US Bank Directory

Banks in Kinderhook, IL

1 FDIC-insured bank operates 1 office in Kinderhook, Illinois.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Kinderhook

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Kinderhook, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Kinderhook

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Central State Bank is the only bank with an office in Kinderhook. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Central State Bank 1 branch · main office Clayton, IL Bank · 1

Central State Bank has 1 branch in Kinderhook, 4 across Illinois and 4 nationwide. FDIC records list its main office in Clayton, IL and show it operating since 1928. With $175.1 million in total assets on June 30, 2026, it ranks No. 3,162 of 4,232 U.S. banks by total assets. The Kinderhook Branch at 175 W Quincy St dates to 1919 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Kinderhook Branch
    175 W Quincy St, 62345
    Hours: see the bank's site
Central State Bank: profile, branches and contacts

Banking in Kinderhook: the local picture

Short answer: 1 bank runs 1 branch in Kinderhook according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Central State Bank has its main office in Clayton, IL, according to the FDIC.

The bank with the longest record here is Central State Bank, operating since 1928 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Kinderhook, and where the nearest one is if they do not.

Short answer: No branches in Kinderhook: Chase (nearest in Alton, 76 mi), Wells Fargo (nearest in Canton, 84 mi), Bank of America (nearest in O Fallon, 101 mi), PNC Bank (nearest in Springfield, 77 mi), U.S. Bank (nearest in Jacksonville, 49 mi), Truist, Fifth Third Bank (nearest in Effingham, 145 mi), Huntington (nearest in Shorewood, 200 mi), Regions Bank (nearest in Godfrey, 74 mi), TD Bank, BMO (nearest in Belleville, 104 mi).

BankIn KinderhookNearest branch if none here
ChaseNoneAlton, 76 miles away
Wells FargoNoneCanton, 84 miles away
Bank of AmericaNoneO Fallon, 101 miles away
PNC BankNoneSpringfield, 77 miles away
U.S. BankNoneJacksonville, 49 miles away
TruistNonenone in Illinois
Fifth Third BankNoneEffingham, 145 miles away
HuntingtonNoneShorewood, 200 miles away
Regions BankNoneGodfrey, 74 miles away
TD BankNonenone in Illinois
BMONoneBelleville, 104 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Kinderhook to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Kinderhook residents like anyone else.

Banks near Kinderhook

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Barry (6 miles) and Payson (9 miles). Quincy, 20 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Kinderhook

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Kinderhook between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Kinderhook by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Kinderhook offices.

Short answer: Central State Bank is the largest bank with offices in Kinderhook, with $175.1 million in total assets on June 30, 2026, No. 3,162 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Central State Bank$175.1 millionNo. 3,1621Clayton, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Kinderhook: FAQ

How many banks are in Kinderhook, IL?

Kinderhook has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Central State Bank in Kinderhook, IL?

Yes. FDIC data lists 1 Central State Bank branch in Kinderhook as of September 5, 2026. The address and directions are under Central State Bank above.

Is there a Chase in Kinderhook, IL?

No. FDIC data lists no Chase branch in Kinderhook as of September 5, 2026. The nearest is in Alton, about 76 miles away in a straight line.

What is the oldest bank in Kinderhook?

Central State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1928.

Did any bank branches open or close in Kinderhook in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Kinderhook?

Nearby cities with more banks include Barry, Payson, Liberty. Barry is 6 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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