Banks in Payson, IL

Bank branch map: Payson

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Payson, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Payson

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: State Street Bank and Liberty Bank have the most locations in Payson, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Liberty Bank 1 branch · main office Liberty, IL Bank · 1

Liberty Bank has 1 branch in Payson, 6 across Illinois and 6 nationwide. FDIC records list its main office in Liberty, IL and show it operating since 1903. With $193.9 million in total assets on June 30, 2026, it ranks No. 3,030 of 4,232 U.S. banks by total assets. The Payson Community Banking Center at 402 W State St dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Payson Community Banking Center

  402 W State St, 62360

  Hours: see the bank's site
  DirectionsWebsite

Liberty Bank: profile, branches and contacts

State Street Bank 1 branch · main office Quincy, IL Bank · 1

State Street Bank has 1 branch in Payson, 3 across Illinois and 3 nationwide. FDIC records list its main office in Quincy, IL and show it operating since 1890. With $357.1 million in total assets on June 30, 2026, it ranks No. 2,232 of 4,232 U.S. banks by total assets. The Payson Facility at 401 W State St dates to 1982 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Payson Facility

  401 W State St, 62360

  Hours: see the bank's site
  DirectionsWebsite

State Street Bank: profile, branches and contacts

Banking in Payson: the local picture

Short answer: 2 banks run 2 branches in Payson according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Payson, 2 elsewhere in Illinois, according to the FDIC.

The bank with the longest record here is State Street Bank, operating since 1890 according to the FDIC. In FDIC branch records, the longest-running branch is State Street Bank's office at 401 W State St, dating to 1982; the newest is Liberty Bank's at 402 W State St, from 1998.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Payson, and where the nearest one is if they do not.

Short answer: No branches in Payson: Chase (nearest in Springfield, 82 mi), Wells Fargo (nearest in Canton, 82 mi), Bank of America (nearest in O Fallon, 110 mi), PNC Bank (nearest in Springfield, 82 mi), U.S. Bank (nearest in Jacksonville, 54 mi), Truist, Fifth Third Bank (nearest in Effingham, 152 mi), Huntington (nearest in Shorewood, 199 mi), Regions Bank (nearest in Godfrey, 83 mi), TD Bank, BMO (nearest in Belleville, 113 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Payson to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Payson residents like anyone else.

Banks near Payson

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Liberty (9 miles) and Quincy (10 miles). Quincy, 10 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Payson

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Payson between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Payson by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Payson offices.

Short answer: State Street Bank is the largest bank with offices in Payson, with $357.1 million in total assets on June 30, 2026, No. 2,232 among U.S. banks by total assets. Liberty Bank is second with $193.9 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Payson: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.