US Bank Directory
Banks in Cerro Gordo, IL
1 FDIC-insured bank operates 1 office in Cerro Gordo, Illinois.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Cerro Gordo
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Cerro Gordo, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Cerro Gordo
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: State Bank of Bement is the only bank with an office in Cerro Gordo. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
State Bank of Bement Bank · 1
State Bank of Bement has 1 branch in Cerro Gordo, 4 across Illinois and 4 nationwide. FDIC records list its main office in Bement, IL and show it operating since 1914. With $185.6 million in total assets on June 30, 2026, it ranks No. 3,093 of 4,232 U.S. banks by total assets. The Cerro Gordo Branch at 101 S Madison St dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cerro Gordo Branch101 S Madison St, 61818
Banking in Cerro Gordo: the local picture
Short answer: 1 bank runs 1 branch in Cerro Gordo according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
State Bank of Bement has its main office in Bement, IL, according to the FDIC.
The bank with the longest record here is State Bank of Bement, operating since 1914 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Cerro Gordo, and where the nearest one is if they do not.
Short answer: No branches in Cerro Gordo: Chase (nearest in Champaign, 29 mi), Wells Fargo (nearest in Canton, 83 mi), Bank of America (nearest in O Fallon, 110 mi), PNC Bank (nearest in Decatur, 12 mi), U.S. Bank (nearest in Mattoon, 34 mi), Truist, Fifth Third Bank (nearest in Effingham, 54 mi), Huntington (nearest in Shorewood, 117 mi), Regions Bank (nearest in Decatur, 9 mi), TD Bank, BMO (nearest in Channahon, 108 mi).
| Bank | In Cerro Gordo | Nearest branch if none here |
|---|---|---|
| Chase | None | Champaign, 29 miles away |
| Wells Fargo | None | Canton, 83 miles away |
| Bank of America | None | O Fallon, 110 miles away |
| PNC Bank | None | Decatur, 12 miles away |
| U.S. Bank | None | Mattoon, 34 miles away |
| Truist | None | none in Illinois |
| Fifth Third Bank | None | Effingham, 54 miles away |
| Huntington | None | Shorewood, 117 miles away |
| Regions Bank | None | Decatur, 9 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Channahon, 108 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cerro Gordo to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cerro Gordo residents like anyone else.
Banks near Cerro Gordo
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Mount Zion (11 miles) and Decatur (11 miles). Decatur, 11 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Mount Zion, IL | 11 mi | 2 | 2 |
| Banks in Decatur, IL | 11 mi | 11 | 23 |
| Banks in Forsyth, IL | 12 mi | 2 | 2 |
| Banks in Monticello, IL | 13 mi | 4 | 5 |
| Banks in Arthur, IL | 18 mi | 4 | 5 |
| Banks in Sullivan, IL | 21 mi | 3 | 4 |
| Banks in Clinton, IL | 22 mi | 4 | 4 |
| Banks in Moweaqua, IL | 24 mi | 3 | 3 |
Bank branch openings and closings in Cerro Gordo
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Cerro Gordo between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Cerro Gordo by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cerro Gordo offices.
Short answer: State Bank of Bement is the largest bank with offices in Cerro Gordo, with $185.6 million in total assets on June 30, 2026, No. 3,093 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| State Bank of Bement | $185.6 million | No. 3,093 | 1 | Bement, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Cerro Gordo: FAQ
How many banks are in Cerro Gordo, IL?
Cerro Gordo has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a State Bank of Bement in Cerro Gordo, IL?
Yes. FDIC data lists 1 State Bank of Bement branch in Cerro Gordo as of September 5, 2026. The address and directions are under State Bank of Bement above.
Is there a Chase in Cerro Gordo, IL?
No. FDIC data lists no Chase branch in Cerro Gordo as of September 5, 2026. The nearest is in Champaign, about 29 miles away in a straight line.
What is the oldest bank in Cerro Gordo?
State Bank of Bement has the longest record among banks with a branch here: the FDIC shows it operating since 1914.
Did any bank branches open or close in Cerro Gordo in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Cerro Gordo?
Nearby cities with more banks include Mount Zion, Decatur, Forsyth. Mount Zion is 11 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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