US Bank Directory
Banks in Eldorado, IL
4 FDIC-insured banks operate 4 offices in Eldorado, Illinois.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Eldorado
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Eldorado, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Eldorado
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Eldorado, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Banterra Bank Bank · 1
Banterra Bank has 1 branch in Eldorado, 28 across Illinois and 43 nationwide. FDIC records list its main office in Marion, IL and show it operating since 1955. With $3.36 billion in total assets on June 30, 2026, it ranks No. 383 of 4,232 U.S. banks by total assets. The Eldorado - 2100 at 1501 U.S. Route 45 South dates to 1947 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Eldorado - 21001501 U.S. Route 45 South, 62930
First Southern Bank Bank · 1
First Southern Bank has 1 branch in Eldorado, 19 across Illinois and 19 nationwide. FDIC records list its main office in Marion, IL and show it operating since 1937. With $1.04 billion in total assets on June 30, 2026, it ranks No. 1,014 of 4,232 U.S. banks by total assets. The C.P. Burnett & Sons, Bankers Bank Branch at 1023 4th St dates to 1921 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
C.P. Burnett & Sons, Bankers Bank Branch1023 4th St, 62930
Legence Bank Bank · 1
Legence Bank has 1 branch in Eldorado, 10 across Illinois and 11 nationwide. FDIC records list its main office in Eldorado, IL and show it operating since 1906. With $642.9 million in total assets on June 30, 2026, it ranks No. 1,481 of 4,232 U.S. banks by total assets. Its main office at 1108 Us Highway 45 N dates to 1906 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Main Office main office1108 Us Highway 45 N, 62930
Peoples National Bank Bank · 1
Peoples National Bank has 1 branch in Eldorado, 21 across Illinois and 25 nationwide. FDIC records list its main office in Mount Vernon, IL and show it operating since 1909. With $2.08 billion in total assets on June 30, 2026, it ranks No. 588 of 4,232 U.S. banks by total assets. The Eldorado Branch at 1015 Us Route 45 North dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Eldorado Branch1015 Us Route 45 North, 62930
Banking in Eldorado: the local picture
Short answer: 4 banks run 4 branches in Eldorado according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 1 has its main office in Eldorado, 3 elsewhere in Illinois, according to the FDIC.
The bank with the longest record here is Legence Bank, operating since 1906 according to the FDIC. In FDIC branch records, the longest-running branch is Legence Bank's office at 1108 Us Highway 45 N, dating to 1906; the newest is Peoples National Bank's at 1015 Us Route 45 North, from 2016.
None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Eldorado, and where the nearest one is if they do not.
Short answer: No branches in Eldorado: Chase (nearest in Belleville, 94 mi), Wells Fargo (nearest in Canton, 208 mi), Bank of America (nearest in Belleville, 95 mi), PNC Bank (nearest in Fairview Heights, 99 mi), U.S. Bank (nearest in Marion, 28 mi), Truist, Fifth Third Bank (nearest in Marion, 30 mi), Huntington (nearest in New Lenox, 257 mi), Regions Bank (nearest in Marion, 28 mi), TD Bank, BMO (nearest in Belleville, 95 mi).
| Bank | In Eldorado | Nearest branch if none here |
|---|---|---|
| Chase | None | Belleville, 94 miles away |
| Wells Fargo | None | Canton, 208 miles away |
| Bank of America | None | Belleville, 95 miles away |
| PNC Bank | None | Fairview Heights, 99 miles away |
| U.S. Bank | None | Marion, 28 miles away |
| Truist | None | none in Illinois |
| Fifth Third Bank | None | Marion, 30 miles away |
| Huntington | None | New Lenox, 257 miles away |
| Regions Bank | None | Marion, 28 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Belleville, 95 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Eldorado to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Eldorado residents like anyone else.
Banks near Eldorado
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Harrisburg (7 miles) and Shawneetown (15 miles). Marion, 28 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Harrisburg, IL | 7 mi | 6 | 9 |
| Banks in Shawneetown, IL | 15 mi | 2 | 3 |
| Banks in Mcleansboro, IL | 20 mi | 2 | 3 |
| Banks in Carmi, IL | 24 mi | 4 | 5 |
| Banks in Johnston City, IL | 27 mi | 2 | 2 |
| Banks in West Frankfort, IL | 27 mi | 3 | 3 |
| Banks in Marion, IL | 28 mi | 13 | 26 |
| Banks in Benton, IL | 29 mi | 5 | 6 |
Bank branch openings and closings in Eldorado
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Eldorado between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Eldorado
Short answer: 1 institution has its main office in Eldorado: Legence Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Legence Bank | Bank | $642.9 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Eldorado by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Eldorado offices.
Short answer: Banterra Bank is the largest bank with offices in Eldorado, with $3.36 billion in total assets on June 30, 2026, No. 383 among U.S. banks by total assets. Peoples National Bank is second with $2.08 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Banterra Bank | $3.36 billion | No. 383 | 1 | Marion, IL |
| Peoples National Bank | $2.08 billion | No. 588 | 1 | Mount Vernon, IL |
| First Southern Bank | $1.04 billion | No. 1,014 | 1 | Marion, IL |
| Legence Bank | $642.9 million | No. 1,481 | 1 | Eldorado, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Eldorado: FAQ
How many banks are in Eldorado, IL?
Eldorado has 4 banks with 4 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Eldorado?
Banterra Bank, with 1. Peoples National Bank has 1 and First Southern Bank has 1.
Is there a Banterra Bank in Eldorado, IL?
Yes. FDIC data lists 1 Banterra Bank branch in Eldorado as of September 5, 2026. The address and directions are under Banterra Bank above.
Is there a Peoples National Bank in Eldorado, IL?
Yes. FDIC data lists 1 Peoples National Bank branch in Eldorado as of September 5, 2026. The address and directions are under Peoples National Bank above.
Is there a First Southern Bank in Eldorado, IL?
Yes. FDIC data lists 1 First Southern Bank branch in Eldorado as of September 5, 2026. The address and directions are under First Southern Bank above.
Is there a Chase in Eldorado, IL?
No. FDIC data lists no Chase branch in Eldorado as of September 5, 2026. The nearest is in Belleville, about 94 miles away in a straight line.
Which banks are headquartered in Eldorado?
Legence Bank has its main office in Eldorado, according to the FDIC.
What is the oldest bank in Eldorado?
Legence Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1906.
Did any bank branches open or close in Eldorado in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Eldorado?
Nearby cities with more banks include Harrisburg, Shawneetown, Mcleansboro. Harrisburg is 7 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds