Banks in Harrisburg, IL

Bank branch map: Harrisburg

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 7 banks and credit unions operate 10 locations in Harrisburg, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Harrisburg

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Mid Bank & Trust, Banterra Bank and Peoples National Bank have the most locations in Harrisburg, with 2 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Banterra Bank 2 branches · main office Marion, IL Bank · 2

Banterra Bank has 2 branches in Harrisburg, 28 across Illinois and 43 nationwide. FDIC records list its main office in Marion, IL and show it operating since 1955. With $3.36 billion in total assets on June 30, 2026, it ranks No. 383 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Harrisburg location is the Harrisburg - 2500 at 520 E Poplar St, dating to 2008; the newest, at 395 S Commercial St, to 2010. It does not publish hours in the sources this page uses; check its site before you go.

• Harrison South Drive Thru

  395 S Commercial St, 62946

  Hours: see the bank's site
  DirectionsWebsite
• Harrisburg - 2500

  520 E Poplar St, 62946

  Hours: see the bank's site
  DirectionsWebsite

Banterra Bank: profile, branches and contacts

First Mid Bank & Trust First Mid Bank & Trust, National Association · 2 branches · main office Mattoon, IL Bank · 2

First Mid Bank & Trust has 2 branches in Harrisburg, 52 across Illinois and 87 nationwide. FDIC records list its main office in Mattoon, IL and show it operating since 1865. With $9.14 billion in total assets on June 30, 2026, it ranks No. 178 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Harrisburg location is the Harrisburg Branch at 2 E Locust St, dating to 1889; the newest, at 719 Rollie Moore Drive, to 2015. It does not publish hours in the sources this page uses; check its site before you go.

• Harrisburg Branch

  2 E Locust St, 62946

  Hours: see the bank's site
  DirectionsWebsite
• Harrisburg South Branch

  719 Rollie Moore Drive, 62946

  Hours: see the bank's site
  DirectionsWebsite

First Mid Bank & Trust: profile, branches and contacts

Peoples National Bank 2 branches · main office Mount Vernon, IL Bank · 2

Peoples National Bank has 2 branches in Harrisburg, 21 across Illinois and 25 nationwide. FDIC records list its main office in Mount Vernon, IL and show it operating since 1909. With $2.08 billion in total assets on June 30, 2026, it ranks No. 588 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Harrisburg location is the Harrisburg Main Branch at 445 N Commercial St, dating to 1995; the newest, at 511 S Main St, to 2007. It does not publish hours in the sources this page uses; check its site before you go.

• Harrisburg Main Branch

  445 N Commercial St, 62946

  Hours: see the bank's site
  DirectionsWebsite
• Harrisburg Branch

  511 S Main St, 62946

  Hours: see the bank's site
  DirectionsWebsite

Peoples National Bank: profile, branches and contacts

Farmers State Bank of Alto Pass, Ill. 1 branch · main office Alto Pass, IL Bank · 1

Farmers State Bank of Alto Pass, Ill. has 1 branch in Harrisburg, 5 across Illinois and 5 nationwide. FDIC records list its main office in Alto Pass, IL and show it operating since 1910. With $342.4 million in total assets on June 30, 2026, it ranks No. 2,291 of 4,232 U.S. banks by total assets. The Commercial Street Branch at 555 S Commercial St dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Commercial Street Branch

  555 S Commercial St, 62946

  Hours: see the bank's site
  DirectionsWebsite

Farmers State Bank of Alto Pass, Ill.: profile, branches and contacts

Legence Bank 1 branch · main office Eldorado, IL Bank · 1

Legence Bank has 1 branch in Harrisburg, 10 across Illinois and 11 nationwide. FDIC records list its main office in Eldorado, IL and show it operating since 1906. With $642.9 million in total assets on June 30, 2026, it ranks No. 1,481 of 4,232 U.S. banks by total assets. The Harrisburg Branch at 502 N Commercial St dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Harrisburg Branch

  502 N Commercial St, 62946

  Hours: see the bank's site
  DirectionsWebsite

Legence Bank: profile, branches and contacts

Siu Credit Union 1 office · main office Carbondale, IL Credit union · 1

Siu Credit Union has 1 office in Harrisburg, 7 across Illinois. It is based in Carbondale, IL and $588.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Harrisburg Branch

  777 E Ford St, 62946

  (618) 252-4510Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Siu Credit Union: profile, branches and contacts

Woodforest Woodforest National Bank · 1 branch · main office The Woodlands, TX Bank · 1

Woodforest has 1 branch in Harrisburg, 38 across Illinois and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0142 Harrisburg Illinois Branch at 710 S Commercial St dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• 0142 Harrisburg Illinois Branch

  710 S Commercial St, 62946

  Hours: see the bank's site
  DirectionsWebsite

Woodforest: profile, branches and contacts

Join a credit union in Harrisburg

1 credit union has 1 office here: Siu Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Harrisburg page has every office in the state's directory.

Banking in Harrisburg: the local picture

Short answer: 6 banks run 9 branches in Harrisburg according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 6 banks, 0 have their main office in Harrisburg, 5 elsewhere in Illinois and 1 out of state, according to the FDIC.

The bank with the longest record here is First Mid Bank & Trust, operating since 1865 according to the FDIC. In FDIC branch records, the longest-running branch is First Mid Bank & Trust's office at 2 E Locust St, dating to 1889; the newest is First Mid Bank & Trust's at 719 Rollie Moore Drive, from 2015.

The only credit union with an office here is Siu Credit Union.

Of the 1 location with published hours. None open on Saturday. 9 locations have no published hours in these sources.

Saturday hours in Harrisburg

Short answer: None of the 1 Harrisburg location with published hours lists Saturday hours. 9 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 9 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Harrisburg, and where the nearest one is if they do not.

Short answer: No branches in Harrisburg: Chase (nearest in Belleville, 93 mi), Wells Fargo (nearest in Canton, 211 mi), Bank of America (nearest in Belleville, 93 mi), PNC Bank (nearest in Fairview Heights, 98 mi), U.S. Bank (nearest in Marion, 23 mi), Truist, Fifth Third Bank (nearest in Marion, 25 mi), Huntington (nearest in New Lenox, 263 mi), Regions Bank (nearest in Marion, 22 mi), TD Bank, BMO (nearest in Belleville, 94 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Harrisburg to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Harrisburg residents like anyone else.

Banks near Harrisburg

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Eldorado (7 miles) and Shawneetown (19 miles). Marion, 23 miles away, has the most banks nearby: 13.

Bank branch openings and closings in Harrisburg

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Harrisburg between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Harrisburg by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Harrisburg offices.

Short answer: First Mid Bank & Trust is the largest bank with offices in Harrisburg, with $9.14 billion in total assets on June 30, 2026, No. 178 among U.S. banks by total assets. Woodforest is second with $8.98 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Harrisburg: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.