US Bank Directory

Banks in Alton, IL

8 FDIC-insured banks operate 8 offices in Alton, Illinois, and 5 credit unions have 5 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Alton

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 13 banks and credit unions operate 13 locations in Alton, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 5 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

13 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Alton

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 8 banks share the most locations in Alton, with 1 each. 8 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

1st Midamerica Credit Union 1 office · main office Bethalto, IL Credit union · 1

1st Midamerica Credit Union has 1 office in Alton, 9 across Illinois. It is based in Bethalto, IL and $1.01 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • College Office
    3553 College Ave, 62002
    (618) 258-3168Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

1st Midamerica Credit Union: profile, branches and contacts
Alton Municipal Employees Credit Union 1 office · main office Alton, IL Credit union · 1

Alton Municipal Employees Credit Union has 1 office in Alton, 1 across Illinois. It is based in Alton, IL and $458,000 in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    3212 College Ave, 62002
    (618) 462-8771Today: hours not published
    All hours

    Mon not published; Tue 10 am to 4 pm; Wed not published; Thu 10 am to 4 pm; Fri to Sun not published

    Hours: NCUA, March 31, 2026

Alton Municipal Employees Credit Union: profile, branches and contacts
Altonized Community Credit Union 1 office · main office Alton, IL Credit union · 1

Altonized Community Credit Union has 1 office in Alton, 2 across Illinois. It is based in Alton, IL and $55.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    4435 Alby St, 62002
    (800) 421-4759Today 8:30 am to 5 pm
    All hours

    Mon to Fri 8:30 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Altonized Community Credit Union: profile, branches and contacts
Busey Bank 1 branch · main office Champaign, IL Bank · 1

Busey Bank has 1 branch in Alton, 50 across Illinois and 81 nationwide. FDIC records list its main office in Champaign, IL and show it operating since 1946. With $18.15 billion in total assets on June 30, 2026, it ranks No. 112 of 4,232 U.S. banks by total assets. The Alton Northport Branch at 4415 Martin Luther King Dr dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Alton Northport Branch
    4415 Martin Luther King Dr, 62002
    Hours: see the bank's site
Busey Bank: profile, branches and contacts
Carrollton Bank 1 branch · main office Carrollton, IL Bank · 1

Carrollton Bank has 1 branch in Alton, 7 across Illinois and 13 nationwide. FDIC records list its main office in Carrollton, IL and show it operating since 1877. With $3.88 billion in total assets on June 30, 2026, it ranks No. 343 of 4,232 U.S. banks by total assets. The Alton Branch at 120 Homer M Adams Pkwy dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Alton Branch
    120 Homer M Adams Pkwy, 62002
    Hours: see the bank's site
Carrollton Bank: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Alton, 265 across Illinois and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Alton Branch at 1704 Homer M Adams Pkwy dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Alton Branch
    1704 Homer M Adams Pkwy, 62002
    Hours: see the bank's site
Chase: profile, branches and contacts
First Mid Bank & Trust First Mid Bank & Trust, National Association · 1 branch · main office Mattoon, IL Bank · 1

First Mid Bank & Trust has 1 branch in Alton, 52 across Illinois and 87 nationwide. FDIC records list its main office in Mattoon, IL and show it operating since 1865. With $9.14 billion in total assets on June 30, 2026, it ranks No. 178 of 4,232 U.S. banks by total assets. The Alton Branch at 111 E 4th St dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First Mid Bank & Trust: profile, branches and contacts
Heartland Bank 1 branch · main office Bloomington, IL Bank · 1

Heartland Bank has 1 branch in Alton, 82 across Illinois and 87 nationwide. FDIC records list its main office in Bloomington, IL and show it operating since 1971. With $6.72 billion in total assets on June 30, 2026, it ranks No. 231 of 4,232 U.S. banks by total assets. The Alton Branch at 200 Homer M Adams Pkwy dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Alton Branch
    200 Homer M Adams Pkwy, 62002
    Hours: see the bank's site
Heartland Bank: profile, branches and contacts
Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Alton, 41 across Illinois and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Alton Branch at 2850 Homer M Adams Pkwy dates to 1971 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Alton Branch
    2850 Homer M Adams Pkwy, 62002
    Hours: see the bank's site
Regions Bank: profile, branches and contacts
Revity Credit Union 1 office · main office Granite City, IL Credit union · 1

Revity Credit Union has 1 office in Alton, 8 across Illinois. It is based in Granite City, IL and $529.3 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.

Who can join: see the credit union's site.

Revity Credit Union: profile, branches and contacts
State Employees Community Credit Union 1 office · main office Alton, IL Credit union · 1

State Employees Community Credit Union has 1 office in Alton, 1 across Illinois. It is based in Alton, IL and $6.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    4500 College Ave Ste 200, 62002
    (618) 462-5229Today 8 am to 5 pm
    All hours

    Mon to Thu 8 am to 5 pm; Fri 8 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

State Employees Community Credit Union: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Alton, 153 across Illinois and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The North Alton Branch at 2627 State St dates to 1991 in FDIC branch records. It opens on Saturday.

