US Bank Directory
Banks in Grafton, IL
1 FDIC-insured bank operates 1 office in Grafton, Illinois.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Grafton
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Grafton, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Grafton
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Jersey State Bank is the only bank with an office in Grafton. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Jersey State Bank Bank · 1
Jersey State Bank has 1 branch in Grafton, 2 across Illinois and 2 nationwide. FDIC records list its main office in Jerseyville, IL and show it operating since 1903. With $190.1 million in total assets on June 30, 2026, it ranks No. 3,064 of 4,232 U.S. banks by total assets. The Grafton Banking Facility at 14 E Main St dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Grafton Banking Facility14 E Main St, 62037
Banking in Grafton: the local picture
Short answer: 1 bank runs 1 branch in Grafton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Jersey State Bank has its main office in Jerseyville, IL, according to the FDIC.
The bank with the longest record here is Jersey State Bank, operating since 1903 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Grafton, and where the nearest one is if they do not.
Short answer: No branches in Grafton: Chase (nearest in Alton, 15 mi), Wells Fargo (nearest in Canton, 112 mi), Bank of America (nearest in O Fallon, 38 mi), PNC Bank (nearest in Edwardsville, 29 mi), U.S. Bank (nearest in Alton, 13 mi), Truist, Fifth Third Bank (nearest in Mount Vernon, 93 mi), Huntington (nearest in Shorewood, 213 mi), Regions Bank (nearest in Godfrey, 13 mi), TD Bank, BMO (nearest in Belleville, 41 mi).
| Bank | In Grafton | Nearest branch if none here |
|---|---|---|
| Chase | None | Alton, 15 miles away |
| Wells Fargo | None | Canton, 112 miles away |
| Bank of America | None | O Fallon, 38 miles away |
| PNC Bank | None | Edwardsville, 29 miles away |
| U.S. Bank | None | Alton, 13 miles away |
| Truist | None | none in Illinois |
| Fifth Third Bank | None | Mount Vernon, 93 miles away |
| Huntington | None | Shorewood, 213 miles away |
| Regions Bank | None | Godfrey, 13 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Belleville, 41 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Grafton to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Grafton residents like anyone else.
Banks near Grafton
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Brussels (8 miles) and Jerseyville (12 miles). Alton, 15 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Brussels, IL | 8 mi | 2 | 2 |
| Banks in Jerseyville, IL | 12 mi | 5 | 5 |
| Banks in Godfrey, IL | 13 mi | 3 | 4 |
| Banks in Alton, IL | 15 mi | 8 | 8 |
| Banks in Hardin, IL | 16 mi | 2 | 2 |
| Banks in Wood River, IL | 21 mi | 4 | 4 |
| Banks in Bethalto, IL | 21 mi | 3 | 3 |
| Banks in Carrollton, IL | 23 mi | 2 | 2 |
Bank branch openings and closings in Grafton
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Grafton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Grafton by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Grafton offices.
Short answer: Jersey State Bank is the largest bank with offices in Grafton, with $190.1 million in total assets on June 30, 2026, No. 3,064 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Jersey State Bank | $190.1 million | No. 3,064 | 1 | Jerseyville, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Grafton: FAQ
How many banks are in Grafton, IL?
Grafton has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Jersey State Bank in Grafton, IL?
Yes. FDIC data lists 1 Jersey State Bank branch in Grafton as of September 5, 2026. The address and directions are under Jersey State Bank above.
Is there a Chase in Grafton, IL?
No. FDIC data lists no Chase branch in Grafton as of September 5, 2026. The nearest is in Alton, about 15 miles away in a straight line.
What is the oldest bank in Grafton?
Jersey State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1903.
Did any bank branches open or close in Grafton in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Grafton?
Nearby cities with more banks include Brussels, Jerseyville, Godfrey. Brussels is 8 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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