US Bank Directory
Banks in Oreana, IL
1 FDIC-insured bank operates 1 office in Oreana, Illinois.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Oreana
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Oreana, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Oreana
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The Gerber State Bank is the only bank with an office in Oreana. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
The Gerber State Bank Bank · 1
The Gerber State Bank has 1 branch in Oreana, 2 across Illinois and 2 nationwide. FDIC records list its main office in Argenta, IL and show it operating since 1887. With $100.8 million in total assets on June 30, 2026, it ranks No. 3,691 of 4,232 U.S. banks by total assets. The Oreana Branch at 102 South State Route 48 dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oreana Branch102 South State Route 48, 62554
Banking in Oreana: the local picture
Short answer: 1 bank runs 1 branch in Oreana according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
The Gerber State Bank has its main office in Argenta, IL, according to the FDIC.
The bank with the longest record here is The Gerber State Bank, operating since 1887 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Oreana, and where the nearest one is if they do not.
Short answer: No branches in Oreana: Chase (nearest in Champaign, 33 mi), Wells Fargo (nearest in Canton, 75 mi), Bank of America (nearest in O Fallon, 109 mi), PNC Bank (nearest in Decatur, 6 mi), U.S. Bank (nearest in Taylorville, 35 mi), Truist, Fifth Third Bank (nearest in Effingham, 59 mi), Huntington (nearest in Shorewood, 116 mi), Regions Bank (nearest in Decatur, 6 mi), TD Bank, BMO (nearest in Channahon, 107 mi).
| Bank | In Oreana | Nearest branch if none here |
|---|---|---|
| Chase | None | Champaign, 33 miles away |
| Wells Fargo | None | Canton, 75 miles away |
| Bank of America | None | O Fallon, 109 miles away |
| PNC Bank | None | Decatur, 6 miles away |
| U.S. Bank | None | Taylorville, 35 miles away |
| Truist | None | none in Illinois |
| Fifth Third Bank | None | Effingham, 59 miles away |
| Huntington | None | Shorewood, 116 miles away |
| Regions Bank | None | Decatur, 6 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Channahon, 107 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Oreana to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Oreana residents like anyone else.
Banks near Oreana
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Forsyth (5 miles) and Decatur (7 miles). Decatur, 7 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Forsyth, IL | 5 mi | 2 | 2 |
| Banks in Decatur, IL | 7 mi | 11 | 23 |
| Banks in Mount Zion, IL | 12 mi | 2 | 2 |
| Banks in Clinton, IL | 16 mi | 4 | 4 |
| Banks in Monticello, IL | 17 mi | 4 | 5 |
| Banks in Mount Pulaski, IL | 23 mi | 2 | 3 |
| Banks in Moweaqua, IL | 23 mi | 3 | 3 |
| Banks in Arthur, IL | 26 mi | 4 | 5 |
Bank branch openings and closings in Oreana
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Oreana between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Oreana by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Oreana offices.
Short answer: The Gerber State Bank is the largest bank with offices in Oreana, with $100.8 million in total assets on June 30, 2026, No. 3,691 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| The Gerber State Bank | $100.8 million | No. 3,691 | 1 | Argenta, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Oreana: FAQ
How many banks are in Oreana, IL?
Oreana has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a The Gerber State Bank in Oreana, IL?
Yes. FDIC data lists 1 The Gerber State Bank branch in Oreana as of September 5, 2026. The address and directions are under The Gerber State Bank above.
Is there a Chase in Oreana, IL?
No. FDIC data lists no Chase branch in Oreana as of September 5, 2026. The nearest is in Champaign, about 33 miles away in a straight line.
What is the oldest bank in Oreana?
The Gerber State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1887.
Did any bank branches open or close in Oreana in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Oreana?
Nearby cities with more banks include Forsyth, Decatur, Mount Zion. Forsyth is 5 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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