US Bank Directory
Banks in Bethalto, IL
3 FDIC-insured banks operate 3 offices in Bethalto, Illinois, and 2 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Bethalto
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 6 locations in Bethalto, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Bethalto
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: U.S. Bank, Associated Bank and United Community Bank have the most locations in Bethalto, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
B.e.a. Credit Union Credit union · 2
B.e.a. Credit Union has 2 officees in Bethalto, 2 across Illinois. It is based in Bethalto, IL and $2.3 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Bethalto locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office101 School St, 62010
All hours
Mon 3:30 pm to 5:30 pm; Tue not published; Wed 3:30 pm to 5:30 pm; Thu not published; Fri 3:30 pm to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Bea Credit Union610 Texas Blvd, 62010
All hours
Mon 3:30 pm to 5:30 pm; Tue not published; Wed 3:30 pm to 5:30 pm; Thu not published; Fri 3:30 pm to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
1st Midamerica Credit Union Credit union · 1
1st Midamerica Credit Union has 1 office in Bethalto, 9 across Illinois. It is based in Bethalto, IL and $1.01 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office731 E Bethalto Dr, 62010
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Associated Bank Bank · 1
Associated Bank has 1 branch in Bethalto, 28 across Illinois and 218 nationwide. FDIC records list its main office in Green Bay, WI and show it operating since 1874. With $51.76 billion in total assets on June 30, 2026, it ranks No. 49 of 4,232 U.S. banks by total assets. The Bethalto Branch at 704 Texas Blvd dates to 1937 in FDIC branch records. It opens on Saturday.
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Bethalto Branch704 Texas Blvd, 62010
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Associated Bank branch locator (All The Places), checked Oct 10, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Bethalto, 153 across Illinois and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Bethalto Airport Branch at 1 Airport Plz dates to 1976 in FDIC branch records. It opens on Saturday.
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Bethalto Airport Branch1 Airport Plz, 62010
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
United Community Bank Bank · 1
United Community Bank has 1 branch in Bethalto, 44 across Illinois and 46 nationwide. FDIC records list its main office in Chatham, IL and show it operating since 1965. With $4.13 billion in total assets on June 30, 2026, it ranks No. 328 of 4,232 U.S. banks by total assets. The Bethalto Branch at 353 W Bethalto Dr dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bethalto Branch353 W Bethalto Dr, 62010
Join a credit union in Bethalto
2 credit unions have 3 offices here: B.e.a. Credit Union and 1st Midamerica Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Bethalto page has every office in the state's directory.
Banking in Bethalto: the local picture
Short answer: 3 banks run 3 branches in Bethalto according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Bethalto, 1 elsewhere in Illinois and 2 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is Associated Bank's office at 704 Texas Blvd, dating to 1937; the newest is United Community Bank's at 353 W Bethalto Dr, from 2006.
2 credit unions have 3 offices in Bethalto, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. 3 open on Saturday. 1 location has no published hours in these sources.
Banks and credit unions open on Saturday in Bethalto
Short answer: 3 of the 5 Bethalto locations with published hours open on Saturday, run by 3 institutions.
- U.S. Bank: 1 of 1 branch (1 Airport Plz: Saturday 9 am to 1 pm)
- Associated Bank: 1 of 1 branch (704 Texas Blvd: Saturday 9 am to 12 pm)
- 1st Midamerica Credit Union: 1 of 1 office (731 E Bethalto Dr: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Bethalto, and where the nearest one is if they do not.
Short answer: In Bethalto: U.S. Bank (1). No branches in Bethalto: Chase (nearest in Alton, 6 mi), Wells Fargo (nearest in Canton, 115 mi), Bank of America (nearest in O Fallon, 22 mi), PNC Bank (nearest in Edwardsville, 9 mi), Truist, Fifth Third Bank (nearest in Mount Vernon, 73 mi), Huntington (nearest in Shorewood, 207 mi), Regions Bank (nearest in Wood River, 3 mi), TD Bank, BMO (nearest in Belleville, 27 mi).
| Bank | In Bethalto | Nearest branch if none here |
|---|---|---|
| U.S. Bank | 1 branch | here |
| Chase | None | Alton, 6 miles away |
| Wells Fargo | None | Canton, 115 miles away |
| Bank of America | None | O Fallon, 22 miles away |
| PNC Bank | None | Edwardsville, 9 miles away |
| Truist | None | none in Illinois |
| Fifth Third Bank | None | Mount Vernon, 73 miles away |
| Huntington | None | Shorewood, 207 miles away |
| Regions Bank | None | Wood River, 3 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Belleville, 27 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bethalto to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bethalto residents like anyone else.
Banks near Bethalto
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Wood River (3 miles) and Alton (7 miles). Edwardsville, 9 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Wood River, IL | 3 mi | 4 | 4 |
| Banks in Alton, IL | 7 mi | 8 | 8 |
| Banks in Godfrey, IL | 8 mi | 3 | 4 |
| Banks in Edwardsville, IL | 9 mi | 12 | 14 |
| Banks in Glen Carbon, IL | 10 mi | 6 | 6 |
| Banks in Granite City, IL | 13 mi | 5 | 6 |
| Banks in Maryville, IL | 13 mi | 3 | 3 |
| Banks in Troy, IL | 14 mi | 3 | 3 |
Bank branch openings and closings in Bethalto
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Bethalto between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Bethalto
Short answer: 2 institutions have their main office in Bethalto: B.e.a. Credit Union and 1st Midamerica Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| B.e.a. Credit Union | Credit union | $2.3 million | 2 |
| 1st Midamerica Credit Union | Credit union | $1.01 billion | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Bethalto by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bethalto offices.
Short answer: U.S. Bank is the largest bank with offices in Bethalto, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. Associated Bank is second with $51.76 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Associated Bank | $51.76 billion | No. 49 | 1 | Green Bay, WI |
| United Community Bank | $4.13 billion | No. 328 | 1 | Chatham, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Bethalto: FAQ
How many banks are in Bethalto, IL?
Bethalto has 3 banks with 3 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Bethalto?
U.S. Bank, with 1. Associated Bank has 1 and United Community Bank has 1.
Is there a U.S. Bank in Bethalto, IL?
Yes. FDIC data lists 1 U.S. Bank branch in Bethalto as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Associated Bank in Bethalto, IL?
Yes. FDIC data lists 1 Associated Bank branch in Bethalto as of September 5, 2026. The address and directions are under Associated Bank above.
Is there a United Community Bank in Bethalto, IL?
Yes. FDIC data lists 1 United Community Bank branch in Bethalto as of September 5, 2026. The address and directions are under United Community Bank above.
Is there a Chase in Bethalto, IL?
No. FDIC data lists no Chase branch in Bethalto as of September 5, 2026. The nearest is in Alton, about 6 miles away in a straight line.
Which banks in Bethalto are open on Saturday?
U.S. Bank, Associated Bank and 1st Midamerica Credit Union publish Saturday hours for one or more Bethalto locations. The Saturday section above lists each one with its hours. 1 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Bethalto?
B.e.a. Credit Union and 1st Midamerica Credit Union have their main office in Bethalto, according to the FDIC and the NCUA.
What is the oldest bank in Bethalto?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Bethalto?
B.e.a. Credit Union and 1st Midamerica Credit Union have offices in Bethalto. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Bethalto in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Bethalto?
Nearby cities with more banks include Wood River, Alton, Godfrey. Wood River is 3 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 3 branches: Associated Bank, U.S. Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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