  • North Alton Branch
    2627 State St, 62002
    (618) 466-8333Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts
United Community Bank 1 branch · main office Chatham, IL Bank · 1

United Community Bank has 1 branch in Alton, 44 across Illinois and 46 nationwide. FDIC records list its main office in Chatham, IL and show it operating since 1965. With $4.13 billion in total assets on June 30, 2026, it ranks No. 328 of 4,232 U.S. banks by total assets. The Liberty Bank Branch at 2403 Homer M Adams Pkwy dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Liberty Bank Branch
    2403 Homer M Adams Pkwy, 62002
    Hours: see the bank's site
United Community Bank: profile, branches and contacts

Join a credit union in Alton

5 credit unions have 5 offices here: 1st Midamerica Credit Union, Revity Credit Union, Altonized Community Credit Union, State Employees Community Credit Union and Alton Municipal Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Alton page has every office in the state's directory.

Banking in Alton: the local picture

Short answer: 8 banks run 8 branches in Alton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 8 banks, 0 have their main office in Alton, 5 elsewhere in Illinois and 3 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 2850 Homer M Adams Pkwy, dating to 1971; the newest is Chase's at 1704 Homer M Adams Pkwy, from 2024.

5 credit unions have 5 offices in Alton, according to the NCUA. Who can join each one is on the credit unions page.

Of the 5 locations with published hours. 2 open on Saturday. 8 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Alton

Short answer: 2 of the 5 Alton locations with published hours open on Saturday, run by 2 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 8 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Alton, and where the nearest one is if they do not.

Short answer: In Alton: Chase (1), U.S. Bank (1), Regions Bank (1). No branches in Alton: Wells Fargo (nearest in Canton, 114 mi), Bank of America (nearest in O Fallon, 26 mi), PNC Bank (nearest in Edwardsville, 15 mi), Truist, Fifth Third Bank (nearest in Mount Vernon, 79 mi), Huntington (nearest in Shorewood, 209 mi), TD Bank, BMO (nearest in Belleville, 30 mi).

BankIn AltonNearest branch if none here
Chase1 branchhere
U.S. Bank1 branchhere
Regions Bank1 branchhere
Wells FargoNoneCanton, 114 miles away
Bank of AmericaNoneO Fallon, 26 miles away
PNC BankNoneEdwardsville, 15 miles away
TruistNonenone in Illinois
Fifth Third BankNoneMount Vernon, 79 miles away
HuntingtonNoneShorewood, 209 miles away
TD BankNonenone in Illinois
BMONoneBelleville, 30 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Alton to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Alton residents like anyone else.

Banks near Alton

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Godfrey (1 mile) and Wood River (6 miles). Edwardsville, 14 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Alton

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Alton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Alton

Short answer: 3 institutions have their main office in Alton: Altonized Community Credit Union, State Employees Community Credit Union and Alton Municipal Employees Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Altonized Community Credit UnionCredit union$55.7 million1
State Employees Community Credit UnionCredit union$6.6 million1
Alton Municipal Employees Credit UnionCredit union$458,0001

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Alton by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Alton offices.

Short answer: Chase is the largest bank with offices in Alton, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
Regions Bank$159.79 billionNo. 271Birmingham, AL
Busey Bank$18.15 billionNo. 1121Champaign, IL
First Mid Bank & Trust$9.14 billionNo. 1781Mattoon, IL
Heartland Bank$6.72 billionNo. 2311Bloomington, IL
United Community Bank$4.13 billionNo. 3281Chatham, IL
Carrollton Bank$3.88 billionNo. 3431Carrollton, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Alton: FAQ

How many banks are in Alton, IL?

Alton has 8 banks with 8 branches and 5 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Alton?

Chase, with 1. U.S. Bank has 1 and Regions Bank has 1.

Is there a Chase in Alton, IL?

Yes. FDIC data lists 1 Chase branch in Alton as of September 5, 2026. The address and directions are under Chase above.

Is there a U.S. Bank in Alton, IL?

Yes. FDIC data lists 1 U.S. Bank branch in Alton as of September 5, 2026. The address and directions are under U.S. Bank above.

Is there a Regions Bank in Alton, IL?

Yes. FDIC data lists 1 Regions Bank branch in Alton as of September 5, 2026. The address and directions are under Regions Bank above.

Is there a Wells Fargo in Alton, IL?

No. FDIC data lists no Wells Fargo branch in Alton as of September 5, 2026. The nearest is in Canton, about 114 miles away in a straight line.

Which banks in Alton are open on Saturday?

U.S. Bank and 1st Midamerica Credit Union publish Saturday hours for one or more Alton locations. The Saturday section above lists each one with its hours. 8 of the 13 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Alton?

Altonized Community Credit Union, State Employees Community Credit Union and Alton Municipal Employees Credit Union have their main office in Alton, according to the FDIC and the NCUA.

What is the oldest bank in Alton?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Alton?

1st Midamerica Credit Union, Revity Credit Union, Altonized Community Credit Union and State Employees Community Credit Union and 1 more have offices in Alton. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Alton in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Alton?

Nearby cities with more banks include Godfrey, Wood River, Bethalto. Godfrey is 1 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 5 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 8 branches: U.S. Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds