforest branch in Peru as of September 5, 2026. The address and directions are under Woodforest above.
Is there a Heartland Bank in Peru, IL?
Yes. FDIC data lists 1 Heartland Bank branch in Peru as of September 5, 2026. The address and directions are under Heartland Bank above.
Is there a Chase in Peru, IL?
No. FDIC data lists no Chase branch in Peru as of September 5, 2026. The nearest is in Morris, about 37 miles away in a straight line.
Which banks in Peru are open on Saturday?
Financial Plus Credit Union and Illinois Valley Credit Union publish Saturday hours for one or more Peru locations. The Saturday section above lists each one with its hours. 11 of the 13 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Peru?
Peru Federal Savings Bank and Illinois Valley Credit Union have their main office in Peru, according to the FDIC and the NCUA.
What is the oldest bank in Peru?
Midland States Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1881.
Which credit unions can I join in Peru?
Financial Plus Credit Union and Illinois Valley Credit Union have offices in Peru. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Peru in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Peru?
Nearby cities with more banks include La Salle, Spring Valley, Oglesby. La Salle is 2 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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