Banks in Clayton, IL

Bank branch map: Clayton

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Clayton, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Clayton

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Central State Bank is the only bank with an office in Clayton. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Central State Bank 1 branch · main office Clayton, IL Bank · 1

Central State Bank has 1 branch in Clayton, 4 across Illinois and 4 nationwide. FDIC records list its main office in Clayton, IL and show it operating since 1928. With $175.1 million in total assets on June 30, 2026, it ranks No. 3,162 of 4,232 U.S. banks by total assets. Its main office at 100 W Main St dates to 1928 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  100 W Main St, 62324

  Hours: see the bank's site
  DirectionsWebsite

Central State Bank: profile, branches and contacts

Banking in Clayton: the local picture

Short answer: 1 bank runs 1 branch in Clayton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Central State Bank has its main office in Clayton, according to the FDIC.

The bank with the longest record here is Central State Bank, operating since 1928 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Clayton, and where the nearest one is if they do not.

Short answer: No branches in Clayton: Chase (nearest in Springfield, 69 mi), Wells Fargo (nearest in Canton, 61 mi), Bank of America (nearest in O Fallon, 114 mi), PNC Bank (nearest in Springfield, 69 mi), U.S. Bank (nearest in Jacksonville, 44 mi), Truist, Fifth Third Bank (nearest in Sterling, 140 mi), Huntington (nearest in Shorewood, 178 mi), Regions Bank (nearest in Springfield, 72 mi), TD Bank, BMO (nearest in Belleville, 118 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Clayton to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Clayton residents like anyone else.

Banks near Clayton

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Camp Point (6 miles) and Mount Sterling (11 miles). Quincy, 23 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Clayton

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Clayton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Clayton

Short answer: 1 institution has its main office in Clayton: Central State Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Clayton by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Clayton offices.

Short answer: Central State Bank is the largest bank with offices in Clayton, with $175.1 million in total assets on June 30, 2026, No. 3,162 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Clayton: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.